The top-rated disability insurance agent in Rockville, Maryland is Boizelle Insurance Partnership, rated 4.9 stars across 325 reviews. Other highly rated options include Rodney Louis - State Farm Insurance Agent, The Insurance Store, RG Insurance - Corporate Office. This directory lists 29 disability insurance agents serving Rockville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Boizelle Insurance Partnership | 2101 Gaither Rd #270 | (301) 948-2010 |
| 2 | Rodney Louis - State Farm Insurance Agent | 11820 Parklawn Dr #120 | (301) 881-6200 |
| 3 | The Insurance Store | 622 Hungerford Dr #1 | (301) 279-5505 |
| 4 | RG Insurance - Corporate Office | 7361 Calhoun Pl #460 | (800) 310-3991 |
| 5 | Bogart & Brownell of Maryland, Incorporated | 7361 Calhoun Pl #560 | (301) 444-4500 |
| 6 | Disability Insurance Quotes | 9200 Corporate Blvd Suite 390 | (888) 513-2300 |
| 7 | American Preferred Insurance LLC | 932 Hungerford Dr SUITE 6 | (301) 328-1677 |
| 8 | Nationwide Insurance: Insurance One | 15825 Shady Grove Rd #40 | (301) 947-3600 |
| 9 | Veirs Insurance | 932 Hungerford Dr #15 | (301) 424-8700 |
| 10 | Charles R. Grant Insurance Agency, Inc. | 932 Hungerford Dr Suite 28B | (301) 279-7100 |
Boizelle Insurance Partnership serves the Rockville, Maryland area as a disability insurance agent. It assists local professionals and self-employed individuals in understanding the financial protections available through disability coverage. The agency explains how these policies can replace a portion of lost income during a medical recovery period. Clients typically seek help comparing the waiting periods and benefit terms of different plans. The partnership specifically handles applications for both short-term policies that begin coverage quickly and long-term plans designed to extend benefits over many years.
Rodney Louis - State Farm Insurance Agent in Rockville, MD, provides disability insurance coverage designed to protect income when illness or injury prevents an individual from working. The agency offers consultation to help clients understand policy options that align with personal financial situations. Services include plan selection guidance and ongoing policy management to ensure adequate protection over time. Maintenance services include periodic policy reviews and claims assistance. The agency serves a diverse range of properties, including single-family homes, apartments, retail locations, and restaurants.
The Insurance Store serves Rockville, Maryland, and the surrounding Montgomery County communities. It handles disability insurance policies designed to replace income if a client becomes unable to work due to illness or injury. The agency assesses an individual’s current occupation, income level, and financial obligations. It then presents a selection of benefit options, including elimination periods and coverage durations, from multiple carriers. For a typical job, it gathers detailed financial information and medical history, then compares policies across different insurers to find an appropriate benefit amount.
Residents and business owners in Rockville, Maryland who need assistance securing disability income protection can turn to RG Insurance - Corporate Office. This disability insurance agent company helps clients understand different policy options to replace lost wages during illness or injury. They guide individuals through the application process and explain important coverage details. Representing various carriers, they offer local professional advice for work-related and personal disability needs. Their services also extend to the greater Bethesda and Silver Spring metro areas.
Bogart & Brownell of Maryland, Incorporated assists individuals in distinguishing between short-term and long-term disability insurance, ensuring coverage aligns with distinct financial needs and recovery timelines. The agency helps clients in Rockville select policies that protect income against illness or injury. As an agent, it offers guidance through plan selection and filing, yet does not process ongoing claims management. Service coordination for policy review or purchase runs on an as-needed basis, without scheduled check-ins or recurring maintenance.
As local workers and professionals in Rockville consider their financial protections against unexpected illness or injury, they often seek clear guidance on disability insurance options. Disability Insurance Quotes provides straightforward counsel on planning for income loss. The company offers general information about benefit amounts, elimination periods, and policy durations tailored to individual careers and health situations in the Montgomery County area. An initial consultation typically reviews the applicant’s current occupation, monthly expenses, and any existing group coverage to determine suitable benefit structures worth exploring further.
American Preferred Insurance LLC provides specialized disability insurance agent services in Rockville, MD, helping individuals secure income protection in the event of illness or injury. It also offers general guidance through policy selection, application processes, and coverage reviews tailored to local professionals and small business owners. Whether planning for routine career changes or addressing unexpected medical leaves, this agency assists clients during open enrollment periods when adjusting existing plans is most critical.
Serving the Rockville area, the team at Nationwide Insurance: Insurance One helps individuals and businesses navigate the complexities of disability insurance. An agent with this company focuses on crafting policies that replace a portion of lost income if the policyholder cannot work due to illness or injury. This local agency can evaluate different benefit periods and waiting periods to match a client’s unique financial needs. Its services are available to various commercial sectors, including professional offices, warehouses, and food service establishments.
Veirs Insurance provides residential disability insurance services for individuals in Rockville, MD. Commercial coverage options are also available for local businesses seeking to protect their employees. The agency serves Rockville and the surrounding Montgomery County area. Policies are structured to replace a portion of income if injury or illness prevents work. The agent works with clients to explain plan terms and answer questions before coverage begins. Follow-up appointments are offered to review policy changes or add supplemental protection between regular service visits.
Charles R. Grant Insurance Agency, Inc., based in Rockville, MD, serves clients in the region as a dedicated disability insurance agent. Their work involves helping individuals and businesses select income protection policies that guard against lost earnings due to illness or injury. They assist with policy comparisons, application processes, and understanding benefit terms. For area professionals, the agency also offers tailored consultations on securing long-term disability coverage for specialized occupations.
What Does a a Disability Insurance Agent in Rockville Cost?
Typical costs for disability insurance through an agent in Maryland range from 1% to 3% of your annual income for individual policies. For a policy with a 90 day elimination period and a benefit of 60% of salary, premiums might be $50 to $200 per month for a healthy professional. Costs vary by age, occupation, health, and policy features. This is general information, not insurance advice.
About disability insurance agents in Rockville
Disability insurance agents in Rockville Maryland help residents and businesses secure income protection. Maryland law requires certain employer-provided disability benefits under the Maryland Workers Compensation Act. Local agents can guide you through group and individual policies tailored to the Rockville area.
Frequently Asked Questions
What does a disability insurance agent in Rockville do?
A disability insurance agent helps you find and purchase disability insurance policies. They explain coverage options, policy terms, and claim procedures. Agents in Rockville are familiar with Maryland specific regulations and local employer requirements.
Do I need disability insurance in Maryland?
Maryland does not require individuals to have disability insurance. However, many employers offer short term disability coverage. Self employed residents in Rockville often buy individual policies to protect their income.
How does Maryland law affect disability insurance claims?
Maryland has specific laws regarding disability insurance claims. Insurers must respond to claims within 30 days under Maryland Insurance Code. Agents can explain how these timelines affect your policy and claim process.
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