The top-rated disability insurance agent in Wentzville, Missouri is The Travis Group, rated 5.0 stars across 326 reviews. Other highly rated options include Lesleh Sprecker - State Farm Insurance Agent, Mike Haight - State Farm Insurance Agent, GTW Insurance. This directory lists 17 disability insurance agents serving Wentzville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Travis Group | 111 W Allen St Suite 107 | (314) 876-0995 |
| 2 | Lesleh Sprecker - State Farm Insurance Agent | 235 Creekside Office Dr | (636) 887-2604 |
| 3 | Mike Haight - State Farm Insurance Agent | 300 W Pearce Blvd | (636) 332-6673 |
| 4 | GTW Insurance | 14 E Main St Ste 108 | (636) 296-9000 |
| 5 | Cash Earnest Insurance Agency | 5 Tiffany Lynn Ct | (636) 633-6881 |
| 6 | Solae Group, LLC | 510 W Pearce Blvd #1 | (636) 800-4515 |
| 7 | Matt Cleary - Missouri Farm Bureau Insurance | 104 E Pearce Blvd Ste A | (636) 332-6594 |
| 8 | Randy Stegmann - State Farm Insurance Agent | 517 W Pearce Blvd | (636) 332-8401 |
| 9 | Tri-County Insurance | 1067 W Pearce Blvd | (636) 332-3400 |
| 10 | Wikoff Agency LLC American Family Insurance | 18 W Pearce Blvd | (636) 327-5737 |
The Travis Group serves Wentzville and the surrounding St. Charles County area as a disability insurance agency. It assists individuals and professionals in securing income protection policies designed to replace a portion of earnings if an illness or injury prevents them from working. The agency evaluates client risks and budgets to recommend appropriate coverage options. It handles long-term disability insurance for personal protection and short-term disability plans for bridging temporary income gaps during recovery.
Lesleh Sprecker, a disability insurance agent in Wentzville, Missouri, serves homeowners, businesses, and property managers in the region. The agency provides guidance on disability income protection plans to help individuals replace lost wages if they become unable to work due to illness or injury. Clients also receive assistance with policy selection and claims questions. For businesses, coverage options help protect employee income and company stability. The agency serves the greater St. Charles County area and neighboring communities such as Lake Saint Louis and O'Fallon.
Mike Haight - State Farm Insurance Agent in Wentzville, MO provides disability insurance agent services, helping clients secure income protection and long-term coverage options. The office offers ongoing policy reviews and claim support to maintain benefits over time. It assists with plan updates and financial guidance for local residents and workers. The company serves single-family homes, apartments, retail businesses, and restaurants in the surrounding community.
GTW Insurance serves the Wentzville, Missouri area and the surrounding St. Charles County communities, handling applications for disability income protection policies. It assists local professionals and small business owners with coverage designed to replace a portion of lost earnings if injury or illness prevents them from working. An agent typically reviews a client's current income and employment situation to recommend an appropriate benefit structure that aligns with specific occupational risks.
Cash Earnest Insurance Agency in Wentzville, Missouri offers both one-time policy consultations and ongoing service arrangements for disability insurance. Disability coverage helps replace a portion of lost income if an injury or illness prevents work. The agency reviews individual occupational risks and recommends plans that meet each client’s financial situation, ensuring clarity on waiting periods and benefit durations. This service for securing income protection is available on either a one-time or as-needed basis to accommodate changing coverage needs.
Solae Group, LLC specializes in helping individuals evaluate and select disability insurance policies that provide income protection if they cannot work due to illness or injury. Based in Wentzville, MO, the agency serves local professionals and business owners by analyzing coverage gaps and comparing plan options from multiple carriers. It assists clients in understanding policy terms, elimination periods, and benefit amounts to ensure suitable financial safeguards. The company also helps those approaching open enrollment or preparing for a job transition manage the risk of lost income during a prolonged recovery period.
As the seasons change and outdoor activities increase in the Wentzville area, the risk of a disabling injury rises for local residents. Matt Cleary with Missouri Farm Bureau Insurance provides disability insurance services to help protect individual income during unexpected health setbacks. Their approach focuses on securing long-term financial stability when an injury prevents regular work. This agent assesses each client’s specific occupation and daily tasks to match coverage with actual needs. The typical first step in this process is scheduling a no-obligation insurance needs assessment at the office.
Randy Stegmann, operating as a State Farm Insurance Agent in Wentzville, MO, provides comprehensive disability insurance services to help individuals protect their income in the event of an illness or injury. A core aspect of the agency's work involves crafting disability income policies that replace a portion of lost wages during recovery periods. These policies are tailored to address specific financial needs and coverage gaps. The agency can serve a variety of commercial sectors, including local offices, warehouses, and food service establishments.
Tri-County Insurance, based in Wentzville, MO, offers residential disability insurance agent services to individuals in the surrounding area. Commercial coverage is also available, addressing the specific needs of local businesses and their employees. Serving Wentzville and the broader tri-county region, the agency helps clients secure policies that provide income protection in the event of illness or injury. After a policy is issued, the agent can assist with claims questions or plan adjustments, often following up between regular visits to ensure continued coverage suitability.
Wikoff Agency LLC American Family Insurance in Wentzville, MO, is known for providing disability insurance to local residents and small business owners. The agency partners with clients to assess income protection needs, matching policies for short-term or long-term disability risks. Its service range includes evaluating personal coverage gaps and coordinating with existing benefit plans. The agency can also add employer-sponsored group disability policies to its individual offerings.
What Does a a Disability Insurance Agent in Wentzville Cost?
Disability insurance agents in Missouri typically earn commissions paid by the insurance company. You may pay a fee for standalone claim assistance ranging from 100 to 500 dollars per hour. Some agents offer flat fees for claim help between 500 and 2000 dollars. Costs vary by case and agent. This is general information not insurance advice.
About disability insurance agents in Wentzville
Disability insurance agents in Wentzville Missouri help residents understand their policies and file claims. Missouri law requires insurers to respond to claims within 45 days under state statute 376.383. Working with a local agent can simplify the process and ensure you meet all deadlines.
Frequently Asked Questions
What does a disability insurance agent in Wentzville do?
A disability insurance agent helps you choose a policy and assists with claim filings. They explain policy terms and guide you through Missouri claim procedures. They do not provide legal advice but can help with paperwork.
How long do I have to file a disability claim in Missouri?
Missouri law does not set a specific filing deadline for all policies. Most private policies require prompt notice, often within 30 days of disability. Check your policy for exact time limits.
Can a disability insurance agent help with an appeal in Wentzville?
Yes an agent can review your denial letter and help gather supporting documents. They cannot represent you in court but can assist with the internal appeal process. Missouri law allows 180 days for appeals under group plans.
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