The top-rated disability insurance agent in Rosenberg, Texas is Gaston Arguelles - State Farm Insurance Agent, rated 4.9 stars across 556 reviews. Other highly rated options include TIA- Texas Insurance Agency, Freeway Insurance, Farmers Insurance - Brandon Sisco. This directory lists 18 disability insurance agents serving Rosenberg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gaston Arguelles - State Farm Insurance Agent | 24102 Commercial Dr Ste 502 | (832) 612-9100 |
| 2 | TIA- Texas Insurance Agency | 5028 Avenue H | (281) 342-0343 |
| 3 | Freeway Insurance | 5172 Avenue H | (281) 916-7006 |
| 4 | Farmers Insurance - Brandon Sisco | 4130 FM 762 Rd Ste 450 | (281) 240-6610 |
| 5 | Amtex Insurance | 4605 Avenue H | (281) 239-2828 |
| 6 | Tony Becerra Insurance | 814 3rd St Suite A | (281) 342-3583 |
| 7 | Cornerstone Insurance Agency | 24301 Brazos Town Crossing #500-8 | (979) 553-4343 |
| 8 | Fred Loya Insurance | 28120 Southwest Fwy | (281) 239-3800 |
| 9 | Allstar Insurance | 1034 2nd St | (281) 341-9000 |
| 10 | Farmers Insurance - Arnold Alaniz | 1221-A 1st St | (281) 341-7000 |
Gaston Arguelles - State Farm Insurance Agent provides financial protection services to residents of Rosenberg and Fort Bend County. As a local disability insurance agent, the agency assists clients with policies that replace a portion of their income if an illness or injury prevents them from working. These plans are designed to offer short-term or long-term coverage for everyday expenses during recovery. The company handles both short-term disability insurance for temporary conditions and long-term disability insurance for more extended periods of inability to work.
TIA- Texas Insurance Agency offers a range of disability insurance services for professionals in the Rosenberg area, helping clients secure income protection against the financial impact of illness or injury. The agency focuses on guiding clients through plan selection and policy maintenance, ensuring coverage aligns with evolving needs over time. It services single-family homes, apartments, retail, and restaurants.
Freeway Insurance serves homeowners, businesses, and property managers in the Rosenberg, Texas area who are seeking disability income protection. The agency offers guidance on policies designed to replace a portion of lost earnings if a client becomes unable to work due to illness or injury. It helps individuals and companies navigate plan options that align with their specific financial situations. Freeway Insurance also extends its disability insurance services to the neighboring community of Richmond within the greater Houston metropolitan region.
Farmers Insurance - Brandon Sisco offers a range of disability insurance agent services in the Rosenberg, TX area. It helps clients select individual disability income policies designed to replace a portion of lost earnings due to injury or illness. The company also provides ongoing policy reviews and support for claims filing, ensuring clients understand their coverage. Its services are available for single-family homeowners, apartment dwellers, retail store operators, and restaurant owners.
Serving Rosenberg, Texas, and the surrounding communities in Fort Bend County, Amtex Insurance handles disability insurance to help protect clients’ income if illness or injury prevents them from working. The company works with individuals to select appropriate coverage for their specific employment and financial situations. This work typically begins with a discussion of the client’s current occupation and income needs. From there, Amtex Insurance guides clients through plan details and policy options to find a suitable benefit amount.
In the Rosenberg area, Tony Becerra Insurance assists homeowners and small business owners with securing disability income protection that replaces lost wages due to illness or injury. The agency guides clients through policy options that can cover a portion of their regular salary. Services include evaluating existing group benefits and helping to tailor individual long-term and short-term disability plans. Tony Becerra Insurance also serves clients in surrounding communities throughout Fort Bend County, including Richmond.
Cornerstone Insurance Agency serves Rosenberg, Texas, and the surrounding communities within Fort Bend County and the Greater Houston area. The agency handles disability insurance policies designed to provide income replacement for local professionals and small business owners. It typically works by reviewing a client’s current occupation and earnings to recommend a suitable plan that protects their paycheck in case of illness or injury. This practical approach ensures coverage aligns with each individual’s specific financial situation and daily responsibilities.
Fred Loya Insurance in Rosenberg, Texas, distinguishes between one-time consultations to evaluate coverage gaps and recurring service plans for ongoing policy adjustments. Disability insurance agents here protect local income against accident or illness, offering tailored plans for individuals or business owners. Clients benefit from agent guidance on claim documentation and benefit terms. Service is provided on both an as-needed basis for single inquiries and a scheduled basis for periodic policy reviews.
Allstar Insurance in Rosenberg, Texas offers both one-time assessments and ongoing service arrangements for disability insurance needs. Their coverage options are designed to address potential income loss, medical expenses, and rehabilitation costs following an injury or illness. The agency assists local residents in evaluating policies that provide monthly income protection or supplemental accident coverage. Their service for prospective and current clients runs on a scheduled basis throughout the year, with additional consultations available as needed.
Farmers Insurance - Arnold Alaniz provides comprehensive disability insurance agent services in the Rosenberg, Texas area, offering guidance on individual and employer-sponsored disability policies that help protect income during illness or injury. The company also assists clients with general insurance needs, including reviewing existing coverage options and explaining policy terms in plain language. As local employment patterns shift and seasonal weather events increase, this agency helps residents address specific concerns about maintaining financial stability when unexpected health issues prevent work.
What Does a a Disability Insurance Agent in Rosenberg Cost?
Disability insurance agent services in Texas typically do not charge a separate fee because they earn commissions from the insurance carrier. Premiums for individual policies in Rosenberg can range from 1% to 3% of your annual income. For a 50,000 dollar annual income, this means 500 to 1,500 dollars per year. Group policies through employers often cost less. Costs vary by age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Rosenberg
Disability insurance agents in Rosenberg Texas help individuals and businesses secure income protection policies. Texas law requires agents to be licensed by the Texas Department of Insurance. Local knowledge of Fort Bend County and state regulations can assist you in choosing the right coverage for your needs.
Frequently Asked Questions
What does a disability insurance agent in Rosenberg do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and definitions of disability. They also assist with claim filing and policy changes.
How do Texas laws affect disability insurance policies?
Texas does not require employers to provide disability insurance. However, group policies through employers must follow Texas Insurance Code rules. Individual policies are regulated by the Texas Department of Insurance.
Can a disability insurance agent help with an existing claim?
Yes, many agents assist with claim questions and appeals. They can review your policy terms and help you understand deadlines. Texas law gives you 90 days to file a claim after a disability occurs.
Disability Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton