The top-rated disability insurance agent in San Juan, Texas is Valley Insurance Providers, rated 4.9 stars across 267 reviews. Other highly rated options include Truckers Insurance, Raul Resendez - State Farm Insurance Agent, Rick Puente Insurance. This directory lists 15 disability insurance agents serving San Juan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Valley Insurance Providers | 400 W Expy 83 | (956) 787-8536 |
| 2 | Truckers Insurance | 400 W Expy 83 | (956) 781-6663 |
| 3 | Raul Resendez - State Farm Insurance Agent | 102 W Amy Dr | (956) 702-2886 |
| 4 | Rick Puente Insurance | 2203 N Raul Longoria Rd b2 | (956) 782-8425 |
| 5 | Amtex Insurance | 2016 N Raul Longoria Rd | (956) 705-0070 |
| 6 | Ontiveros Insurance | 2012 N Raul Longoria Rd D | (956) 608-6161 |
| 7 | Greenspoint Insurance - San Juan | 200 W Expy 83 Suite E | (956) 329-1002 |
| 8 | Connect Insurance & Tax Service | 407 State Hwy 495 | (956) 782-8191 |
| 9 | Vias Insurance | 110 W Expy 83 | (956) 999-8427 |
| 10 | Loyalty Insurance & Financial Services, LLC | 1201 N Raul Longoria Rd Suite P-B 1201 Business Center | (956) 322-8966 |
Valley Insurance Providers serves the Rio Grande Valley area, including San Juan, Texas, as a local disability insurance agent. The company guides clients through the process of securing income protection plans tailored to their employment situation. Policies can cover short-term and long-term scenarios, ensuring financial stability during periods of inability to work. The agency assists individuals with evaluating policy options from multiple carriers and filing initial claims for disability benefits.
Truckers Insurance serves as a disability insurance agent in San Juan, Texas, helping individuals secure income protection plans. It guides clients through the application process for short-term and long-term disability coverage. The company also assists with reviewing existing policies and explaining policy exclusions or benefit waiting periods. Its service approach emphasizes clear communication about plan structures and claim procedures. Truckers Insurance provides services for individuals, including those who own single-family homes, apartments, retail businesses, or restaurants.
Raul Resendez - State Farm Insurance Agent serves homeowners, renters, and small business owners in San Juan, Texas, by helping them secure disability insurance coverage. This type of policy provides income protection if a client is unable to work due to illness or injury. The agency assists local clients in understanding the various policy options available for their individual needs. Its service area also covers the nearby communities of Pharr and McAllen within the greater Rio Grande Valley metro.
Serving San Juan, Texas and the surrounding Rio Grande Valley communities, Rick Puente Insurance provides disability insurance agent services to local residents and workers. The agency handles applications for both short-term and long-term disability coverage, helping clients protect their income against illnesses or injuries that interrupt their ability to work. To manage a typical job, it first assesses each client’s current employment situation and health history, then matches them with an appropriate policy from available insurers.
Amtex Insurance, a Disability Insurance Agent in San Juan, Texas, assists clients in obtaining income protection for illnesses or injuries that prevent them from working. The agency guides individuals through policy options designed to replace a portion of lost wages during recovery. Focusing on financial security, it helps evaluate benefit amounts and elimination periods to suit personal budgets. Its specialty service includes coordinating disability coverage with existing employer-sponsored plans to fill potential gaps.
Ontiveros Insurance in San Juan, TX provides disability insurance agent services that are available through either a one-time policy purchase or a recurring plan with ongoing protection. Clients work with the agent to select coverage designed to replace a portion of income if injury or illness prevents work. The specific terms and benefit amounts are customized to each applicant’s financial situation and occupation. Service is provided on a as-needed basis for policy review and updates.
Greenspoint Insurance - San Juan provides specialized disability insurance agent services, offering clients support in securing income protection for unforeseen medical circumstances. The company generally assists individuals in evaluating policy options tailored to their specific employment situations and personal financial needs. Understanding the complex terms of private disability plans, it helps navigate coverage gaps left by employer-provided benefits or Social Security programs. When a sudden injury or chronic illness prevents an individual from working, the agent works to ensure that policyholders can maintain financial stability during extended periods of recovery.
As the winter flu season puts extra strain on already-tight household budgets in San Juan, having a solid disability insurance plan becomes a critical safety net. Connect Insurance & Tax Service assists local workers in comparing policies that replace lost income during a recovery, covering everything from short-term illnesses to long-term injuries. Their agents evaluate each client’s current occupation and personal budget to find a realistic monthly benefit amount. A free initial consultation begins with a review of existing coverage and a simple needs-assessment worksheet.
Vias Insurance provides guidance for individuals purchasing disability income protection policies in the San Juan, Texas area. Their focus is helping clients understand how long-term coverage works when an illness or injury prevents someone from working. The agency explains the waiting periods before benefits begin and the typical percentage of income replaced by plan provisions. Vias Insurance works with professionals managing office environments, workers in industrial warehouses, and staff employed in food service settings, ensuring coverage options are clear for each specific workplace.
What Does a a Disability Insurance Agent in San Juan Cost?
The cost of disability insurance in Texas typically ranges from 1 percent to 3 percent of your annual income. For a person earning 50,000 dollars per year, a policy might cost between 500 and 1,500 dollars annually. Premiums vary based on age, occupation, health, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in San Juan
Disability insurance agents in San Juan, Texas help individuals and businesses find coverage that protects income if an injury or illness prevents work. Texas law does not require employers to provide disability insurance, so many workers purchase private policies. An agent can explain options for short term and long term plans that meet your needs and budget.
Frequently Asked Questions
What does a disability insurance agent in San Juan do?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your income and occupation. They explain policy terms like elimination periods and benefit amounts. They do not handle claims but can guide you on how to file one.
Is disability insurance required by law in Texas?
Texas law does not require employers to offer disability insurance. However, some employers provide it as a benefit. If you are self employed or your job does not offer coverage, a private policy can protect your income.
How long do I have to file a disability claim in Texas?
Texas does not have a single time limit for all disability claims. Private policies usually require you to notify the insurer within 30 to 90 days of becoming disabled. Check your specific policy for exact deadlines to avoid denial.
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