The top-rated disability insurance agent in Plano, Texas is Insurigo Inc - Insurance Agency, rated 4.9 stars across 571 reviews. Other highly rated options include The Sterling Insurance Group, The Powell Agency NTX, Insurance City. This directory lists 17 disability insurance agents serving Plano.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurigo Inc - Insurance Agency | 555 Republic Dr ste 440 | (214) 764-2224 |
| 2 | The Sterling Insurance Group | 3415 Custer Rd #104 | (972) 964-4825 |
| 3 | The Powell Agency NTX | 5600 Tennyson Pkwy #170 | (469) 850-0860 |
| 4 | Insurance City | 3209 Premier Dr Suite 103 | (972) 422-1400 |
| 5 | Magnum Choice Insurance Agency Inc | 5016 Tennyson Pkwy | (972) 801-6878 |
| 6 | Hillcrest Insurance Group - Plano | 5700 Tennyson Pkwy #300 | (469) 929-9450 |
| 7 | Boyd, Shackelford, Barnett & Dixon | 5525 Granite Pkwy | (972) 767-2811 |
| 8 | Integrity Insurance Group- Matt Lohoefer Insurance | 5805 Coit Rd Ste 401 | (972) 930-7086 |
| 9 | Plano Health Benefits | 1201 E 15th St #101 | (469) 209-8418 |
| 10 | Insurance Crib | Mailing Only:, 1121 E Spring Creek Pkwy #110-213 | (469) 300-0271 |
Insurigo Inc - Insurance Agency serves the greater Plano, Texas, area as a disability insurance agent. It helps clients understand the financial risks of a potential illness or injury that prevents them from working. The company guides individuals through policy options designed to replace a portion of lost income during a recovery period. It also assists local professionals and business owners with short-term disability coverage and long-term disability protection.
The Sterling Insurance Group in Plano, Texas provides a range of disability insurance agent services, including individual and group policy consultation, filing assistance, and claims advocacy. It offers periodic policy reviews to help clients adjust coverage as their income and career circumstances change. These service plans ensure benefits remain aligned with current financial needs. The company serves professionals, self-employed individuals, and small businesses, including single-family homeowners, apartment residents, retail workers, and restaurant staff.
The Powell Agency NTX serves Plano homeowners, businesses, and property managers seeking disability insurance coverage. It assists local professionals and self-employed individuals in protecting their income when injury or illness prevents work. This agency guides clients through policy options, helping them understand elimination periods and benefit durations that fit their budgets. By providing diligent support during the application process, it helps ensure appropriate coverage is secured. The Powell Agency NTX also works with clients throughout the nearby Dallas-Fort Worth metro and surrounding Collin County communities.
Insurance City serves the Metroplex and surrounding communities of Plano, Texas, as a dedicated disability insurance agency. It handles individual and group disability income policies designed to protect a client’s earnings in case of illness or injury. A typical job involves assessing a client’s occupation, current income, and coverage gaps to recommend suitable plans from carriers they represent. The agent then guides the applicant through the underwriting process, including explaining policy features and managing the required medical documentation for a smooth enrollment.
Magnum Choice Insurance Agency Inc in Plano, TX works with clients to distinguish between policies requiring a single premium payment and those that call for ongoing, scheduled contributions. Coverage options typically include short-term and long-term disability plans designed to replace a portion of lost income due to illness or injury. Each policy is reviewed in person or remotely to match individual employment circumstances and financial obligations. Service is provided on a one-time, scheduled, or as-needed basis depending on the client’s initial policy setup and future review preferences.
Hillcrest Insurance Group - Plano specializes in disability income protection, including both short-term and long-term coverage solutions for professionals in the Plano, TX area. It works with individuals and local small business owners to design policies that replace lost earnings during illness or injury. Understanding the impact of seasonal employment shifts or periodic health setbacks on income stability, it helps clients manage coverage adjustments before expected medical procedures or during temporary contract gaps.
Boyd, Shackelford, Barnett & Dixon provides disability insurance agent services to individuals and small businesses in the Plano, Texas area. The firm offers personalized guidance on disability policies designed to protect income during periods of illness or injury. Clients rely on the agency to explain coverage options and to coordinate applications with various carriers. The agency serves commercial sectors including local offices, warehouses, and food service operations.
After a job change or a new medical diagnosis, local residents in Plano often seek ways to protect their household income from an unexpected disability. Integrity Insurance Group- Matt Lohoefer Insurance helps individuals in this area understand different policy types and coverage limits that can replace lost wages during a recovery period. Their work typically involves reviewing a client’s current financial obligations to determine an appropriate monthly benefit amount. The engagement process begins with a no-obligation consultation to assess specific needs and begin gathering the necessary paperwork.
Serving clients in and around Plano with residential disability insurance solutions, Plano Health Benefits also offers commercial coverage for local businesses throughout the Collin County area. The agent works with individuals to provide income replacement plans tailored to medical needs and professional circumstances. For businesses, group disability policies protect key employees and operational stability. After making initial policy adjustments and claim support, follow-up service is provided between scheduled annual visits to address any evolving coverage requirements.
Insurance Crib is known for helping individuals in Plano, Texas, find disability insurance policies that protect their income in case of illness or injury. The agency works with clients to assess their specific coverage needs, offering guidance through the options available in the local market. It services professionals and self-employed residents across the area, providing personalized support during the application process. Insurance Crib also offers a specialty service in tailoring long-term disability riders for high-income earners.
What Does a a Disability Insurance Agent in Plano Cost?
Disability insurance agent services in Texas are usually paid through commissions from the insurance company. Policy premiums for individual coverage in Plano can range from 50 to 300 dollars per month depending on your age health and occupation. Group policies through employers may cost less. Costs vary by case and policy features. This is general information not insurance advice.
About disability insurance agents in Plano
Disability insurance agents in Plano Texas help individuals and businesses secure income protection policies. Texas law requires agents to hold a valid license from the Texas Department of Insurance. Plano agents can guide you through policy options and the claims process specific to Texas regulations.
Frequently Asked Questions
What does a disability insurance agent in Plano do?
A disability insurance agent helps you find a policy that replaces income if you cannot work. They explain policy terms and assist with applications. In Texas agents must follow state licensing rules and disclose policy limitations.
How do Texas laws affect disability insurance claims?
Texas has a two year statute of limitations for filing a lawsuit on a disability insurance claim. The Texas Department of Insurance regulates claim handling practices. Agents can explain how these rules apply to your policy.
What is the typical cost for disability insurance in Plano Texas?
Premiums vary based on age health occupation and benefit amount. A typical policy for a 40 year old professional might cost 1 to 3 percent of annual income. Texas rates are regulated but differ by insurer and coverage level.
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