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Find Disability Insurance Agents Near You in Richmond, TX
Directory of disability insurance agents in Richmond, Texas. Verify credentials with the state department of insurance before hiring.
15 agents listed
Updated May 2026
Richmond, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 15 disability insurance agents in Richmond, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Polo Garcia - State Farm Insurance Agent
15002 Lakefair Dr Ste 205, Richmond, TX 77406
(281) 937-7491
pologarcia.com
Acrisure Digital Solutions / Rockland Insurance Agency
2740 FM359, Richmond, TX 77406
(281) 242-0020
gorockland.com
Forrest Cobb - State Farm Insurance Agent
11020 Harlem Rd Suite 300, Richmond, TX 77406
(832) 781-4718
281autoinsurance.com
Kari Bird - State Farm Insurance Agent
1601 Main St Ste 406, Richmond, TX 77469
(832) 586-8611
thebirdgrouptx.com
Zach Muzzy - State Farm Insurance Agent
10401 Mason Rd Suite D402, Richmond, TX 77406
(281) 232-1921
muzzyinsurance.com
Vahn Doctolero - State Farm Insurance Agent
2035 FM359 I, Richmond, TX 77406
(281) 232-2200
insuredintx.com
Leland Brunswick II - State Farm Insurance Agent
1305 FM359, Richmond, TX 77406
(281) 342-3764
alb2insurance.net
Full Scope Insurance Agency, LLC
7829 Powerline Rd, Richmond, TX 77469
(832) 490-1380
fullscopeins.com
Jason Deitz - State Farm Insurance Agent
16803 W Airport Blvd Ste 120, Richmond, TX 77407
(832) 532-3313
jasonprotects.us
Mark Boles Insurance Agency
1117 FM359, Richmond, TX 77406
(281) 633-2094
weinsuretexas.com
Sue McFadden - State Farm Insurance Agent
7035 W Grand Pkwy S Suite 85, Richmond, TX 77407
(832) 595-6399
suemcfadden.net
Mims Integra Insurance
503 FM359 STE 130 #148, Richmond, TX 77406
(832) 280-5233
mimsintegra.com
Farmers Insurance - Daniel Gerken
2208 Thompson Rd, Richmond, TX 77469
(281) 342-5757
agents.farmers.com
Grayless Insurance Agency, LLC
2116 Thompson Rd, Richmond, TX 77469
(281) 342-8127
graylessins.com
Farmers Insurance - Janic King
3318 FM359, Richmond, TX 77406
(281) 341-5225
agents.farmers.com
Disability insurance agents in Richmond Texas help individuals and business owners protect their income. Agents guide clients through policy options and claims processes under Texas Insurance Code regulations. Local agents understand the Fort Bend County market and can assist with both short term and long term disability coverage.
What Does a Disability Insurance Agent in Richmond Cost?
Disability insurance agent services in Texas typically do not charge a separate fee. Agents earn commissions from insurance carriers which are included in your premium. Monthly premiums for individual disability insurance in Texas range from 1% to 3% of your annual income. For a 50 000 annual income expect premiums between 50 and 150 per month. Costs vary based on age health occupation and policy features. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Richmond do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain policy terms, compare plans from different carriers, and assist with claims. In Texas agents must be licensed by the Texas Department of Insurance.
How long do I have to file a disability claim in Texas?
Texas does not have a single statute of limitations for all disability claims. Private policy deadlines vary by contract often 30 to 90 days after disability onset. For ERISA plans federal rules apply and you typically have 180 days to file an appeal.
Are disability insurance premiums tax deductible in Texas?
Premiums paid with after tax dollars are not deductible. If your employer pays premiums and you receive benefits those benefits are taxable. In Texas there is no state income tax so you do not owe state tax on disability benefits.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.