The top-rated disability insurance agent in Garland, Texas is Cruz Insurance Group, rated 4.9 stars across 1,199 reviews. Other highly rated options include America's Best Auto Insurance, Lopez Auto Insurance, COWBOY INSURANCE AGENCY. This directory lists 20 disability insurance agents serving Garland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cruz Insurance Group | 1434 Northwest Hwy | (972) 685-7328 |
| 2 | America's Best Auto Insurance | 1104 S First St suite A | (972) 388-1000 |
| 3 | Lopez Auto Insurance | 3460 W Walnut St Ste 900 | (469) 206-5531 |
| 4 | COWBOY INSURANCE AGENCY | 3322 Broadway Blvd | (214) 575-7761 |
| 5 | Dominic Schillace - State Farm Insurance Agent | 5255 N President George Bush Hwy Suite 425 | (972) 530-1111 |
| 6 | Texas Quality Insurance | 2025 Saturn Rd #1 | (972) 840-8028 |
| 7 | La Mejor Insurance Agency | 3960 Broadway Blvd # 220Q | (972) 465-9798 |
| 8 | Claros Insurance Services | 3161 Broadway Blvd Suite L80 | (469) 626-0448 |
| 9 | TuCasa Insurance Agency | 3014 S Shiloh Rd ste B | (469) 543-1653 |
| 10 | Ai United Insurance | 1602 S First St | (469) 666-4300 |
Cruz Insurance Group serves the Garland, Texas, area as a disability insurance agent. The company assists local residents with finding coverage to replace income during periods when illness or injury prevents them from working. It helps individuals understand different policy options, including short-term and long-term disability plans, and guides clients through the application process by selecting appropriate benefit amounts and waiting periods. Among the specific services this agency offers are consultations on employer-sponsored group disability benefits and individualized private disability insurance policies designed for self-employed professionals.
Employees, small business owners, and self-employed professionals in Garland, Texas, frequently need disability insurance to protect their income during a medical leave. America's Best Auto Insurance assists clients in this city by explaining different policy options and helping them find appropriate coverage periods. Their agents work to clarify terms like elimination periods and benefit durations. They also serve policyholders in nearby Richardson, offering the same straightforward guidance for comparing short-term and long-term disability plans to meet individual needs and budgets.
Lopez Auto Insurance in Garland, TX provides disability insurance agent services to local residents and business owners. They assist clients in understanding policy options that replace a portion of income if an injury or illness prevents work. Their support includes evaluating coverage needs and explaining policy terms. The company serves properties such as single-family homes, apartments, retail establishments, and restaurants.
COWBOY INSURANCE AGENCY in Garland, TX, serves local homeowners and business owners who seek financial protection against loss of income due to illness or injury. The agency assists individuals in navigating disability policies that replace a portion of earnings during a recovery period. It helps business owners secure coverage for themselves and their key employees, ensuring continued operations when someone cannot work. Claim support and policy reviews are part of the standard service provided. The agency also covers clients throughout neighboring Richardson and the surrounding Dallas-Fort Worth metro area.
Serving Garland and the surrounding communities of Dallas County, Dominic Schillace - State Farm Insurance Agent handles disability insurance coverage to help clients protect their income. These policies are designed to provide financial support if an illness or injury prevents someone from working. The office assists individuals in reviewing different plan options that align with their specific needs and employment situations. To handle a typical case, it begins with a consultation to assess the client’s current income and occupation before recommending appropriate coverage limits and benefit periods.
For one-time needs such as policy comparisons or short-term coverage gaps, Texas Quality Insurance offers distinct services from its recurring disability insurance agent work, which includes policy renewals and benefit adjustments. Based in Garland, TX, the company helps clients select plans that replace a portion of income if illness or injury prevents work. This ensures residents maintain financial stability during recovery. Service arrangements are available on a one-time, scheduled, or as-needed basis to accommodate varying client circumstances.
As the Dallas-Fort Worth summer heat drives more residents to reconsider their health and income security, Garland-area workers increasingly seek protection against lost earnings from illness or injury. La Mejor Insurance Agency serves this need by connecting local professionals and self-employed individuals with disability insurance policies tailored to their occupations and budgets. The agency helps clients understand how short-term and long-term disability coverage can replace wages during recovery periods. An initial consultation and policy needs assessment begins with a review of current coverage gaps and financial obligations.
Claros Insurance Services in Garland, TX specializes in helping individuals and families select disability insurance policies designed to replace lost income during an illness or injury. The company works with clients to understand coverage options that protect their financial stability against unexpected health events. It also provides ongoing support with policy reviews and claims guidance for disability benefits. As the end of the year approaches, the firm assists self-employed professionals in coordinating policy purchases with their annual tax planning needs.
TuCasa Insurance Agency in Garland, Texas assists individuals with general insurance needs while specializing in disability insurance coverage. The agency helps clients select policies that provide income replacement if illness or injury prevents them from working. Policies can be tailored to offer short-term or long-term protection, ensuring financial stability during recovery. The company serves professionals working in various commercial settings, including offices, warehouses, and food service establishments.
Ai United Insurance serves residents in Garland, Texas, helping them secure disability income protection against lost wages due to illness or injury. The agency also assists local businesses in the area with group disability coverage for their employees. Working with people throughout the broader Dallas-Fort Worth region, the agent focuses on tailoring policies to individual income needs and occupational risks. Clients often schedule further consultations to adjust their plans or add riders during scheduled follow-up visits throughout the policy term.
What Does a a Disability Insurance Agent in Garland Cost?
The cost of disability insurance in Texas varies based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy that replaces 60% of income. Costs are higher for high-risk jobs or pre-existing conditions. This is general information, not insurance advice.
About disability insurance agents in Garland
A disability insurance agent in Garland, Texas can help you find a policy that protects your income if you become unable to work. Texas law does not require employers to provide disability insurance, so individual coverage is important for many workers. Agents in Garland can explain how Texas insurance regulations affect your policy options and claim rights.
Frequently Asked Questions
What does a disability insurance agent in Garland do?
A disability insurance agent helps you compare policies from different companies and choose the right coverage for your needs. They can also assist with filing claims and understanding your policy terms. Agents must be licensed by the Texas Department of Insurance.
How long do I have to file a disability claim in Texas?
Texas law does not set a specific deadline for filing disability claims, but your policy will have its own time limits. Most policies require you to submit a claim within 30 to 90 days of becoming disabled. Check your policy details carefully.
Can a disability insurance agent help with an existing claim?
Yes, an agent can help you review your policy and guide you through the claims process. They can explain what documentation you need and help you communicate with the insurance company. However, they cannot provide legal advice or represent you in a dispute.
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