The top-rated disability insurance agent in Laredo, Texas is Americorp Insurance Group LLC, rated 4.9 stars across 113 reviews. Other highly rated options include Delgado Insurance Agency, FalconSure Insurance Agency, South Texas Insurance Agency. This directory lists 20 disability insurance agents serving Laredo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Americorp Insurance Group LLC | 408 Shiloh Dr Ste 3 | (956) 568-3667 |
| 2 | Delgado Insurance Agency | 9902 McPherson Rd STE 6 | (956) 728-7377 |
| 3 | FalconSure Insurance Agency | 7718 McPherson Rd building 2 suite 3 | (956) 794-9700 |
| 4 | South Texas Insurance Agency | 2201 San Salvador St | (956) 712-2444 |
| 5 | GATEWAY CITY INSURANCE AGENCY | 3519 N Arkansas Ave ste 2 | (956) 568-0037 |
| 6 | BTP Insurance Services, LLC | 4799 Patio Ln Ste#101 | (956) 728-8040 |
| 7 | Peña Insurance Agency | 220 W Hillside Rd STE 11 | (956) 724-9004 |
| 8 | Freedom Insurance Agency | 2315 S Zapata Hwy | (956) 415-0505 |
| 9 | Laredo Commercial Insurance Agency | 3311 E Del Mar Blvd Suite 107 | (956) 729-0799 |
| 10 | De La Fuente Insurance Group | 6999 McPherson Rd Suite 103B | (956) 568-6293 |
Americorp Insurance Group LLC serves Laredo and surrounding Webb County residents as a disability insurance agent. The company helps individuals understand and select policies that provide income protection when they are unable to work due to illness or injury. Disability insurance agents in this area assist with evaluating coverage options tailored to local employment needs. Among the services Americorp Insurance Group LLC handles are short-term disability plans that bridge temporary income gaps and long-term disability coverage designed for extended recovery periods.
Delgado Insurance Agency offers disability insurance agent services to clients throughout Laredo, Texas. It assists individuals in finding policies that provide income protection if an injury or illness prevents them from working. The agency helps clients understand various coverage options, guiding them through the application process and helping maintain their plans over time. It can also review existing policies to ensure continued suitability. The agency serves residents, offering its services to those who own or occupy single-family homes, apartments, retail spaces, and local restaurants.
FalconSure Insurance Agency in Laredo, TX serves local homeowners and business owners by guiding them through disability insurance options. The agency helps clients understand how disability coverage can protect a family’s income and a small company’s financial stability during unexpected health crises. These agents explain policy terms, waiting periods, and benefit amounts based on a client’s occupation and needs. They provide practical advice for choosing appropriate plans without high-pressure sales tactics. FalconSure also supports residents in nearby communities such as Rio Bravo and the broader Webb County metropolitan area.
South Texas Insurance Agency in Laredo specializes in securing disability income protection policies for professionals and local business owners. It also provides general guidance on how long-term disability coverage replaces lost earnings during illness or injury. The agency focuses on matching clients with plans that address regional employment patterns and common health risks. It helps workers review their options before the annual open enrollment period ends, ensuring they maintain financial stability if an accident or medical condition keeps them from working.
Gateway City Insurance Agency in Laredo, Texas offers both one-time consultations to evaluate a client’s current disability income protection and recurring service options for those who require ongoing policy adjustments as their employment or health status changes. Coverage discussions focus on individual or group disability policies designed to replace a portion of lost income if illness or injury prevents work. This agency’s service runs primarily on a one-time or as-needed basis, depending on the client’s request for an initial review or later modification.
In Laredo, where seasonal storms and road conditions can affect daily routines, maintaining a steady income becomes a primary concern for many workers. BTP Insurance Services, LLC, operating locally as a disability insurance agent, helps clients explore how partial or total disability coverage might address such financial interruptions. The agent explains policy options regarding benefit periods and elimination periods based on individual employment situations. An initial, no-obligation assessment of current coverage and personal risk factors begins the consultation process.
Peña Insurance Agency serves residents in Laredo, Texas, helping them secure disability insurance coverage tailored to their personal income protection needs. The agency also assists local businesses with commercial disability policies designed to safeguard their operations. Their service area encompasses Laredo and the surrounding Webb County region. Clients considering long-term or short-term disability solutions can receive thorough guidance on policy options. After an initial policy is in place, the agency ensures clients are contacted for periodic reviews and adjustments between regular annual visits.
Freedom Insurance Agency is a dedicated disability insurance agent serving Laredo, Texas, known for helping local residents protect their income against unexpected illness or injury. The agency assists clients in securing individual and employer-sponsored disability policies that provide monthly benefits during a covered leave from work. Coverage options include short-term and long-term plans designed to replace a portion of lost wages. As an additional specialty, Freedom Insurance Agency offers guidance on including future purchase options to increase benefits as a client’s earnings grow.
Laredo Commercial Insurance Agency is a Disability Insurance Agent in Laredo, Texas, known for helping local workers secure income protection for unexpected health setbacks. It serves individuals and small businesses by navigating policy options that replace lost wages due to illness or injury. The agency explains the differences between short-term and long-term disability coverage, tailoring plans for various occupations in the region. A specialty service it can add on is consultation on Social Security Disability Insurance integration to coordinate private benefits with federal programs.
What Does a a Disability Insurance Agent in Laredo Cost?
Disability insurance agent services in Texas typically cost nothing upfront because agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, occupation, and coverage amount. For example, a 40-year-old office worker might pay 1% to 3% of their annual income for a policy. Costs can be higher for high-risk jobs. This is general information, not insurance advice.
About disability insurance agents in Laredo
Disability insurance agents in Laredo Texas help individuals and businesses secure income protection. Texas law requires agents to be licensed by the Texas Department of Insurance. Local agents understand the needs of Laredo residents and can explain policy options that comply with state regulations.
Frequently Asked Questions
What does a disability insurance agent in Laredo do?
A disability insurance agent in Laredo helps you find and apply for disability insurance policies. They explain coverage options and assist with claims. Agents must follow Texas insurance laws and hold a valid license.
How do I choose a disability insurance agent in Laredo Texas?
Look for an agent licensed by the Texas Department of Insurance. Ask about their experience with disability policies and their knowledge of Texas regulations. You can verify an agents license on the TDI website.
Are there Texas laws that affect disability insurance claims?
Yes, Texas has specific laws about claim deadlines and unfair claim practices. For example, Texas Insurance Code Chapter 542 sets time limits for claim responses. An agent can explain how these laws apply to your policy.
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