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Compare disability insurance agents in Waco. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Waco, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 17 disability insurance agents in Waco, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Baker and Carey Insurance Agency
2601 Franklin Ave, Waco, TX 76710
(254) 755-7727
bakerandcareyinsurance.com
Joel Fuessel - Secured First Financial of Texas - Independent Agent
7215 Bosque Blvd #104, Waco, TX 76710
(254) 265-6655
sffagents.com
Rosalinda's Insurance Agency
3221 Franklin Ave #201, Waco, TX 76710
(254) 644-4437
Central Texas Benefits
4547 Lake Shore Dr, Waco, TX 76710
(254) 722-2569
centraltxbenefits.com
ALPA Insurance
2410 W Waco Dr, Waco, TX 76701
(254) 489-0200
alpainsurance.com
Browder General Insurance Agency Inc
4800 Lakewood Dr #3, Waco, TX 76710
(254) 776-1582
browderinsurance.com
Greater Waco Insurance Solutions
7530 Bosque Blvd Suite #D, Waco, TX 76710
(254) 751-1254
gwinsurancesolutions.com
Lillard Financial and Insurance Services
6605 Sanger Ave suite 1, Waco, TX 76710
(254) 545-5273
lillardinsuranceservices.com
Elite Insurance Group
100 N 6th St #201, Waco, TX 76701
(254) 799-9616
insurewithelite.com
Keith Sanders Insurance Group
6801 Steinbeck Bend Dr, Waco, TX 76708
(254) 235-8185
keithsandersinsurance.com
Capable Insurance Agency TX
5401 Bosque Blvd, Waco, TX 76710
(254) 522-9690
Best Coverage Agency TX
1521b Wooded Acres Dr, Waco, TX 76710
(254) 863-8903
Bailey Insurance and Risk Management
1201 Washington Ave, Waco, TX 76701
(254) 753-5317
baileyinsurance.com
Higginbotham - Waco
7528 Bosque Blvd, Waco, TX 76712
(254) 751-1710
higginbotham.com
Darlene Vise Insurance Agency
3708 W Waco Dr Suite 5, Waco, TX 76710
(254) 227-0251
darleneviseinsurance.com
Insurors of Texas
225 S 5th St, Waco, TX 76701
(254) 759-3701
insurorsoftexas.com
Risk Services of Louisiana
510 N Valley Mills Dr, Waco, TX 76710
(254) 772-6074
leavitt.com
Disability insurance agents in Waco Texas help individuals and businesses find the right coverage to protect income if injury or illness prevents work. Texas law does not require employers to provide disability insurance so many workers seek private policies. Local agents can explain how Texas insurance code affects policy terms and claim procedures.
What Does a Disability Insurance Agent in Waco Cost?
Disability insurance premiums in Texas typically range from 1 percent to 3 percent of your annual income. For a 50 thousand dollar annual salary a policy might cost between 500 and 1500 dollars per year. Costs depend on age health occupation and benefit amount. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Waco do?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your needs and budget. They can explain important policy features like elimination periods and benefit durations. Agents also assist with filing claims and understanding Texas insurance regulations.
How do Texas laws affect disability insurance?
Texas does not mandate employers to provide disability insurance so most workers buy individual policies. The Texas Department of Insurance regulates insurers and requires clear policy language. Texas also has a two year statute of limitations for filing a lawsuit on a denied claim.
Can a disability insurance agent help with an existing claim?
Yes an agent can review your current policy and help you understand your benefits and claim requirements. They can also guide you on deadlines and documentation needed to avoid delays. However for a denied claim you may need a lawyer who specializes in insurance disputes.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.