The top-rated disability insurance agent in Waxahachie, Texas is Adam Rope - State Farm Insurance Agent, rated 4.9 stars across 619 reviews. Other highly rated options include Farmers Insurance - Daniel Jones, Reyes Insurance Services, Phillips Insurance. This directory lists 19 disability insurance agents serving Waxahachie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam Rope - State Farm Insurance Agent | 1314 US-287 UNIT 100 | (972) 938-3232 |
| 2 | Farmers Insurance - Daniel Jones | 114 Park Pl Ct Ste 202 | (972) 351-0042 |
| 3 | Reyes Insurance Services | 507 Ferris Ave | (972) 351-9977 |
| 4 | Phillips Insurance | 116 N College St Ste F | (972) 937-4481 |
| 5 | State Farm: Kip Fedora | 903 Ferris Ave | (972) 938-1422 |
| 6 | Farmers Insurance - Stephen McMullin | 2693 N Hwy 77 Ste 2102 | (972) 935-9888 |
| 7 | William Bowman: Allstate Insurance | 1408 W Jefferson St Ste 3 | (972) 938-7634 |
| 8 | Cooper Insures | 115 N Hwy 77 | (972) 938-9700 |
| 9 | Almany's Insurance | 150 S US Hwy 77 | (972) 937-0979 |
| 10 | Carrington Insurance Agency | 2693 North Highway 77 1106, SUITE 1106 | (972) 937-9900 |
Adam Rope, operating as a State Farm Insurance Agent in Waxahachie, TX, serves Ellis County and the surrounding area with disability insurance agency services. This office helps local residents and business owners understand how disability coverage can provide income protection if they become unable to work due to illness or injury. Policies offered include both short‑term and long‑term disability insurance, designed to replace a portion of lost earnings during recovery.
Farmers Insurance - Daniel Jones in Waxahachie, Texas provides disability insurance agent services, offering guidance on income protection plans designed to replace a portion of earnings if an injury or illness prevents work. This agency assists clients in understanding policy options and coverage details, and helps maintain existing plans through periodic reviews to ensure continued alignment with changing financial needs. The office serves single-family homes, apartments, retail, and restaurants.
Homeowners and business owners in Waxahachie, Texas, turn to Reyes Insurance Services for disability insurance solutions that help protect their income against unforeseen health issues. The agency works to match clients with policies suited to their employment status and financial responsibilities. Through careful consultation, they explain how disability coverage can replace a portion of lost wages during recovery from injury or illness. Reyes Insurance Services also serves clients throughout Ellis County and the broader Dallas-Fort Worth metro area.
At Phillips Insurance in Waxahachie, Texas, clients may choose between a one-time consultation to assess their disability coverage needs or an ongoing policy management relationship. Securing income protection through a disability insurance agent helps individuals replace lost earnings if illness or injury prevents work. The agent reviews policy options to match each client’s occupation and financial situation. Service can be arranged on a one-time, scheduled, or as-needed basis.
Serving Waxahachie and the surrounding Ellis County communities, Kip Fedora’s State Farm agency handles disability insurance to help protect clients’ income when injury or illness prevents them from working. The agency explains policy options, guides applicants through the underwriting process, and customizes coverage to fit individual budgets and occupational needs. For a typical job, it reviews the client’s current income, employment risks, and desired benefit period before presenting suitable plan choices.
As the seasons change in Waxahachie, residents often reassess their financial protections against unexpected illness or injury. Farmers Insurance - Stephen McMullin provides local guidance on securing disability income coverage. This insurance agent works with individuals to explain how long-term or short-term policies can replace lost wages during recovery. The goal is to help clients maintain their household stability through difficult health circumstances. The process begins with a personal assessment of the client’s current income and employment situation to determine appropriate coverage options.
William Bowman: Allstate Insurance provides comprehensive disability insurance agent services to residents of Waxahachie, Texas, focusing on policies that replace a portion of income if an illness or injury prevents work. Its general service work includes explaining policy terms, comparing benefit periods, and guiding clients through coverage options that align with their financial needs. This support proves especially valuable when local residents face seasonal construction slowdowns or temporary layoffs that heighten concerns about lost wages.
Cooper Insures provides comprehensive consultation and policy selection assistance for individuals and businesses in Waxahachie, Texas, specializing in disability insurance agent services. The company helps clients evaluate coverage options designed to replace income if illness or injury prevents them from working. Local professionals and employers in this region frequently require tailored plans that address varying income levels and occupational risks. The agent assists with applications and clarifies policy terms. Commercial sectors such as offices, warehouses, and food service operations can seek coverage that protects their employees and business continuity.
Almany's Insurance provides disability insurance services to residents across Waxahachie, Texas, helping individuals secure coverage that protects their income in the event of an injury or illness. The agency also works with local businesses in the area to offer commercial disability policies, ensuring employees and employers have financial protection during unexpected health setbacks. Serving the broader Ellis County community, representatives guide clients through plan options and application details. Clients often return for follow-up policy adjustments between regular visits as their needs change over time.
What Does a a Disability Insurance Agent in Waxahachie Cost?
Disability insurance agent services in Texas are typically paid through commissions from the insurance carrier, not directly by the client. Policy premiums vary widely based on age, health, occupation, and coverage amount. For a 40-year-old in good health, monthly premiums for a long-term disability policy can range from 50 to 200 dollars. Costs are higher for high-risk occupations. This is general information and not insurance advice.
About disability insurance agents in Waxahachie
Disability insurance agents in Waxahachie, Texas help individuals and businesses find the right coverage to protect income during illness or injury. Texas law requires agents to hold a valid state license and follow the Texas Insurance Code. Working with a local agent can provide guidance on policy options that meet your specific needs in Ellis County.
Frequently Asked Questions
What does a disability insurance agent in Waxahachie do?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your budget and needs. They explain policy terms, exclusions, and waiting periods. They do not provide legal advice or represent you in a claim dispute.
How do I know if a disability insurance agent is licensed in Texas?
You can verify an agents license on the Texas Department of Insurance website. All agents must pass a background check and complete continuing education. Ask the agent for their license number before working with them.
Are there time limits for filing a disability claim in Texas?
Texas law does not set a specific time limit for filing a disability claim, but your policy will have its own deadline. Most policies require you to file a claim within 30 to 90 days of becoming disabled. Check your policy or ask your agent for the exact time frame.
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