The top-rated disability insurance agent in Springville, Utah is Blue Valley Insurance, rated 4.9 stars across 125 reviews. Other highly rated options include Jillyn Moore: Primerica - Financial Services, Deana Hill - State Farm Insurance Agent, Jose Landinez: Allstate Insurance. This directory lists 12 disability insurance agents serving Springville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Blue Valley Insurance | 276 S Main St | (801) 489-9173 |
| 2 | Jillyn Moore: Primerica - Financial Services | 1180 N Mountain Spgs Pkwy Suite 204 | (801) 669-2384 |
| 3 | Deana Hill - State Farm Insurance Agent | 190 N Main St | (801) 489-9444 |
| 4 | Jose Landinez: Allstate Insurance | 262 S Main St | (385) 685-5095 |
| 5 | Farmers Insurance - Shane Paoli | 717 N Main St Ste 102 | (801) 489-1321 |
| 6 | American Benefits Company, Inc | 676 W Spring Creek Pl | (801) 343-0514 |
| 7 | Direct Insurance Services | 655 E 400 S Suite B | (801) 489-7588 |
| 8 | Goosehead Insurance - Kirk Ising | 1180 N Mountain Spgs Pkwy | (801) 590-0869 |
| 9 | Clinton Caswell American Family Insurance | 1220 N Main St #12a | (801) 794-0915 |
| 10 | Hive Insurance | 775 W 1200 N, Spring Creek Pl Suite 100 | (801) 609-2390 |
Blue Valley Insurance serves the Springville, Utah area, working as a disability insurance agent. It assists clients in obtaining income protection policies that provide a financial safety net if an illness or injury prevents them from working. The company guides individuals through the selection and application process for private disability coverage. It also helps local professionals and self-employed workers secure short-term or long-term disability plans suited to their needs.
Jillyn Moore: Primerica - Financial Services in Springville, UT offers disability insurance agent services to local residents. The company helps clients understand their coverage options and provides guidance on maintaining adequate protection against income loss due to injury or illness. Its service approach includes reviewing existing policies and helping individuals adjust their plans as life circumstances change. The firm services a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Homeowners, business owners, and individuals in Springville, UT turn to Deana Hill - State Farm Insurance Agent for disability insurance coverage. This agency helps clients understand how disability insurance can protect their income if an illness or injury prevents them from working. They provide guidance on policy options that align with personal financial needs and employment situations. The agency also assists Utah County residents in and around nearby Spanish Fork with their disability insurance requirements.
Jose Landinez: Allstate Insurance serves Springville, Utah, and its surrounding communities, handling disability insurance needs for local residents. The agency helps clients protect their income by offering policies that provide financial support if an illness or injury prevents them from working. It works closely with individuals to assess their specific coverage requirements based on their occupation and lifestyle. Each consultation focuses on explaining policy options clearly, ensuring clients understand what their plan covers, with the agent tailoring a suitable solution for each case.
As a disability insurance agent, Farmers Insurance - Shane Paoli in Springville, UT specializes in helping clients secure income protection policies for illnesses or injuries. It also assists residents across the area with general insurance needs, tailoring coverage to match individual employment situations and budget. The office guides local professionals through policy options, ensuring they understand benefit periods and elimination periods. In the spring, it frequently helps seasonal construction workers and agricultural employees plan for gaps in coverage during temporary job layoffs or shifts in workload.
American Benefits Company, Inc., located in Springville, UT, assists clients by clarifying the difference between one-time disability coverage options and recurring benefit plans, enabling informed decisions about income protection. Their service focuses on helping individuals and businesses design policies that guard against wage loss due to illness or injury. Support is provided on an as-needed basis, adapting to the policyholder’s evolving circumstances or questions throughout the life of the contract.
Direct Insurance Services provides disability insurance to protect income when illness or injury prevents work. It helps clients in Springville, Utah, evaluate their coverage needs and navigate policy options from various carriers. The firm assists individuals and business owners with understanding waiting periods, benefit amounts, and occupation-specific provisions. These specialists often meet with clients preparing for high-risk winter sports or addressing concerns during seasonal employment shifts, ensuring coverage remains adequate before snow-related closures and outdoor recreational activities peak.
As local families in Springville adjust to the shifting seasons and changes in employment benefits, the need for personalized disability income protection often becomes more urgent. Goosehead Insurance - Kirk Ising helps clients in this area navigate policies designed to replace a portion of lost earnings during illness or injury. Their approach focuses on reviewing each individual’s unique occupation and financial situation. An initial consultation typically involves assessing current coverage gaps and explaining how different plans respond to specific conditions prior to recommending any formal next steps.
Clinton Caswell American Family Insurance provides disability insurance services to individuals and businesses in Springville, Utah. It specializes in structuring policies that offer income replacement if a client is unable to work due to illness or injury. These tailored plans help protect a portion of earned wages during recovery periods. The agent works with local commercial sectors, including offices, warehouses, and food service operations, to meet their specific coverage needs.
What Does a a Disability Insurance Agent in Springville Cost?
Disability insurance premiums in Utah typically range from 1% to 3% of your annual income. For a 35-year-old earning $60,000 per year, a policy might cost $50 to $150 per month. Costs depend on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Springville
Disability insurance agents in Springville Utah help individuals and businesses secure income protection. Utah law requires specific policy provisions under Title 31A of the Utah Insurance Code. Local agents can guide you through group and individual plans that meet state requirements.
Frequently Asked Questions
What does a disability insurance agent in Springville do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and occupation definitions. Agents licensed in Utah must follow state regulations for disclosure and suitability.
How do I choose a disability insurance agent in Utah?
Look for an agent with experience in disability coverage and knowledge of Utah insurance laws. Ask about their carrier appointments and whether they offer both short-term and long-term plans. You can verify an agents license through the Utah Insurance Department.
Are disability insurance benefits taxable in Utah?
If you pay premiums with after-tax dollars, benefits are generally tax-free. If an employer pays premiums and deducts the cost, benefits may be taxable as income. Utah follows federal tax rules for disability benefits.
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