The top-rated disability insurance agent in St. George, Utah is NorthStar Financial & Insurance Services, Inc., rated 4.9 stars across 332 reviews. Other highly rated options include Main Street Insurance Agency, Seth Porter - State Farm Insurance Agent, Get Me Insured, a Trucordia company. This directory lists 28 disability insurance agents serving St. George.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | NorthStar Financial & Insurance Services, Inc. | 235 E Tabernacle St | (435) 656-1060 |
| 2 | Main Street Insurance Agency | 780 N 2860 E Ste 101 | (435) 674-2221 |
| 3 | Seth Porter - State Farm Insurance Agent | 393 E Riverside Dr #101 | (435) 275-0371 |
| 4 | Get Me Insured, a Trucordia company | 1122 W Sunset Blvd #1 | (801) 825-3887 |
| 5 | Dixie Leavitt Agency | 912 W 1600 S Bldg C Ste 200 | (435) 628-3833 |
| 6 | Dynasty Insurance | 135 N 900 E STE 209 | (435) 216-1567 |
| 7 | OnPoint Insurance Group LLP | 230 N 1680 E C1 | (435) 628-0993 |
| 8 | Barnes Disability Advocates | 192 E 200 N # 203 | (800) 457-5525 |
| 9 | Joseph E. Hansen Insurance | 376 Sunland Dr STE 1 | (435) 628-5553 |
| 10 | Cowdell Insurance Agency & Financial Services | 1150 S Bluff St STE 5 | (435) 688-7283 |
As winter approaches in St. George, many local workers grow concerned about protecting their income from unexpected injuries or illnesses. NorthStar Financial & Insurance Services, Inc. helps residents navigate their disability insurance options to secure financial stability during such unpredictable periods. The agency matches clients with appropriate policies that replace a portion of lost wages if they become unable to work. The initial assessment step involves a thorough review of the individual's occupation, current coverage, and income needs to identify suitable plans.
Main Street Insurance Agency assists individuals and businesses in St. George, Utah, with securing disability insurance protection. The company focuses on helping clients understand how disability coverage replaces a portion of lost income if illness or injury prevents them from working. By examining existing policies and income sources, the agency identifies gaps in coverage and recommends appropriate plans. Its services are available to various commercial sectors, including local offices, warehouses, and food service operations.
Seth Porter - State Farm Insurance Agent in St. George, UT, is known for providing disability insurance coverage that helps protect an individual’s income if an illness or injury prevents them from working. The agency serves clients throughout the local area, offering guidance on policy options that can replace a portion of lost earnings during recovery. This service is essential for professionals and self-employed individuals seeking financial stability. Additional support includes helping clients coordinate disability benefits with other existing personal insurance plans.
Get Me Insured, a Trucordia company, serves residents in St. George, Utah, helping them secure disability income protection for personal financial stability. The firm also assists local businesses by arranging commercial disability coverage for their employees. Their service area includes St. George and the surrounding communities in southern Utah. Clients often return for policy reviews or updates during periodic visits, ensuring their coverage adjusts with changing needs or life milestones.
As spring brings increased outdoor activity across St. George, local residents often face a higher risk of injuries that could temporarily or permanently limit their ability to earn an income. Dixie Leavitt Agency helps individuals assess their need for financial protection through disability insurance policies tailored to their occupations. The agency reviews clients’ current coverage gaps during an initial consultation, noting key factors like job duties and existing benefits. This comprehensive assessment begins the process of identifying suitable policy options that replace part of lost wages if a disability occurs.
Dynasty Insurance assists individuals with both one-time disability insurance policy purchases and ongoing policy management services, tailoring coverage to protect income during illness or injury. Serving the St. George area, the agency focuses on explaining policy terms and benefit structures to ensure clients understand their protection options. Plans are evaluated to match personal financial needs. Service runs on an as-needed basis, with agents available for policy reviews or claim support whenever a client requires assistance.
OnPoint Insurance Group LLP in St. George, Utah, assists clients with securing disability insurance policies that provide income protection if illness or injury prevents them from working. The firm specializes in tailoring these plans to individual needs, ensuring coverage aligns with personal financial circumstances and career demands. It serves a range of commercial sectors, including professional offices, warehouses, and food service establishments, helping employees and business owners safeguard their earnings against unexpected health events.
Barnes Disability Advocates provides targeted assistance with navigating Social Security Disability and private disability insurance claims. Serving the St. George, Utah area, the company works with clients to gather necessary medical evidence and complete complex application paperwork. They also represent individuals whose initial claims have been denied. Utahn residents facing the added financial strain of a seasonal slowdown or a sudden winter-related injury can seek guidance on maintaining disability coverage during unexpected gaps in income.
As employment changes or seasonal work slows in St. George, many residents explore disability insurance to protect their income. Joseph E. Hansen Insurance assists local clients by explaining policy options that provide a percentage of earnings if illness or injury prevents work. The agent guides individuals through plan selections tailored to different occupations and budgets commonly found in southern Utah. Each consultation begins with a review of the client’s current coverage and monthly expenses to identify potential gaps. An initial assessment of financial needs and health history is always scheduled first.
What Does a a Disability Insurance Agent in St. George Cost?
Disability insurance premiums in Utah typically range from 1% to 3% of your annual income. For a 40 year old earning 60000 per year, a policy might cost between 600 and 1800 annually. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in St. George
Disability insurance agents in St. George Utah help individuals and businesses find coverage that protects income if injury or illness prevents work. Utah insurance law requires agents to be licensed through the Utah Insurance Department. Local agents know the specific needs of southern Utah workers and can explain policy options for short term and long term disability.
Frequently Asked Questions
What does a disability insurance agent in St. George do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage limits, elimination periods, and benefit durations. They also assist with filing claims and understanding policy exclusions.
Is disability insurance required in Utah?
Utah does not require individuals to have disability insurance. However, some employers must offer it under state law. Agents can help you find voluntary coverage if your employer does not provide it.
How do Utah disability insurance laws affect my claim?
Utah follows the Utah Insurance Code which sets time limits for claim decisions. Insurers must respond to claims within 30 days. If they deny a claim, they must explain why in writing. An agent can help you understand these rules.
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