The top-rated disability insurance agent in San Angelo, Texas is Tim Smith - State Farm Insurance Agent, rated 5.0 stars across 656 reviews. Other highly rated options include SAN ANGELO INSURANCE, Nationwide Insurance: Melisa Copeland Strickland, Santa Angela Insurance. This directory lists 20 disability insurance agents serving San Angelo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Smith - State Farm Insurance Agent | 4117 College Hills Blvd | (325) 942-8629 |
| 2 | SAN ANGELO INSURANCE | 1102 N Chadbourne St | (325) 658-2790 |
| 3 | Nationwide Insurance: Melisa Copeland Strickland | 2901 Sherwood Way Ste 120 | (432) 366-8888 |
| 4 | Santa Angela Insurance | 3426 Sherwood Way Suite E | (325) 777-3278 |
| 5 | Texas Select Insurance Group | 502 S Koenigheim St Ste 2H | (325) 777-1772 |
| 6 | Cecil A. Ross Investment & Insurance Group | 5301 Knickerbocker Rd Ste 110 | (325) 949-3200 |
| 7 | WeadCo Insurance, LLC | 3196A Executive Dr | (325) 617-2811 |
| 8 | Mr Insurance Inc | 1225 S Bryant Blvd | (325) 655-6702 |
| 9 | Texas Risk Partners | 3157 Executive Dr Suite 3 | (325) 276-4746 |
| 10 | NavSav Insurance - San Angelo | 1886 Pecos St #1 | (325) 223-1563 |
Tim Smith - State Farm Insurance Agent serves the San Angelo, Texas area, providing disability insurance services to local residents and business owners. The agency helps clients understand how disability coverage can protect income during an unexpected illness or injury. Policies are designed to replace a portion of lost wages when a medical condition prevents work. The agent assists with selecting suitable plans and completing applications. Services include evaluating existing coverage and enrolling in short-term or long-term disability policies.
SAN ANGELO INSURANCE provides disability insurance agent services to individuals and businesses in the San Angelo, Texas area. Its representatives help clients understand the importance of income protection plans that replace lost wages due to illness or injury. The company can assist with policy selection and filing claims. Service includes explaining key policy terms and coordinating with insurers. It services local single-family homes, apartments, retail establishments, and restaurants.
Nationwide Insurance: Melisa Copeland Strickland serves homeowners, businesses, and property managers in San Angelo, Texas, offering disability insurance agent services. It helps clients find coverage to protect income if illness or injury prevents work. The agency provides guidance on policy options for individuals and small employers throughout the local area. It also covers neighboring communities such as Grape Creek and Wall.
Santa Angela Insurance serves San Angelo, Texas, and the surrounding communities. The agency specializes in disability insurance, helping individuals and small businesses secure income protection plans. They handle policies designed to replace a portion of lost earnings if the policyholder becomes unable to work due to illness or injury. To complete a typical job, the agent first reviews the client’s occupation, income level, and existing coverage, then compares policies from multiple carriers to find a balanced option that fits the client’s budget and needs.
Texas Select Insurance Group in San Angelo offers disability insurance agents who distinguish between one-time policies providing a single coverage period and recurring plans that renew on a cycle to maintain ongoing protection. Their coverage options help protect clients against income loss from illness or injury, a fundamental need in the regional workforce. Service runs on a one-time, scheduled, or as-needed basis depending on the policy type selected.
Cecil A. Ross Investment & Insurance Group specializes in disability insurance, offering policies that replace lost income due to illness or injury for residents of San Angelo, Texas. It also provides general guidance on integrating this coverage into broader financial plans, helping clients maintain stability. During periods of economic uncertainty or when local industries face fluctuations, the group assists workers in securing protection against unexpected health-related income disruptions.
Specializing in disability insurance, WeadCo Insurance, LLC assists individuals and businesses in San Angelo, TX with planning for income protection needs. The company works to help clients build coverage that can replace earnings if illness or injury prevents work. Specific policies can be tailored to address unique financial responsibilities and waiting periods. Their services extend to various commercial sectors, including office environments, warehouse operations, and food service establishments.
In a region where seasonal work and periodic health changes can disrupt income, San Angelo residents often seek ways to protect their earning power. Mr Insurance Inc functions as a disability insurance agent, helping local individuals and small business owners understand how a disability policy can replace lost wages during recovery periods. The company evaluates each client’s specific occupation and current coverage to identify potential gaps. An initial fact-finding assessment is conducted to determine what level of income protection may be appropriate for each unique situation.
Texas Risk Partners serves residential clients in San Angelo with disability insurance policies designed to protect personal income. The agency also offers commercial coverage for local businesses needing employee protection plans. Their service area covers San Angelo and surrounding communities in the region. By maintaining regular contact with policyholders, the agency follows up on claims and adjusts coverage as needed between routine annual reviews.
NavSav Insurance - San Angelo is known for helping local residents navigate disability insurance options and secure income protection coverage. The agency serves clients throughout San Angelo, Texas, by explaining policy details and comparing plans from multiple carriers. It assists individuals in understanding benefit periods, elimination periods, and coverage limitations that affect long-term financial security. As a specialty service, this agency can also evaluate short-term disability policies that bridge coverage gaps during recovery from illness or injury before long-term benefits start.
What Does a a Disability Insurance Agent in San Angelo Cost?
Disability insurance agent services in Texas are typically paid through commissions from the insurance carrier. You do not usually pay the agent directly. Policy premiums vary widely based on age health occupation and benefit amount. A typical monthly premium for a 35 year old in good health might range from 50 to 150 dollars for a policy that replaces 60 percent of income. Costs can be higher for high risk occupations or pre existing conditions. This is general information not insurance advice.
About disability insurance agents in San Angelo
Disability insurance agents in San Angelo Texas help individuals and businesses find coverage that meets their needs. Texas law does not require employers to provide disability insurance but many choose to offer it. Local agents can explain policy options and assist with claims in the Concho Valley region.
Frequently Asked Questions
What does a disability insurance agent in San Angelo do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit terms waiting periods and exclusions. They can also assist with filing claims and understanding Texas insurance regulations.
How long do I have to file a disability claim in Texas?
Texas does not have a specific statute of limitations for disability insurance claims. However most policies require you to notify the insurer within 20 to 30 days of becoming disabled. Check your policy for exact time limits.
Can a disability insurance agent help with an existing claim?
Yes an agent can review your policy and help you understand your benefits. They can also guide you through the claims process and communicate with the insurance company on your behalf. For denied claims you may need an attorney.
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