The top-rated disability insurance agent in Round Rock, Texas is PolicyWatch, rated 4.9 stars across 985 reviews. Other highly rated options include Alejandra De La Torre, Lawhorn & Moore Insurance Brokers, Chande Agency Inc. This directory lists 18 disability insurance agents serving Round Rock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PolicyWatch | 108 E Main St | (512) 685-7400 |
| 2 | Alejandra De La Torre | 2200 A W Grimes Blvd Suite 900 | (512) 244-3311 |
| 3 | Lawhorn & Moore Insurance Brokers | 1311 Chisholm Trail Rd STE 403 | (512) 246-9955 |
| 4 | Chande Agency Inc | 2200 E Palm Valley Blvd Ste 120 | (737) 220-9800 |
| 5 | Contigo Insurance Agency | 1800 N Mays St Suite 106 | (512) 388-0346 |
| 6 | DGIA | Daniel Gutschewski Insurance Agency | 1 Chisholm Trail Rd Building 1 Ste. 450 | (737) 332-3442 |
| 7 | Bill Muench Insurance Agency, Inc | 409 W Main St #122 | (512) 388-4633 |
| 8 | Webre-Sherrill Insurance Advisors | 109 S Harris St #100 | (512) 255-1015 |
| 9 | Rollo Insurance | 600 Round Rock W Dr Suite 603 | (512) 636-5223 |
| 10 | LaPota Insurance Solutions | 1000 Heritage Center Cir #364 | (512) 910-5534 |
PolicyWatch serves the Round Rock, Texas area as a disability insurance agent. It assists clients in understanding and obtaining disability coverage tailored to their income protection needs. The company helps navigate the complexities of both short-term and long-term disability policies. It works with local workers to secure plans that provide financial stability in case of illness or injury. PolicyWatch handles individual disability insurance applications as well as group disability plans for small employers in the region.
Alejandra De La Torre provides disability insurance agency services in the Round Rock, Texas area, helping individuals evaluate coverage options for income protection. Service and maintenance support includes ongoing policy reviews to adjust for life changes and assistance with claims filing procedures. Understanding the specific financial risks faced by local professionals and tradespeople, the agency advises on short-term and long-term disability plans. The company serves clients including homeowners with mortgages, apartment renters, retail workers facing physical demands, and restaurant staff needing protection from injury.
Lawhorn & Moore Insurance Brokers serves individuals, families, and small business owners in Round Rock, Texas, who need disability income protection. The agency works with clients to explore policy options that replace a portion of lost earnings if an illness or injury prevents them from working. Typical consultations focus on tailoring coverage to a client’s specific occupation and income level. The firm also assists residents in the greater Austin metropolitan area, including nearby communities such as Pflugerville.
Chande Agency Inc serves Round Rock and the surrounding Central Texas communities, handling disability insurance for local professionals and small business owners. The company addresses the financial risks of illness or injury that prevent an individual from working. It explains policy options that replace a portion of lost income during the recovery period. To handle a typical case, the agency first reviews the client’s occupation and existing coverage, then identifies suitable plans from multiple carriers to meet specific income protection needs.
Contigo Insurance Agency helps individuals and businesses in Round Rock, Texas assess the financial impact of a disabling injury or illness on their income. As a Disability Insurance Agent, it focuses on crafting policies that replace a portion of lost earnings during recovery periods. These plans can cover routine living expenses and ongoing medical costs while the policyholder is unable to perform their job duties. The firm serves commercial sectors including local offices, warehouses, and food service operations.
DGIA | Daniel Gutschewski Insurance Agency in Round Rock, TX specializes in disability insurance plans designed to replace income when illness or injury prevents work. It also assists clients with the general process of evaluating and selecting individual disability policies that meet their long-term coverage needs. The agency helps residents understand how short-term and long-term disability benefits protect household finances during recovery. For taxpayers in Round Rock, it also addresses how disability coverage can safeguard income during the annual open enrollment season when many review their benefits.
Based in Round Rock, TX, Bill Muench Insurance Agency, Inc focuses on disability insurance agent services. Clients can choose between one-time policy evaluations and recurring service for managing ongoing coverage. The agency helps individuals secure income protection against potential disability, ensuring financial stability when a client cannot work due to illness or injury. Policies are tailored to specific occupations and income needs. Service appointments are available on an as-needed basis for claims support or policy adjustments.
As the Texas summer heat drives many Round Rock residents to reconsider their outdoor and construction work, unexpected injuries can put household income at risk. Webre-Sherrill Insurance Advisors helps local workers evaluate disability insurance policies that provide financial protection if an illness or accident prevents them from earning a paycheck. The agency reviews individual and employer-sponsored plans from multiple carriers to match income-replacement needs. An initial consultation includes a simple review of current coverage, job duties, and monthly expenses to determine the appropriate benefit amount for each client.
Rollo Insurance provides disability insurance coverage to residents in Round Rock, Texas. Commercial policies are available to protect local businesses from income loss. Their service area encompasses Round Rock and the surrounding communities. Policies are tailored to individual work situations and financial needs. Clients receive guidance on long-term and short-term disability options to suit specific occupations. Follow-up reviews are conducted regularly, and repeat service is provided between scheduled office visits to adjust coverage as circumstances change.
LaPota Insurance Solutions in Round Rock, Texas works with individuals and businesses to secure disability coverage that protects income if illness or injury prevents work. As a dedicated disability insurance agent, the company advises clients on policy options that supplement existing benefits. Its services assist employers in designing and implementing plans for their teams. This includes custom coverage for local commercial sectors, including office environments, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Round Rock Cost?
The cost of disability insurance in Texas varies by age health occupation and benefit amount. For a typical policy a 35 year old office worker might pay between 1 percent and 3 percent of their annual income per year. For example a policy providing 3000 dollars per month could cost 60 to 90 dollars monthly. Older workers or those in higher risk jobs may pay more. This is general information not insurance advice.
About disability insurance agents in Round Rock
Disability insurance agents in Round Rock Texas help individuals and businesses secure income protection policies. Texas law does not require employers to offer disability coverage so many workers seek private plans. Local agents understand the specific needs of Round Rock residents including the growing workforce in healthcare and technology sectors.
Frequently Asked Questions
What does a disability insurance agent in Round Rock do?
A disability insurance agent helps you find and purchase a policy that replaces a portion of your income if you become unable to work. They explain policy terms, compare options from different carriers, and assist with the application process. Agents in Round Rock are familiar with Texas insurance regulations and can guide you on state specific requirements.
How long do I have to file a disability claim in Texas?
Texas does not have a specific statute of limitations for private disability insurance claims but most policies require you to notify the insurer within 30 days of becoming disabled. You must then submit proof of loss within 90 days. Check your policy for exact deadlines because missing them can result in denial.
Is disability insurance required in Texas?
No Texas law does not require employers to provide disability insurance. Only a few states mandate short term disability coverage. In Texas you must purchase a private policy or rely on employer sponsored plans if available. An agent can help you evaluate your need for coverage.
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