The top-rated disability insurance agent in Midland, Texas is Acceptance Insurance, rated 4.9 stars across 413 reviews. Other highly rated options include Pirkle Weir Insurance Agency, A&S Elite Insurance Agency LLC, Kristel Tate - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Midland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 426 Andrews Hwy | (432) 218-2035 |
| 2 | Pirkle Weir Insurance Agency | 3328 N Midkiff Rd #1 | (432) 848-3055 |
| 3 | A&S Elite Insurance Agency LLC | 2505 W Michigan Ave | (432) 218-7505 |
| 4 | Kristel Tate - State Farm Insurance Agent | 3211 W Wadley Ave STE 12 | (432) 689-6800 |
| 5 | Mike Lively Agency | 2607 Midland Dr | (432) 300-6219 |
| 6 | Yorkman & Associates | 1710 N Lamesa Rd | (432) 683-9301 |
| 7 | Ledford Insurance Agency | 1910 N Big Spring St | (432) 940-4010 |
| 8 | Valles Insurance Agency | 3303 W Illinois Ave #6b | (432) 262-4447 |
| 9 | Albin Insurance & Associates | 2800 W Front St | (432) 683-6779 |
| 10 | Ervin Insurance | 3100 N A St # D | (432) 682-3717 |
Acceptance Insurance serves homeowners, businesses, and property managers in Midland, Texas, seeking disability insurance coverage. It assists clients with policies that replace income if an injury or illness prevents them from working. The agency helps individuals evaluate short-term and long-term disability options to protect their financial stability. Its services address the needs of professionals and small business owners who require income protection plans. The company also extends its disability insurance services to clients in Odessa and the surrounding Permian Basin area.
Pirkle Weir Insurance Agency serves the Midland, Texas area as a disability insurance agent. The company guides local professionals through the process of securing income protection plans. These policies replace a portion of lost wages if a medical condition or injury prevents a person from working. The agency recognizes that health emergencies can disrupt financial stability and helps clients evaluate policy features such as elimination periods and benefit durations. It handles both short-term and long-term disability insurance for individuals and businesses in the region.
A&S Elite Insurance Agency LLC provides a range of disability insurance agent services in the Midland, Texas area, helping individuals secure income protection through comprehensive policy guidance. The company offers ongoing support for policy maintenance, assisting clients with plan reviews and coverage updates as their needs change over time. By focusing on personalized consultations, they ensure clients understand their options for safeguarding earnings against unexpected illness or injury. Their services cover risk assessments for single-family homes, apartments, retail businesses, and restaurants, addressing the diverse needs of local workers and entrepreneurs.
Serving homeowners, renters, and small business owners in Midland, Texas, Kristel Tate’s agency assists clients with disability insurance policies designed to replace a portion of income if an injury or illness prevents them from working. The agent works with individuals to explain coverage options and tailor plans to different professional needs. This agency also provides service to residents and businesses in the nearby Odessa area of the Permian Basin.
Mike Lively Agency serves Midland, Texas and the surrounding Permian Basin communities, handling disability income protection for local professionals and business owners. It focuses on both short-term and long-term coverage options for individuals seeking to safeguard their earnings against illness or injury. Policies are arranged to help replace a portion of lost income during a qualifying disability. The agency typically begins by reviewing a client’s occupation and current income to recommend appropriate benefit periods and waiting times.
Yorkman & Associates in Midland, TX offers disability insurance services on either a one-time consultation basis or as an ongoing service, depending on the client’s need for initial policy setup versus long-term claims management. The primary work involves explaining how disability coverage replaces a portion of earned income if an injury or illness prevents working. Policies can be tailored to short-term or long-term protection. Service runs on either a one-time or scheduled basis, with additional support available as needed.
Ledford Insurance Agency specializes in disability insurance guidance for individuals and businesses in Midland, Texas. It assists clients in securing income protection policies that replace lost earnings during periods of illness or injury. The agency also advises on policy options, waiting periods, and benefit terms tailored to local employment conditions. For oilfield workers and tradespeople facing heightened physical risks, it helps address concerns about short-term recovery or long-term work disruptions from a sudden accident or diagnosis.
As the Permian Basin economy drives many residents into physically demanding roles in oil and gas and related industries, unexpected injuries or illnesses can threaten a household’s financial stability. Valles Insurance Agency in Midland, TX, provides disability insurance agent services to help local workers replace a portion of their income if they become unable to perform their jobs. They guide clients through comparing short-term and long-term policy options tailored to different fields. The initial step is a consultation to review current coverage, income sources, and occupational duties before offering recommendations.
Albin Insurance & Associates works with individuals and businesses in the Midland, TX area to arrange disability insurance policies that help protect income in the event of injury or illness. The agent focuses on tailoring coverage to address specific gaps in existing benefits and short-term or long-term needs. It can assist clients in office environments, those working in warehouse settings, and employees in food service operations.
Ervin Insurance provides residential disability insurance coverage to individuals in Midland, Texas, helping protect personal income against unexpected illness or injury. The agency also offers commercial disability policies for local small businesses and professionals throughout the region. Clients can receive personalized guidance on plan options tailored to their specific employment situations. Follow-up service and policy adjustments are available between regular visits to ensure continuing, appropriate coverage as circumstances evolve.
What Does a a Disability Insurance Agent in Midland Cost?
Disability insurance agent services in Texas typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on age health occupation and benefit amount. For a 35 year old office worker a policy might cost 1 to 3 percent of annual income. For high risk occupations like oil field workers premiums can be higher. This is general information not insurance advice.
About disability insurance agents in Midland
Disability insurance agents in Midland Texas help individuals and businesses find coverage that protects income if you cannot work. Texas insurance law requires agents to be licensed by the Texas Department of Insurance. Local agents understand the needs of the Permian Basin workforce including oil and gas professionals.
Frequently Asked Questions
What does a disability insurance agent in Midland do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options and assist with the application process. Agents can also help you understand Texas specific policy provisions.
How do I choose a disability insurance agent in Midland Texas?
Look for an agent licensed in Texas with experience in disability coverage. Ask about their knowledge of Texas insurance regulations. You can verify an agents license on the Texas Department of Insurance website.
What Texas laws affect disability insurance policies?
Texas law requires disability insurance policies to include a free look period of at least 10 days. The Texas Insurance Code also sets standards for claim handling and policy renewals. Agents must follow these rules when selling policies.
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