The top-rated disability insurance agent in El Paso, Texas is Texas Medical Care Plans, rated 5.0 stars across 491 reviews. Other highly rated options include Farmers Insurance - Araceli Rubio, Crystal Martinez - State Farm Insurance Agent, Homestate Insurance Agency. This directory lists 45 disability insurance agents serving El Paso.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Texas Medical Care Plans | 462 N Yarbrough Dr Suite B | (915) 307-4416 |
| 2 | Farmers Insurance - Araceli Rubio | 7830 N Loop Dr | (915) 201-3838 |
| 3 | Crystal Martinez - State Farm Insurance Agent | 11617 Pellicano Dr | (915) 855-8555 |
| 4 | Homestate Insurance Agency | 4504 Montana Ave | (915) 832-1894 |
| 5 | Beth Santillan - State Farm Insurance Agent | 1533 Lee Trevino Dr Suite B1 | (915) 855-0035 |
| 6 | Enroll El Paso by NewTex Insurance Group | 7362 Remcon Cir | (915) 777-3101 |
| 7 | Manny R Casillas Jr - State Farm Insurance Agent | 1512 N Zaragoza Rd STE A4 | (915) 593-1002 |
| 8 | JSE Insurance | 6006 N Mesa St Suite 602 | (915) 412-5635 |
| 9 | Mt. Franklin Insurance | 1444 Montana Ave suite 201 | (915) 599-2900 |
| 10 | Cheda Insurance Group | 2000 Lee Trevino Dr O | (915) 412-1611 |
Texas Medical Care Plans in El Paso, TX is known for helping clients navigate disability insurance options when illness or injury prevents work. The company serves local professionals and small business owners who need income protection tailored to their specific financial obligations. Policyholders can explore various coverage durations and benefit amounts designed to replace lost wages during recovery. As a specialty add-on, Texas Medical Care Plans offers short-term disability riders that fill coverage gaps before long-term benefits begin.
Farmers Insurance - Araceli Rubio provides disability insurance agent services throughout the El Paso, Texas area, assisting individuals and business owners in selecting coverage to protect income during illness or injury. Routine policy reviews and benefit consultations are offered to maintain appropriate protection as circumstances change. The agency services single-family homes, apartments, retail stores, and restaurants in the local community.
Crystal Martinez - State Farm Insurance Agent serves homeowners, business owners, and property managers in El Paso, Texas by providing Disability Insurance Agent services. These policies help replace a portion of income if a client becomes unable to work due to illness or injury. Protection can be tailored to fit an individual’s occupation and budget through personal consultations. The agency also works with families seeking long-term coverage options for unexpected medical events. Neighboring parts of the metro, including the Upper Valley and Mission Ridge areas, are also covered by this office.
Homestate Insurance Agency serves El Paso, Texas, and the surrounding communities, handling disability insurance coverage for local residents. This type of insurance replaces a portion of income if an illness or injury prevents a client from working. The agency addresses common client concerns about financial stability during periods of medical leave. For a typical job, it first reviews the client’s occupation and income, then matches them with a policy that provides specific monthly benefits tailored to their needs.
Beth Santillan - State Farm Insurance Agent in El Paso, Texas provides disability insurance services that can be arranged as a one-time policy purchase or as a recurring coverage plan with ongoing premium payments. Disability insurance helps replace a portion of income if a medical condition prevents work, offering financial protection for local residents and employees. Service appointments are available on an as-needed basis, allowing clients to request consultations or policy adjustments whenever necessary without a scheduled timeline.
Enroll El Paso by NewTex Insurance Group specializes in helping individuals secure coverage for lost income due to injury or illness, offering comprehensive disability insurance agent services throughout the El Paso, Texas area. The agency guides clients through policy options and claims processes to protect their financial stability. During open enrollment periods or when a sudden health issue arises, it provides timely consultation to help residents adjust their plans accordingly.
In El Paso, where periodic weather events and everyday uncertainties can disrupt income, reliable disability coverage becomes a local priority. Manny R Casillas Jr - State Farm Insurance Agent provides essential guidance to individuals seeking protection against lost wages due to illness or injury. The agency assists El Paso residents in understanding policy options designed to safeguard their financial stability. First-time clients can schedule an initial assessment to review their current coverage needs. An informative consultation begins with a thorough inspection of personal employment circumstances.
JSE Insurance serves residents in El Paso, Texas, by helping them secure disability coverage that protects their income if injury or illness prevents them from working. The agency also provides commercial disability policies for local businesses, ensuring employee benefits are addressed throughout the El Paso area. Regular follow-ups between visits are conducted to review policy updates or adjust coverage as a client’s circumstances evolve.
Mt. Franklin Insurance works with individuals and businesses in El Paso, Texas to arrange Disability Insurance Agent protection. Its services focus exclusively on disability policies that help replace lost income when a client cannot work due to illness or injury. Coverage options address both short-term and long-term disability needs for financial security during recovery. The agency can serve clients in a wide range of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in El Paso Cost?
Disability insurance premiums in Texas typically range from 1% to 3% of your annual income. For a 40 year old non smoker a policy with a 90 day waiting period and a benefit period to age 65 might cost between 100 and 300 dollars per month. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in El Paso
Disability insurance agents in El Paso help you find coverage that protects your income if you cannot work. Texas law does not require employers to provide disability insurance so individual policies are common. Local agents can explain how Texas insurance regulations affect your benefits and waiting periods.
Frequently Asked Questions
What does a disability insurance agent in El Paso do?
An agent helps you compare policies from different carriers to find a plan that fits your needs and budget. They explain policy terms like elimination periods and benefit durations. They also assist with the application process and answer questions about Texas specific rules.
How does Texas law affect disability insurance claims?
Texas has a two year statute of limitations for filing a lawsuit on a disability insurance contract under the Texas Insurance Code. Also Texas is a prompt pay state which means insurers must pay valid claims within a specific time frame. An agent can help you understand these deadlines.
Can a disability insurance agent help if my claim is denied?
Yes an agent can review your policy and explain the denial reasons. They can guide you through the internal appeals process required by your policy. For legal action you may need a lawyer but the agent can clarify your options under Texas law.
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