The top-rated disability insurance agent in Springfield, Missouri is Missouri Insurance Advisors - Medicare & Health Insurance, rated 5.0 stars across 2,518 reviews. Other highly rated options include The Resource Center Insurance and Financial Services, Bowman Insurance Group, Secure Insurance Group. This directory lists 20 disability insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Missouri Insurance Advisors - Medicare & Health Insurance | 3616 S Campbell Ave | (417) 213-9159 |
| 2 | The Resource Center Insurance and Financial Services | 1304 E Kingsley St | (417) 932-2993 |
| 3 | Bowman Insurance Group | 1824 S Lone Pine Ave Suite D | (417) 895-9511 |
| 4 | Secure Insurance Group | 3253 E Chestnut Expressway Suite 320 | (417) 883-9300 |
| 5 | The Advocate Group - Springfield, MO | 1650 E Battlefield Rd # 130 | (417) 880-1348 |
| 6 | Croley Insurance & Financial | 3705 E Battlefield Rd | (417) 881-3520 |
| 7 | Nixon & Lindstrom Insurance | 901 E Battlefield Rd | (417) 881-6623 |
| 8 | AD Korte Insurance | 3823 S Campbell Ave | (417) 881-1101 |
| 9 | GLS Insurance Group | 440 N Campbell Ave | (866) 910-9630 |
| 10 | Senior Benefit Service of Springfield, MO | 3621 South Ave | (417) 983-7979 |
Missouri Insurance Advisors - Medicare & Health Insurance serves the Springfield, Missouri metro area as a disability insurance agent. The company helps individuals evaluate their options for income protection when an illness or injury prevents them from working. They guide clients through the process of selecting policies that align with individual needs and budgets. Disability insurance planning addresses local workforce concerns regarding income continuity. The agency specifically assists with short-term and long-term disability insurance solutions.
The Resource Center Insurance and Financial Services in Springfield, MO provides a comprehensive range of disability insurance agent services. Their team assists clients with evaluating policy options to secure income protection against injury or illness. They also offer ongoing support for policy reviews and updates, ensuring coverage aligns with changing circumstances. This includes helping individuals and business owners navigate claims submissions. Their client base spans single-family homes, apartments, retail stores, and restaurants.
The families, individuals, and small business owners of Springfield, Missouri, are served by Bowman Insurance Group for disability insurance agent services. The agency assists clients in obtaining income protection policies that can replace a portion of their earnings if illness or injury prevents them from working. Factoring current income and occupation, they help applicants navigate policy options from various insurers to secure tailored coverage. Their service area also extends to neighboring communities such as Nixa and Ozark, ensuring broader regional access.
Secure Insurance Group serves Springfield, Missouri, and the surrounding Ozark communities, working with individuals and families to secure disability income protection. The agency handles applications for policies that replace a portion of lost earnings if illness or injury prevents work. To manage a typical case, an agent reviews the client’s occupation and existing coverage before comparing plan options from multiple carriers. The process focuses on matching the policy to the client’s specific financial situation and long-term needs.
The Advocate Group in Springfield, MO offers specialized services in disability income protection and long-term disability insurance planning. It generally works with local professionals and small business owners to design coverage that replaces a portion of income if an illness or injury prevents work. This agent assists clients in understanding policy terms, elimination periods, and benefit amounts. When seasonal weather or sudden health issues arise in southwest Missouri, it helps individuals secure benefits to cover essential living expenses during recovery periods.
Families in Springfield, MO facing an illness or injury call Croley Insurance & Financial to learn the difference between short-term disability policies offering temporary income and long-term plans providing more enduring support. The company assists clients in selecting coverage tailored to protect a portion of their earnings during recovery. As a disability insurance agent in the area, service is offered on a one-time basis through initial policy setup and needed consultations, without scheduled follow-ups.
Spring and summer in Springfield often bring increased physical activity, from yard work to weekend sports, raising the risk of injuries that can interrupt a regular paycheck. Nixon & Lindstrom Insurance in Springfield, MO, helps local workers consider how disability coverage might protect their income if an illness or accident prevents them from performing their job. As disability insurance agents, they explain the difference between short-term and long-term policies and how waiting periods affect benefits. An initial consultation typically involves reviewing a client’s occupation and current coverage to identify potential gaps.
AD Korte Insurance provides professional guidance in the disability insurance agent sector from its base in Springfield, MO. Specializing in these policies, the agency helps protect income by structuring plans for medical leave or long-term injury contingencies. It assists individuals in evaluating benefits that can replace wages and maintain financial stability. This coverage supports workers in diverse commercial environments, including corporate offices, busy warehouses, and food service establishments.
GLS Insurance Group serves residents of Springfield, MO, by helping them secure disability coverage for individual income protection. The company also offers commercial disability insurance solutions tailored to local business needs. Their team advises clients throughout the greater Springfield area on policy options that address specific occupational and health concerns. They provide follow-up support between regular visits to adjust coverage as life circumstances change, ensuring ongoing policy alignment with each client’s evolving requirements.
Senior Benefit Service of Springfield, MO is known for helping individuals navigate disability insurance agent services in the Springfield area. The company assists clients in understanding available coverage options and filing claims when needed. Its work focuses on providing guidance to those seeking disability income protection. As a specialty service, it can add on policy review and personalized benefit analysis for older clients considering long-term financial planning needs.
What Does a a Disability Insurance Agent in Springfield Cost?
Typical costs for disability insurance in Missouri range from 1% to 3% of your annual income per year. For a 50 000 annual income a policy might cost between 500 and 1500 per year. Premiums vary based on age occupation health status and benefit amount. This is general information not insurance advice.
About disability insurance agents in Springfield
Disability insurance agents in Springfield Missouri help individuals and businesses secure income protection policies. These agents can guide you through Missouri specific regulations including the states 30 day deadline for filing a claim after a disability begins. Local agents also understand the unique needs of Springfield workers in healthcare manufacturing and education sectors.
Frequently Asked Questions
What does a disability insurance agent in Springfield do?
A disability insurance agent helps you find and purchase a policy that fits your income and occupation. They explain policy terms exclusions and waiting periods. They also assist with claim filing and understanding Missouri state requirements.
How do Missouri laws affect disability insurance claims?
Missouri has a 30 day notice requirement for disability claims after the disability starts. The state also allows for bad faith lawsuits if an insurer unreasonably denies a claim. An agent can help you understand these time limits and your rights under Missouri law.
Can a Springfield agent help with both short term and long term disability?
Yes most agents offer both short term and long term disability policies. Short term policies typically cover 3 to 6 months while long term policies can pay until retirement age. Your agent can compare options from multiple carriers to find a suitable plan.
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