The top-rated disability insurance agent in Socorro, Texas is Enrique Cisneros Insurance, LLC, rated 5.0 stars across 90 reviews. Other highly rated options include Cindy Fierro - State Farm Insurance Agent, Pronto Insurance, Guillermina Perez: Allstate Insurance. This directory lists 11 disability insurance agents serving Socorro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Enrique Cisneros Insurance, LLC | 251 Horizon Blvd suite E | (915) 317-9517 |
| 2 | Cindy Fierro - State Farm Insurance Agent | 10755 N Loop Dr L | (915) 790-2592 |
| 3 | Pronto Insurance | 10755 N Loop Dr A | (915) 260-6928 |
| 4 | Guillermina Perez: Allstate Insurance | 901 Horizon Blvd F | (915) 757-2378 |
| 5 | OMEGA INSURANCE AGENCY | 11500 Socorro Rd | (915) 288-4551 |
| 6 | Farmers Insurance - Juan Espino | 10760 N Loop Dr Ste B2 | (915) 219-8999 |
| 7 | Fred Loya Insurance | 10750 N Loop Dr Ste A4 | (915) 858-7000 |
| 8 | HUMBLE INSURANCE GROUP | 10209 Socorro Rd | (915) 875-1490 |
| 9 | Farmers Insurance - Edna Rivas | 10295 N Loop Dr | (915) 626-5113 |
| 10 | Secure Way Insurance Texas | 901 Horizon Blvd F | (915) 757-2378 |
Enrique Cisneros Insurance, LLC serves the El Paso County area, including Socorro, Texas, as a local disability insurance agent. This agency helps individuals and business owners understand how disability coverage protects their income if an illness or injury prevents them from working. The agent works with clients to compare policy options from various insurance carriers. It handles both short-term disability insurance, which provides interim salary replacement, and long-term disability insurance for extended periods of incapacity.
Cindy Fierro - State Farm Insurance Agent in Socorro, TX, assists individuals in securing disability insurance to protect income in the event of an illness or injury. The agency provides client consultations to assess coverage needs and ongoing support for policy changes or claims. This service covers single-family homes, apartments, retail locations, and restaurants seeking income protection for owners or employees.
Pronto Insurance provides residential disability insurance agent services in and around Socorro, Texas. Commercial coverage is also offered to local businesses seeking to protect their employees’ income. The service area encompasses Socorro and its immediate vicinity within the region’s disability insurance market. Policies are tailored to each client’s specific needs and reviewed regularly to ensure adequate protection. Follow-up service and repeat consultations occur between scheduled visits to adjust coverage as personal or business circumstances change.
Homeowners, businesses, and property managers in Socorro, Texas, turn to Guillermina Perez: Allstate Insurance for disability insurance agent services. She helps clients protect their income by explaining policy options tailored to individual needs and career fields. The agency handles the application process to secure coverage for unexpected injuries or illnesses that prevent work. Her team also covers the neighboring community of El Paso for similar disability protection needs.
OMEGA INSURANCE AGENCY serves Socorro, Texas, and the surrounding El Paso County communities, handling disability insurance policies for local residents. It addresses income protection needs through Short-Term and Long-Term Disability plans. The agency focuses on explaining policy terms, waiting periods, benefit periods, and coverage limitations to each client. For a typical job, it begins by reviewing a client's occupation and monthly expenses to recommend appropriate benefit amounts, then shepherds the application through medical underwriting.
Farmers Insurance - Juan Espino in Socorro, TX helps clients choose between single-policy disability insurance and ongoing coverage that protects income over time. The agent assists with policies that replace a portion of lost earnings if injury or illness prevents work. This service focuses on matching coverage to individual needs, ensuring financial stability when regular employment is interrupted. Service appointments for policy selection, claims, and plan reviews are available on an as-needed basis, allowing clients to schedule assistance only when required.
Fred Loya Insurance in Socorro, Texas, serves clients seeking disability income protection against loss of earnings due to illness or injury. The agency provides personalized consultations to help individuals and families assess their coverage needs and select suitable policies from common market options. It assists with applications and explains the nuances of short-term versus long-term disability plans. A specialty service the agency can add on is advising on future benefit adjustments during life changes.
HUMBLE INSURANCE GROUP offers disability insurance agent services in Socorro, Texas, specializing in helping clients protect their income through tailored coverage solutions. It assists individuals with evaluating policy options that replace lost earnings due to illness or injury. This agency serves local residents by navigating plan details and assisting with applications. As the spring season brings new employment changes and outdoor activities, many seek guidance on adjusting policies to match updated income levels and potential risks.
As the weather in Socorro transitions, residents often find themselves reassessing their financial safeguards against unexpected health events. Farmers Insurance - Edna Rivas provides disability insurance agent services tailored to these local concerns. They can help individuals understand how disability coverage may protect income during a period of medical leave or recovery. The initial step with their office typically involves a straightforward assessment of a client's current employment status and income streams. This initial review helps clarify which policy options might fit a person's specific situation and budget in the Socorro area.
Secure Way Insurance Texas, based in Socorro, works as a disability insurance agent, helping clients secure coverage that provides income protection if illness or injury prevents them from working. The company specializes in evaluating individual and group policies to match specific needs and budgets within the region. These offerings assist employees and employers in safeguarding financial stability. Commercial sectors served include offices, warehouses, and food service operations throughout the area.
What Does a a Disability Insurance Agent in Socorro Cost?
Disability insurance agent services in Texas are typically free to you because agents earn commissions from the insurance carriers. Premiums for a policy generally range from 1% to 3% of your annual income. For example, if you earn $50,000 per year, a policy might cost $500 to $1,500 annually. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Socorro
Disability insurance agents in Socorro, Texas help individuals and small business owners find coverage that meets their needs. Texas law does not require employers to provide disability insurance, so many workers seek private policies. Agents guide clients through options like short-term and long-term disability plans tailored to local employment patterns.
Frequently Asked Questions
What does a disability insurance agent in Socorro do?
A disability insurance agent in Socorro helps you compare policies from different carriers. They explain coverage limits, waiting periods, and benefit durations. They also assist with filing claims and understanding Texas-specific policy rules.
Is disability insurance required by law in Texas?
Texas does not require employers to offer disability insurance. However, if you work for a company that provides it, you may be automatically enrolled. Private disability insurance is optional and purchased through an agent.
How long do I have to file a disability claim in Texas?
Texas law does not set a specific deadline for filing disability claims, but most policies require you to notify the insurer within 30 to 90 days of becoming disabled. Check your policy for exact time limits.
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