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HomeDisability Insurance AgentsTexas › Royse City

Find Disability Insurance Agents Near You in Royse City, TX

Browse disability insurance agents serving Royse City, Texas. Updated 2026-07-14.

The top-rated disability insurance agent in Royse City, Texas is Kari Hargrave - State Farm Insurance Agent, rated 4.8 stars across 127 reviews. Other highly rated options include Dominic Schillace - State Farm Insurance Agent, Farmers Insurance - Khristopher Vancil, Bob Ellis Insurance Services-Independent Insurance Agency. This directory lists 16 disability insurance agents serving Royse City.

Showing 16 disability insurance agents in Royse City, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kari Hargrave - State Farm Insurance Agent109 W Main St A(972) 635-9995
2Dominic Schillace - State Farm Insurance Agent1101 W Interstate 30 Ste 104(972) 635-8458
3Farmers Insurance - Khristopher Vancil5196 TX-276(214) 308-6508
4Bob Ellis Insurance Services-Independent Insurance Agency115 FM 2453, 2661 FM 35 C(972) 636-9491
5TWFG Caldwell Insurance403 S Elm St(972) 635-6772
6Mark's Insurance2994 FM551(972) 373-4496
7Terry Hayden: Allstate Insurance4864 TX-276(972) 722-0025
8Fast Checker Insurance Agency4868 TX-276(972) 954-9071
9Farmers Insurance - Patrick Raines422 I-30 Ste I(972) 722-7496
10Herald Insurance Group Medicare Plans512 Timberhaven Terrace(214) 395-5011
KH
109 W Main St A
Kari Hargrave - State Farm Insurance Agent
Disability Insurance Agent · Royse City, TX

Kari Hargrave - State Farm Insurance Agent serves the Royse City, Texas area and provides disability insurance coverage. The agency helps local individuals and families explore policies that can replace a portion of income if an illness or injury prevents them from working. Discussions focus on short-term and long-term disability options suited to different employment and financial situations. The office guides clients through plan features such as benefit amounts and elimination periods. Specific services include individual disability income policies and small-group disability plans.

DS
1101 W Interstate 30 Ste 104
Dominic Schillace - State Farm Insurance Agent
Disability Insurance Agent · Royse City, TX

As the weather shifts in Royse City, residents often review their financial protections, especially regarding unexpected health setbacks. Dominic Schillace - State Farm Insurance Agent supports local individuals by explaining how disability insurance can replace income during recovery from illness or injury. Clients learn about policy features such as waiting periods and benefit durations through a focused consultation. This process begins with a thorough initial-assessment meeting to review personal employment details and financial obligations.

FI
5196 TX-276
Farmers Insurance - Khristopher Vancil
Disability Insurance Agent · Royse City, TX

Farmers Insurance - Khristopher Vancil serves homeowners, businesses, and property managers in Royse City, Texas, as a disability insurance agent. It helps clients understand how disability coverage can replace a portion of income if injury or illness prevents them from working. The agency assists individuals and employers in selecting plans that align with their financial needs and risk profiles. Services include evaluating existing policies and explaining benefit waiting periods and coverage durations. The agent also provides service to nearby communities in the greater Dallas‑Fort Worth metro area.

BE
115 FM 2453, 2661 FM 35 C
Bob Ellis Insurance Services-Independent Insurance Agency
Disability Insurance Agent · Royse City, TX
TC
403 S Elm St
TWFG Caldwell Insurance
Disability Insurance Agent · Royse City, TX

TWFG Caldwell Insurance serves Royse City and the surrounding communities throughout the Rockwall County area. As a disability insurance agent, the company handles coverage designed to replace a portion of lost income when a policyholder is unable to work due to a qualifying illness or injury. It typically processes applications by evaluating a client’s current earnings and health status to recommend an appropriate benefit amount. The company works through the entire claim submission cycle, ensuring all necessary medical documentation is gathered and submitted promptly for review by the insurer.

MS
2994 FM551
Mark's Insurance
Disability Insurance Agent · Royse City, TX

Mark's Insurance serves clients in the Royse City, TX, area, distinguishing between one-time policy education sessions and ongoing claims support for recurring needs. Their coverage guidance focuses on individual disability insurance plans designed to replace a portion of lost income if injury or illness prevents work. They help assess the elimination period and benefit amount suited to a client’s occupation and budget. Their service runs on both a one-time consultation basis and an as-needed basis for policy reviews or claim assistance.

TH
4864 TX-276
Terry Hayden: Allstate Insurance
Disability Insurance Agent · Royse City, TX

Terry Hayden: Allstate Insurance offers focused disability insurance agent services in Royse City, TX, helping local residents secure income protection policies for unexpected health events. The agency generally serves clients seeking to replace lost earnings from illness or injury through individual or employer-sponsored plans. It guides policyholders through coverage options that ensure financial stability during recovery periods. This includes assistance with claims and plan adjustments when seasonal injuries, such as those from winter weather accidents or summer sports, temporarily prevent work.

FC
4868 TX-276
Fast Checker Insurance Agency
Disability Insurance Agent · Royse City, TX

In Royse City, TX, where short-term illnesses or unexpected injuries can disrupt household income, residents often seek financial protection through disability insurance. Fast Checker Insurance Agency helps local workers evaluate options for replacing lost wages during recovery periods. The company guides clients through standard policy comparisons, explaining benefit periods and elimination terms. Coverage choices vary based on individual occupation and income level. A typical first step involves the agent reviewing a client’s current coverage and employment situation during a brief phone consultation or office meeting.

FI
422 I-30 Ste I
Farmers Insurance - Patrick Raines
Disability Insurance Agent · Royse City, TX

Serving the Royse City area, Farmers Insurance - Patrick Raines provides insurance solutions for individuals and small businesses. It specializes in disability insurance agent services, helping clients protect their income against unforeseen medical events. The agency works to explain policy options clearly, ensuring coverage aligns with different employment situations. This includes service for professional and administrative offices, operational warehouses, and food service establishments.

HI
512 Timberhaven Terrace
Herald Insurance Group Medicare Plans
Disability Insurance Agent · Royse City, TX

Herald Insurance Group Medicare Plans provides disability insurance services to residents in the Royse City, Texas, area, helping individuals protect their income against unexpected medical conditions. The agency also offers commercial coverage options for local businesses and serves clients throughout the surrounding region. As a dedicated disability insurance agent, the firm assists with policy selection tailored to each client’s specific needs. Between regular scheduled visits, they remain available to handle any necessary policy adjustments or claim follow-ups.

KI
9459 FM 35
Kuykendall Insurance
Disability Insurance Agent · Royse City, TX
(972) 635-6255
kuykendall-insurance.com
EG
3723 FM551
Endeavor General Agency LLC
Disability Insurance Agent · Royse City, TX
(972) 772-1820
LS
1216 Blue Ridge Pl
Living Secured
Disability Insurance Agent · Royse City, TX
(866) 699-6486
living-secured.com
TE
118 E Main St
TEXAS ENSURE, INC.
Disability Insurance Agent · Royse City, TX
(972) 635-0035
CE
216 N Arch St suite d
Clay Ellis-Allstate Agent
Disability Insurance Agent · Royse City, TX
(972) 636-9491
MI
106 E Main St
Mahaffey Insurance Agency LLC
Disability Insurance Agent · Royse City, TX
(469) 707-3063
mahaffeyins.com

What Does a a Disability Insurance Agent in Royse City Cost?

Costs for disability insurance in Texas vary based on age, health, occupation, and benefit amount. Typical premiums range from 1 percent to 3 percent of annual income. For a 40-year-old in a standard occupation, a policy with a 90-day waiting period and a 5-year benefit period may cost between 50 and 150 dollars per month. This is general information, not insurance advice.

About disability insurance agents in Royse City

Disability insurance agents in Royse City Texas help individuals and businesses find coverage that protects income if injury or illness prevents work. Texas insurance law requires agents to be licensed by the Texas Department of Insurance. Local agents understand the specific needs of Royse City residents and the surrounding Hunt County area.

Frequently Asked Questions

What does a disability insurance agent in Royse City do?

A disability insurance agent helps you compare policies from different carriers. They explain coverage options and assist with the application process. They also guide you on Texas-specific policy requirements and claim procedures.

How do I choose a disability insurance agent in Royse City Texas?

Look for an agent licensed in Texas with experience in disability insurance. Check their standing with the Texas Department of Insurance. Ask about their knowledge of local employers and group plans available in Royse City.

What Texas laws affect disability insurance claims?

Texas Insurance Code Chapter 542 sets deadlines for claim handling. Insurers must acknowledge a claim within 15 days and make a decision within 15 days after receiving all needed information. Texas does not require employers to provide disability insurance, but many choose to offer it.

Disability Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.