The top-rated disability insurance agent in Pasadena, Texas is Affordable Quality Insurance, rated 4.9 stars across 593 reviews. Other highly rated options include Eric Gibson - State Farm Insurance Agent, Marcus Acosta - State Farm Insurance Agent, Acceptance Insurance. This directory lists 21 disability insurance agents serving Pasadena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Quality Insurance | 1411 S Richey St | (832) 426-4203 |
| 2 | Eric Gibson - State Farm Insurance Agent | 7438 Spencer Hwy Ste 130 | (281) 241-6733 |
| 3 | Marcus Acosta - State Farm Insurance Agent | 2750 Strawberry Rd | (713) 941-5600 |
| 4 | Acceptance Insurance | 3809 Shaver St #160 | (713) 766-4267 |
| 5 | The Serrano Insurance Agency | 3207 Preston Ave | (281) 937-4388 |
| 6 | TIA- Texas Insurance Agency | 2714 Red Bluff Rd | (713) 893-3432 |
| 7 | Dalinda Gonzalez - State Farm Insurance Agent | 1001 Fairmont Pkwy A | (281) 998-4952 |
| 8 | TWFG Insurance Services: Alex Calvo | 4532 Pasadena Blvd ste b | (281) 909-3200 |
| 9 | AIM Insurance of Texas - Houston | 3322 Shaver St | (713) 947-3434 |
| 10 | Southern Group Insurance Agency | 2610 Pasadena Blvd | (281) 857-6359 |
Affordable Quality Insurance serves the Pasadena, Texas, metro area as a provider of disability insurance agent services. It helps local residents understand how group disability policies offered through employers can supplement individual coverage to protect income during illness or injury. The agency assists self-employed professionals and small business employees in comparing short-term plans for temporary recovery periods. It also handles the application process for long-term disability policies that guard against wage loss from extended medical absences.
Eric Gibson - State Farm Insurance Agent in Pasadena, TX, provides comprehensive disability insurance services, including policies designed to replace lost income due to injury or illness. The agency helps clients understand policy options and maintain coverage for long-term financial protection. Its service approach focuses on tailoring plans to individual needs. Eric Gibson and his team service single-family homes, apartments, retail stores, and restaurants throughout the Pasadena area.
Homeowners, renters, and local business owners in Pasadena, Texas, can turn to Marcus Acosta, a State Farm Insurance Agent, for disability insurance coverage. This professional helps clients protect their income by obtaining policies that provide financial support if an illness or injury prevents them from working. Serving individuals and families throughout the area, the agency focuses on finding suitable plans for their specific needs. The company also assists customers in the nearby communities of Deer Park and La Porte within the greater Houston metro region.
Acceptance Insurance serves Pasadena, Texas, providing residential disability income protection to area individuals and families. Commercial coverage is also available for local small businesses and self-employed professionals throughout the surrounding Houston metropolitan region. The agent handles application support, policy review, and claims guidance to ensure clients understand their benefits. Follow-up consultations and annual coverage check-ins help clients adjust policies between regular service visits.
The Serrano Insurance Agency serves clients in Pasadena, Texas, and the surrounding communities. The company handles disability insurance, which provides income replacement when an individual cannot work due to illness or injury. A local agent in this area typically works with policy options that cover short-term or long-term needs, including individual plans and employer-sponsored group coverage. To handle a typical job, the agency reviews a client’s current employment benefits and financial obligations, then presents policy options that align with their specific income protection requirements.
In Pasadena, TX, where the coastal climate can bring unexpected weather-related disruptions, residents often face sudden time off work. TIA- Texas Insurance Agency helps professionals evaluate their coverage against such income interruptions. As a disability insurance agent, the company identifies policies that address lost wages from illness or injury. Their team reviews the fine print of employer plans or personal contracts. A first step typically involves an initial consultation to assess current protection levels and potential gaps in benefits.
Dalinda Gonzalez - State Farm Insurance Agent in Pasadena, TX, helps clients understand the difference between one-time disability coverage options for short-term needs and recurring policies designed to replace ongoing lost income. As a disability insurance agent, the firm assists individuals with selecting coverage that protects wages during illness or injury. Services are available on an as-needed basis, allowing clients to schedule appointments or seek advice when their circumstances change.
TWFG Insurance Services: Alex Calvo provides professional guidance to individuals and businesses seeking income protection in the event of illness or injury. Specializing in disability insurance, the agency helps clients secure coverage that can replace a portion of lost wages during recovery. The agent works closely with residents and employers throughout Pasadena, Texas, to assess unique risk factors. This local agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
AIM Insurance of Texas - Houston provides disability insurance services to residences in Pasadena, Texas. The company also handles commercial coverage for local businesses throughout the greater Houston area. Working closely with clients, the agency explains policy options that offer income protection during illness or injury. They focus on clear communication and simple renewal processes. Clients typically discuss their ongoing needs during follow-up visits between the annual policy reviews.
Southern Group Insurance Agency in Pasadena, Texas, serves the local community as a dedicated Disability Insurance Agent helping clients find income protection for unexpected medical conditions. Its service range includes evaluating individual coverage needs and completing applications for both short-term and long-term disability policies. The agency focuses on explaining how benefits replace lost wages during illness or injury. As a specialty service, it can also assist with reviewing existing group policies for supplemental individual coverage gaps.
What Does a a Disability Insurance Agent in Pasadena Cost?
Disability insurance agent services in Texas typically cost nothing upfront because agents earn commissions from the insurance carrier. Policy premiums vary widely based on age, health, occupation, and coverage amount. For example, a 40 year old office worker might pay 1 percent to 3 percent of their annual income for a long term policy. This is general information, not insurance advice.
About disability insurance agents in Pasadena
Disability insurance agents in Pasadena, Texas help residents find policies that replace income if they cannot work due to illness or injury. Texas insurance law requires agents to hold a valid state license and follow strict disclosure rules. Agents in Pasadena can explain the difference between short term and long term disability plans available locally.
Frequently Asked Questions
What does a disability insurance agent in Pasadena do?
A disability insurance agent helps you compare policies from different carriers and understand policy terms. They can explain how Texas state law affects benefit payments and tax treatment. The agent does not sell a specific carrier but helps you choose a plan that fits your needs.
Are disability insurance benefits taxable in Texas?
In Texas, if you pay the premiums with after tax dollars, your benefits are generally tax free. If your employer pays the premiums, benefits may be taxable as income. An agent can clarify how your specific policy structure affects taxes under Texas law.
How do Texas time limits affect disability claims?
Texas has a two year statute of limitations for filing a lawsuit over a denied disability claim under the Texas Insurance Code. Most policies also require you to submit proof of loss within 90 days. An agent can explain these deadlines and help you understand your policy terms.
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