The top-rated disability insurance agent in Richardson, Texas is Rodriguez Insurance Agency LLC, rated 4.7 stars across 1,187 reviews. Other highly rated options include Insurance Source Of Dallas, Insurance of DFW, Agility Insurance Services. This directory lists 19 disability insurance agents serving Richardson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rodriguez Insurance Agency LLC | 901 Waterfall Way #701 | (972) 528-6695 |
| 2 | Insurance Source Of Dallas | 888 S Greenville Ave Ste 134 | (972) 907-1100 |
| 3 | Insurance of DFW | 1056 E Belt Line Rd | (469) 518-9695 |
| 4 | Agility Insurance Services | 2929 N Central Expy Ste 150 | (866) 590-9771 |
| 5 | Decisive Insurance Agency | 2100 N Greenville Ave ste 203 | (214) 730-0391 |
| 6 | Saunders Health Solutions | 140 Business Pkwy | (972) 316-9755 |
| 7 | Highstreet Insurance - Sandy Garza & Associates | 3400 N Central Expy Suite 110-221 | (972) 889-1833 |
| 8 | Five Star Insurance Group | 100 N Central Expy # 1205 | (972) 235-8881 |
| 9 | Rising Star Insurance Group | 508 Twilight Trail Suite 201 | (972) 586-2981 |
| 10 | Classic Insurance | 1221 Abrams Rd #116 | (972) 412-1244 |
Rodriguez Insurance Agency LLC serves the Richardson, Texas metro area and surrounding Dallas County as a disability insurance agent. This agency helps individuals and business owners protect their income by offering coverage for short-term and long-term disabilities. Their work includes explaining policy options such as own-occupation and any-occupation definitions to meet different client needs. They regularly assist clients in filing claims for temporary or permanent disability benefits.
Insurance Source Of Dallas provides disability insurance agent services to individuals and businesses in the Richardson, Texas area. Its offerings include consultation and policy placement for income protection and long-term disability coverage. The firm helps clients assess risk and navigate plan options to safeguard earnings during illness or injury. Ongoing support includes policy reviews and claims assistance to ensure coverage remains appropriate. The company services single-family homes, apartments, retail establishments, and restaurants.
Insurance of DFW serves individuals, families, and small business owners in Richardson, Texas, by guiding them through disability insurance options to protect income during medical leave. The agency helps clients understand policy features such as benefit periods and waiting periods. By assessing personal circumstances, they identify appropriate coverage levels tailored to household budgets and professional needs. This Richardson-based agency also assists clients in the neighboring community of Plano with similar disability protection solutions.
Agility Insurance Services serves the Richardson, Texas area and surrounding communities by connecting individuals and professionals with disability insurance coverage. It handles policies designed to replace a portion of income if an illness or injury prevents the policyholder from working. The agency focuses on helping clients understand the specific terms of potential plans, such as benefit periods and elimination periods, to match coverage with individual financial responsibilities. It typically approaches each case by gathering current salary details and occupation-specific duties before presenting suitable plan options from different insurers for comparison.
Decisive Insurance Agency in Richardson, Texas, distinguishes between one-time policy evaluations and ongoing coverage management for clients needing disability insurance. This local agent assists individuals in selecting plans that protect income against illness or injury, tailoring advice to each client’s occupational risks and financial situation. Coverage options typically include short-term and long-term disability policies from various carriers. Service is available on an as-needed basis for consultations, plan comparisons, or filing claims, with no requirement for a recurring appointment schedule.
Saunders Health Solutions provides specialized disability insurance agent services in Richardson, Texas, helping individuals and families secure policies that protect their income. It also offers general insurance guidance, working with clients to understand various coverage options and plan details. The company can be especially helpful when people are nearing a surgery or medical procedure, ensuring they have necessary income protection in place before a planned leave from work.
As spring construction and local business growth pick up along the Central Expressway corridor, many professionals in Richardson require reliable income protection. Highstreet Insurance - Sandy Garza & Associates serves as a disability insurance agent in this community, helping clients secure coverage against unexpected health challenges. The agency works with individuals to review existing policies or build new coverage that fits their specific employment circumstances. A straightforward initial consultation is always offered to assess current financial protections and identify appropriate support for long-term security.
Five Star Insurance Group in Richardson, Texas assists local residents with disability coverage, helping protect income in case of illness or injury. Their specialty includes policies tailored for long-term and short-term situations. They guide clients in the area through plan choices that fit different career demands. The company serves professionals in office settings, warehouse workers who need robust physical protection, and employees in food service environments.
Rising Star Insurance Group serves residents of Richardson, Texas, with personalized disability insurance guidance. The agency also helps local businesses secure commercial disability coverage for their employees. Its service area includes Richardson and the greater Dallas-Fort Worth metroplex. An agent evaluates each client's income and occupation to tailor an appropriate policy. The company addresses common questions during the initial consultation to ensure clarity. Clients often return to update their coverage between regular annual reviews as life or career changes occur.
Classic Insurance in Richardson, TX, is known for guiding individuals through the process of securing disability income protection. It serves local professionals and workers by helping them evaluate different policy structures to replace lost earnings due to illness or injury. The agency advises on coverage that coordinates with employer benefits and government programs. A specialty service it can add on is evaluating residual or partial disability riders for those transitioning back to work.
What Does a a Disability Insurance Agent in Richardson Cost?
Disability insurance premiums in Texas generally range from 1% to 3% of your annual income. For a 40-year-old office worker seeking a $4,000 monthly benefit, expect premiums around $150 to $250 per month. Costs increase for high-risk occupations and older applicants. This is general information, not insurance advice.
About disability insurance agents in Richardson
Disability insurance agents in Richardson Texas help individuals and businesses secure income protection plans. Texas insurance law requires agents to be licensed by the Texas Department of Insurance. Local agents can guide you through group and individual policies that meet your specific needs.
Frequently Asked Questions
What does a disability insurance agent in Richardson do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and occupation-specific coverage. They also assist with filing claims and understanding policy terms.
How do Texas laws affect disability insurance policies?
Texas follows a freedom of contract approach for disability insurance. This means policy terms are set by the carrier and agreed upon by you. Texas does not require employers to provide disability insurance, so individual policies are common.
What is the typical cost for disability insurance in Texas?
Costs vary based on age, occupation, and benefit amount. A typical policy for a 35-year-old professional can range from 1% to 3% of annual income. For a $5,000 monthly benefit, premiums may be $100 to $300 per month.
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