The top-rated disability insurance agent in Prosper, Texas is Christian Lett - State Farm Insurance Agent, rated 5.0 stars across 528 reviews. Other highly rated options include Bird’s Eye Insurance, Prosper Insurance Center, Bamford Insurance Agency PLLC. This directory lists 17 disability insurance agents serving Prosper.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Lett - State Farm Insurance Agent | 861 N Coleman St #180 | (972) 346-1638 |
| 2 | Bird’s Eye Insurance | 130 N Preston Rd Ste 100 | (972) 607-9246 |
| 3 | Prosper Insurance Center | 900 N Preston Rd B | (972) 347-5573 |
| 4 | Bamford Insurance Agency PLLC | 301 S Coleman St Ste 40 | (972) 731-2923 |
| 5 | DFW Insurance Services | 130 N Preston Rd | (972) 781-1115 |
| 6 | Farmers Insurance - Daniel Dubberstein | 212 E Broadway St | (469) 535-7999 |
| 7 | Lifelong Insurance Agency | 511 E Broadway St | (469) 606-4590 |
| 8 | Prosper Insurance Agency | 713 E First St | (972) 347-2707 |
| 9 | Clay Baker: Allstate Insurance | 301 S Coleman St Ste 40 | (469) 440-2585 |
| 10 | Kris Flores Insurance Solutions | 130 N Preston Rd #527 | (469) 951-6842 |
Christian Lett - State Farm Insurance Agent serves the Prosper, TX area and the surrounding Collin County region, offering disability insurance agent services to local residents. A disability insurance policy can help replace a portion of lost income if an illness or injury prevents a person from working. This type of protection provides financial support during recovery periods. The agency assists individuals in understanding policy options that align with their personal needs and employment situations. They handle applications for long-term disability coverage and help clients explore shorter-term disability insurance solutions as well.
Bird’s Eye Insurance provides individual and group disability income protection planning for clients in Prosper, Texas. It offers initial policy evaluation alongside ongoing consultations to help adjust coverage as financial situations or employment change. Common service plans include periodic coverage reviews and claims assistance when needed. The company works with self-employed professionals, corporate employees, and small business owners. It serves properties such as single-family homes, apartments, retail spaces, and restaurants.
Prosper Insurance Center serves homeowners, businesses, and property managers in and around Prosper, Texas by connecting them with disability insurance agents who help clients secure income protection policies. These agents assist with evaluating coverage options tailored to individual occupations and income levels. Services include comparing policies from multiple carriers and explaining the claims process. The agency also covers nearby communities such as Celina and the surrounding Collin County metro area, ensuring residents have local access to disability insurance guidance.
Serving Prosper, Texas, and the surrounding communities, Bamford Insurance Agency PLLC handles disability insurance needs for local residents and professionals. The agency guides clients through the process of protecting their income against unforeseen medical events, explaining the terms of various policy options available in the area. For each job, it begins by reviewing an individual's specific occupation and financial circumstances to identify appropriate coverage solutions.
A customer may engage a disability insurance agent for a one-time policy placement or for recurring reviews as income situations change. DFW Insurance Services in Prosper, TX, advises individuals and business owners on coverage designed to replace lost earnings during a period of disability. The approach helps clients navigate different benefit structures under group or individual plans. Service runs on a one-time, scheduled, or as-needed basis depending on the client's evolving needs, with periodic reviews typically arranged annually.
Farmers Insurance - Daniel Dubberstein specializes in disability insurance agent services in Prosper, Texas, helping individuals and families secure income protection against unexpected injuries or illnesses. The agency provides guidance on policy options designed to replace lost earnings during recovery periods. It serves clients throughout the local community with personalized evaluations of coverage needs. As cold weather increases risks of slips on icy surfaces, residents can turn here for planning ahead on short-term or long-term disability coverage.
In Prosper, TX, rising living costs make securing income protection a growing concern for local residents. Lifelong Insurance Agency addresses this need by offering tailored disability insurance policies designed to replace a portion of lost earnings during illness or injury. Agents work closely with clients to assess individual occupations and financial obligations. The initial step for potential policyholders involves a thorough consultation to evaluate current health and coverage gaps.
Prosper Insurance Agency focuses on helping individuals and families find financial protection through disability insurance policies. A disability insurance agent in Prosper, Texas, works to explain how income replacement plans work if a client becomes ill or injured and cannot work. This firm assesses each situation to tailor a plan that fits the client’s employment earnings and coverage needs. Prosper Insurance Agency can serve local commercial sectors, including offices, warehouses, and food service establishments, providing advice on group or individual disability coverage options.
Clay Baker: Allstate Insurance serves residential clients in Prosper, Texas, offering disability insurance agent services to secure income protection. The agency also handles commercial coverage for local businesses, addressing needs throughout the Prosper area. Policies are designed to replace a portion of lost earnings when illness or injury prevents work. This firm operates with a focus on clear explanations of coverage options. Clients often return for follow-up adjustments or to discuss new coverage between regular visits, ensuring continued financial safety.
Kris Flores Insurance Solutions, based in Prosper, TX, is known for helping individuals protect their income by offering personalized disability coverage policies. It serves local professionals by assessing income risk and presenting appropriate plans to ensure financial stability during a temporary or permanent health interruption. A typical engagement involves comparing benefit periods and waiting terms. The company can additionally design policies that include a future purchase option without requiring new medical underwriting.
What Does a a Disability Insurance Agent in Prosper Cost?
Disability insurance premiums in Texas typically range from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy may cost $50 to $150 per month. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Prosper
Disability insurance agents in Prosper Texas help residents and workers secure income protection policies. Texas law does not require employers to provide disability coverage, so many individuals purchase private plans. A local agent can explain policy options and guide you through the claims process.
Frequently Asked Questions
What does a disability insurance agent in Prosper do?
An agent helps you compare disability insurance policies from different carriers. They explain policy terms, exclusions, and benefit amounts. They also assist with filing claims and appealing denials.
How long do I have to file a disability claim in Texas?
Texas does not have a specific statute of limitations for disability insurance claims. However, most policies require you to notify the insurer within 30 days of becoming disabled. Check your policy for exact deadlines.
Can a disability insurance agent help if my claim is denied?
Yes, an agent can review the denial letter and help you gather additional medical evidence. They can also guide you through the internal appeal process required by Texas insurance regulations. If the appeal fails, you may need to consult an attorney.
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