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Directory of disability insurance agents in St. Louis, Missouri. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
St. Louis, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 disability insurance agents in St. Louis, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
MBhealth Insurance Agency
9700 MacKenzie Rd STE 101, St. Louis, MO 63123
(314) 544-5400
mbhealth.com
POWERS Insurance and Risk Management
6825 Clayton Ave #200, St. Louis, MO 63139
(314) 725-1414
powersinsurance.com
Kevin Wingenbach - State Farm Insurance Agent
4530 Lemay Ferry Rd Suite L, St. Louis, MO 63129
(314) 487-2100
socoinsurance.com
Derek Miller - State Farm Insurance Agent
5811 S Lindbergh Blvd, St. Louis, MO 63123
(314) 892-4999
derekmiller.org
R T Thomas Insurance, LLC
8131 Delmar Blvd, St. Louis, MO 63130
(314) 725-5535
rtthomas.com
Goetz Insurance Agency
4586 Telegraph Rd, St. Louis, MO 63129
(314) 720-1702
goetzinsurance.com
Kreismann Bayer Insurance Agency
652 N New Ballas Rd, St. Louis, MO 63141
(314) 567-3344
kreismannbayer.com
Elevated Insurance Group
345 Marshall Ave Ste 200, St. Louis, MO 63119
(314) 806-3600
elevatedcoverage.com
Norrell Insurance Agency
401 Pine St #7, St. Louis, MO 63102
(636) 575-9526
norrellagency.com
Valley Insurance Agency Alliance LLC (VIAA)
6825 Clayton Ave #200, St. Louis, MO 63139
(314) 333-4910
viaa4u.com
Lp Miceli Inc
3470 Hampton Ave s106, St. Louis, MO 63139
(314) 832-6667
lpmiceliinc.com
Advantage 2000 Consultants
4121 Union Rd #216, St. Louis, MO 63129
(800) 899-3433
advantage2k.com
Missouri Insurance Exchange
7532 W Florissant Ave, St. Louis, MO 63136
(314) 481-1100
moinsurance.org
Southtown Insurance Agency
7127 S Lindbergh Blvd, St. Louis, MO 63125
(314) 894-4220
facebook.com
Charles Meyer Insurance Agency
5583 Telegraph Rd, St. Louis, MO 63129
(314) 894-1313
myarnoldteam.com
Clayton Hanley Insurance Service Inc.
9545 Yuma Dr, St. Louis, MO 63123
(314) 487-2921
claytonhanley.com
Crawford-Butz & Associates Insurance Agency
9700 MacKenzie Rd STE 120, St. Louis, MO 63123
(314) 752-2500
crawfordbutz.com
InvoBH - Health Insurance | Medicare Broker
3636 S Geyer Rd #100, St. Louis, MO 63127
(314) 685-4428
invobh.com
Arch Brokerage Inc
8084 Watson Rd # 100, St. Louis, MO 63119
(314) 849-6363
archbrokerage.com
O'Connor Insurance
12101 Olive Blvd, St. Louis, MO 63141
(314) 434-0038
oconnor-ins.com
Disability insurance agents in St. Louis help individuals and businesses find income protection plans that fit their needs. Missouri law does not require employers to offer disability insurance, so many workers seek private policies to cover lost wages. A local agent can explain how Missouri state regulations affect benefit payments and claim timelines.
What Does a Disability Insurance Agent in St. Louis Cost?
Disability insurance premiums in Missouri typically range from 1% to 3% of your annual income, depending on age, health, occupation, and benefit amount. For a 35-year-old professional earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Costs vary by situation and carrier. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in St. Louis do?
An agent helps you compare policies from different carriers and explains coverage limits, elimination periods, and benefit durations. They can also guide you on how Missouri law affects policy terms, such as the state tax treatment of premiums and benefits.
Is disability insurance required in Missouri?
No, Missouri does not mandate disability insurance for private employers. However, some employers offer short-term or long-term disability as a voluntary benefit. An agent can help you decide if a private policy is right for your situation.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.