The top-rated disability insurance agent in Forney, Texas is Kelli Johnson - State Farm Insurance Agent, rated 5.0 stars across 427 reviews. Other highly rated options include Forney Group Insurance Agency, Your Virtual Agent, Rollo Insurance. This directory lists 19 disability insurance agents serving Forney.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelli Johnson - State Farm Insurance Agent | 13990 FM 548 Ste 120 | (469) 703-8025 |
| 2 | Forney Group Insurance Agency | 201 N Bois D'Arc St | (972) 357-3060 |
| 3 | Your Virtual Agent | 406 Pinson Rd Ste A | (972) 552-7229 |
| 4 | Rollo Insurance | 110 Industrial Dr Suite 2 | (972) 564-8485 |
| 5 | McDermett Insurance Agency | 10374 Jennifer Cir | (972) 564-6866 |
| 6 | TWFG Burridge Family Insurance | 9550 Helms Trail | (972) 926-5355 |
| 7 | 1st Choice Insurance | 309 Cedar St | (972) 564-3333 |
| 8 | Farmers Insurance - Elia Saucedo | 104 E US Hwy 80 Ste 175 | (469) 908-1217 |
| 9 | Drake Medicare Solutions | 112a W Broad St | (214) 802-5242 |
| 10 | State Farm Insurance | 303 E US Hwy 80 B | (469) 703-8025 |
Kelli Johnson - State Farm Insurance Agent serves Kaufman County and the Forney, Texas area as a disability insurance agent. This office helps individuals and families assess their need for income protection when illness or injury prevents them from working. An agent here guides clients through policy options that can replace a portion of lost earnings during recovery. The office handles both short-term and long-term disability insurance policies, providing tailored solutions for local residents and small business owners.
The Forney Group Insurance Agency provides disability insurance services in Forney, TX, helping clients assess their coverage needs and select appropriate individual or group policies. Its maintenance plans include periodic policy reviews and updates to ensure benefits align with evolving income protection requirements. The agency assists with claims coordination and policy modifications as personal circumstances change. It services single-family homes, apartments, retail establishments, and restaurants in the local area.
Homeowners in Forney and surrounding areas turn to Your Virtual Agent for help navigating disability insurance options. The company assists individuals who need income protection due to illness or injury, explaining policy features and coverage limits. Disability insurance agents in this region often guide clients through waiting periods and benefit calculations. Your Virtual Agent serves businesses seeking employee income protection as well. The agency also covers nearby Mesquite and other communities within the Dallas-Fort Worth metro.
Rollo Insurance provides disability insurance services to clients in Forney and the surrounding Kaufman County area. The agency helps individuals understand how to obtain income protection policies that replace a portion of their earnings if they become unable to work due to injury or illness. It also assists local professionals in finding short-term and long-term disability coverage tailored to their specific employment situations and financial needs.
McDermett Insurance Agency serves Forney, Texas, and the surrounding communities in Kaufman County. It handles disability insurance, helping individuals replace a portion of their income if an illness or injury prevents them from working. The agency assists clients in understanding the differences between short-term and long-term policies. To manage a typical case, it evaluates a client’s occupation and income to recommend appropriate coverage options that align with their financial needs.
Forney residents exploring disability income protection can choose between a single, one-time policy purchase and recurring coverage review options. TWFG Burridge Family Insurance addresses accidents and illnesses that prevent work, offering policies that replace a portion of lost earnings. Plans typically cover a percentage of salary until retirement or a specified benefit period. This agency manages local claims and policy adjustments on a scheduled, ongoing basis as client needs change.
1st Choice Insurance specializes in providing disability insurance agent services to individuals in Forney, Texas. It assists clients in understanding options for protecting their income against unexpected illness or injury. Its general service work includes explaining policy features and helping customers navigate coverage choices that suit their personal situations. This can be particularly helpful during periods of career transition or when a new job does not offer sufficient paid leave benefits.
As the community of Forney, TX, plans for the seasons ahead, safeguarding income against unexpected health issues becomes a critical priority. Farmers Insurance - Elia Saucedo addresses this need by specializing as a disability insurance agent, guiding local residents through the available coverage options. By focusing on individual financial protection strategies, the agency helps ensure that policyholders maintain stability during recovery. To begin this process, the company schedules an initial assessment of current insurance needs and employment circumstances.
Drake Medicare Solutions serves residents with disability insurance needs in the Forney, Texas area. The agency also provides commercial coverage options for local small business owners and their employees. Its service area encompasses Forney and surrounding communities in Kaufman County. Each client receives guidance through the application process and policy selection. The agent follows up after the initial placement to address any questions or changes in coverage needs before scheduling the next regular review appointment.
State Farm Insurance in Forney, Texas works to help individuals secure income protection through disability insurance policies. The agency specializes in evaluating clients’ needs for short-term and long-term disability coverage against accidents or illness. These plans provide partial wage replacement when a policyholder cannot perform their usual job duties. The agency serves a variety of local commercial sectors, including offices, warehouses, and food service operations, tailoring plans to different employment environments.
What Does a a Disability Insurance Agent in Forney Cost?
Disability insurance agent services in Texas typically do not charge a separate fee because agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 35-year-old in a low-risk job, monthly premiums may range from 50 to 150 dollars for a 5000 dollar monthly benefit. For higher risk occupations or older applicants, premiums can be 200 to 400 dollars or more per month. This is general information, not insurance advice.
About disability insurance agents in Forney
Disability insurance agents in Forney Texas help individuals and businesses find coverage that protects income if you cannot work. Texas law requires agents to be licensed by the Texas Department of Insurance. Agents can explain policy options including elimination periods and benefit amounts specific to your needs.
Frequently Asked Questions
What does a disability insurance agent in Forney do?
A disability insurance agent helps you compare policies from different carriers. They explain terms like own-occupation coverage and residual benefits. Agents do not provide legal advice but can guide you on plan features.
How do I choose a disability insurance agent in Texas?
Look for an agent licensed in Texas with experience in disability policies. You can verify a license on the Texas Department of Insurance website. Ask about their familiarity with Texas insurance regulations and claims processes.
What Texas laws affect disability insurance policies?
Texas Insurance Code Chapter 1701 governs agent licensing and policy standards. Texas does not have a state mandated disability insurance program. Private policies must follow Texas prompt payment laws for claims.
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