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HomeDisability Insurance AgentsTexas › Galveston

Find Disability Insurance Agents Near You in Galveston, TX

Browse disability insurance agents serving Galveston, Texas. Updated 2026-07-14.

The top-rated disability insurance agent in Galveston, Texas is Helix Insurance Group, rated 4.9 stars across 652 reviews. Other highly rated options include Freeway Insurance, Ai United Insurance, The O'Donohoe Agency. This directory lists 20 disability insurance agents serving Galveston.

Showing 20 disability insurance agents in Galveston, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Helix Insurance Group101 Tiki Dr #202(409) 797-4040
2Freeway Insurance3402 Broadway Avenue J(409) 209-1546
3Ai United Insurance3626 Broadway Avenue J(409) 762-6111
4The O'Donohoe Agency5928 Stewart Rd(409) 402-5197
5Rochkind Insurance514 23rd St(409) 770-9503
6TIA-Texas Insurance Agency3825 Broadway Avenue J(713) 973-1881
7GIA Insurance6025 Heards Ln(409) 740-1251
8NavSav Insurance6202 Stewart Rd(409) 744-7111
9SMI Insurance1802 Broadway Avenue J # 118(409) 765-9515
10Insurance Junction3320 Broadway Avenue J(409) 762-3295
HI
101 Tiki Dr #202
Helix Insurance Group
Disability Insurance Agent · Galveston, TX

Helix Insurance Group serves residents of Galveston County from its location in Galveston, Texas, specializing as a disability insurance agent. The company assists clients in the area by evaluating individual and employer-sponsored disability coverage options to protect income during illness or injury. They help navigate policy details including benefit periods and elimination periods. Helix Insurance Group handles both short-term and long-term disability insurance policies.

FI
3402 Broadway Avenue J
Freeway Insurance
Disability Insurance Agent · Galveston, TX

As hurricane season nears the Texas coast, many Galveston residents review their financial safeguards. Freeway Insurance serves this need as a local Disability Insurance Agent, helping individuals secure income protection against unexpected illness or injury. Their role includes explaining policy options that replace wages during recovery, which offers crucial stability for families. Policies typically require assessing the applicant’s occupation and health history. The initial step in their process involves an in-person consultation to review current coverage gaps and personal financial goals.

AU
3626 Broadway Avenue J
Ai United Insurance
Disability Insurance Agent · Galveston, TX

Ai United Insurance serves clients in the Galveston, Texas area by assisting with short- and long-term disability income protection needs. As a dedicated Disability Insurance Agent, the company helps individuals replace a portion of their earnings if they become unable to work due to illness or injury. The agency focuses on explaining policy options that align with a client’s specific financial situation and employment risks. It can serve a range of local commercial sectors, including offices, warehouses, and food service operations.

OD
5928 Stewart Rd
The O'Donohoe Agency
Disability Insurance Agent · Galveston, TX

The O'Donohoe Agency provides guidance for individuals and business owners seeking disability income protection in Galveston, Galveston County, and the surrounding Texas Gulf Coast region. It assists clients by reviewing existing coverage options, helping evaluate policy features such as benefit periods and elimination periods, and facilitating applications. The agency also helps policyholders with ongoing service, including updates for changes in occupation or income. Single-family homes, apartments, retail establishments, and restaurants in the area are among the types of properties and businesses with which the agency typically works.

RI
514 23rd St
Rochkind Insurance
Disability Insurance Agent · Galveston, TX

Homeowners, business owners, and self-employed professionals in Galveston rely on Rochkind Insurance for disability insurance agent services. This agency helps clients understand and select coverage that protects their income if they become unable to work due to injury or illness. Policy options such as short-term and long-term disability plans are explained with clear guidance on benefits and waiting periods. The agency also provides ongoing support during claims filing and policy reviews. Serving the entire Galveston area, Rochkind Insurance additionally covers clients throughout Texas City and nearby communities on the mainland.

TT
3825 Broadway Avenue J
TIA-Texas Insurance Agency
Disability Insurance Agent · Galveston, TX

Texas Insurance Agency in Galveston operates as a local disability insurance agent, offering both one-time policy evaluations and recurring service plans to address clients' ongoing coverage needs. General disability insurance work in this area involves advising on income protection and short- or long-term benefit options. Regular policy reviews help ensure coverage adjusts to changes in health or occupation. Service runs on a one-time, scheduled, or as-needed basis depending on whether the client requires a single consultation or periodic updates to their policy.

GI
6025 Heards Ln
GIA Insurance
Disability Insurance Agent · Galveston, TX

GIA Insurance serves the Galveston, Texas area and its surrounding communities, addressing the needs of local residents who require coverage for income replacement due to illness or injury. It handles disability insurance policies that help protect earnings when a client is unable to work. The agency typically begins a case by assessing an individual’s occupation and income level to recommend appropriate coverage limits, then guides the client through the application process to secure a policy suited to their specific situation.

NI
6202 Stewart Rd
NavSav Insurance
Disability Insurance Agent · Galveston, TX

As hurricane season nears the Texas Gulf Coast, Galveston residents often consider financial safeguards. NavSav Insurance provides disability insurance agent services, helping local workers protect their income if an injury or illness prevents employment. The company works with individuals to explain policy options tailored to maritime and healthcare occupations common to the island community. Navigating the fine print is a primary focus, ensuring clients understand benefit periods and elimination clauses before committing. A thorough review of current coverage and personal income needs launches the initial assessment step.

SI
1802 Broadway Avenue J # 118
SMI Insurance
Disability Insurance Agent · Galveston, TX

Serving residents in Galveston, SMI Insurance provides individual disability income protection to help replace lost wages due to illness or injury. The agency also advises local business owners on group disability plans to safeguard their operations and employees. Covering the Galveston area, the firm simplifies policy choices and claims processes for clients seeking financial security. A single consultation often establishes a lasting working relationship, with agents available for policy reviews and adjustments between regular renewal visits.

IJ
3320 Broadway Avenue J
Insurance Junction
Disability Insurance Agent · Galveston, TX

Insurance Junction provides disability insurance agent services in the Galveston, Texas area, specializing in helping individuals secure income protection policies. It works to guide local residents through the process of evaluating coverage options that replace a portion of their earnings if an injury or illness prevents them from working. The agent focuses on tailoring plans to different professional needs and personal budgets. During the busy hurricane season, it assists clients in reassessing their policies to ensure that long-term disability benefits remain adequate against storm-related recovery costs.

FI
1813 61st St #106
Freeway Insurance
Disability Insurance Agent · Galveston, TX
(409) 527-8423
locations.freeway.com/freeway-insurance-galvestone-tx-77551
OC
6615 Stewart Rd
Oleander City Home Insurance Solutions
Disability Insurance Agent · Galveston, TX
(409) 916-7463
home-insurance-galvestonbeach.com
HI
1703 23rd St
Heffernan Insurance Inc
Disability Insurance Agent · Galveston, TX
(409) 765-9011
heffernaninsuranceagency.com
RG
621 University Blvd
Richard Glaser Insurance
Disability Insurance Agent · Galveston, TX
(409) 765-6222
glaserfinancial.com/Richard-Glaser.e522158.htm
BS
335 Westerly Dr
Brad Spurgeon Insurance Agency Inc.
Disability Insurance Agent · Galveston, TX
(409) 945-4746
privatewindstorm.com
GI
6511 Stewart Rd #9b
Goosehead Insurance - Adam Bryant
Disability Insurance Agent · Galveston, TX
(409) 443-5559
goosehead.com/agents/tx/galveston/adam-bryant
II
13450 FM3005
Island Insurance Services, LLC
Disability Insurance Agent · Galveston, TX
(866) 611-8596
iisgalveston.com
HJ
Galveston, TX 77553
Heffernan Jeanine
Disability Insurance Agent · Galveston, TX
(409) 765-9011
UH
123 25th St # 123
UTMB Health Plans Inc
Disability Insurance Agent · Galveston, TX
(409) 766-4064
utmb.edu/utmbhealth/billing-insurance/insurance
MI
2302 Postoffice St #601
Moody Insurance Group
Disability Insurance Agent · Galveston, TX
(800) 252-4002
moodyinsurancegroup.com

What Does a a Disability Insurance Agent in Galveston Cost?

Disability insurance agent services are usually paid through commissions from the insurance carrier, not directly by the client. Policy premiums in Texas vary based on age, health, occupation, and coverage amount. For example, a 40-year-old in a low-risk job might pay 1% to 3% of annual income for a policy. High-risk occupations or pre-existing conditions can increase costs. This is general information, not insurance advice.

About disability insurance agents in Galveston

A disability insurance agent in Galveston Texas helps individuals and businesses find coverage that protects income if injury or illness prevents work. Texas law does not require employers to provide disability insurance, so many workers seek private policies. Agents in Galveston understand local industries like shipping and tourism and can explain state-specific policy terms.

Frequently Asked Questions

What does a disability insurance agent in Galveston do?

A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with applications and can answer questions about Texas insurance regulations. Agents do not provide legal advice but can guide you on policy features.

Does Texas law require disability insurance for workers?

Texas does not require employers to provide short-term or long-term disability insurance. Some employers offer it voluntarily. If you do not have coverage through work, you can buy an individual policy through an agent.

How long do I have to file a disability claim in Texas?

Texas insurance policies set their own claim deadlines, often 30 to 90 days from the start of disability. You should review your policy for specific time limits. Missing a deadline can result in denial of benefits.

Disability Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.