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HomeFlood Insurance AgentsColorado › Castle Rock

Find Flood Insurance Agents Near You in Castle Rock, CO

Browse flood insurance agents serving Castle Rock, Colorado. Updated 2026-07-14.

The top-rated flood insurance agent in Castle Rock, Colorado is Steve Dow: Allstate Insurance, rated 4.8 stars across 704 reviews. Other highly rated options include Matt Fitzpatrick - State Farm Insurance Agent, Brightway Insurance, The Scheibe Agency, Derback Insurance Agency, Inc.. This directory lists 19 flood insurance agents serving Castle Rock.

Showing 19 flood insurance agents in Castle Rock, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steve Dow: Allstate Insurance751 Maleta Ln # 204(303) 688-0368
2Matt Fitzpatrick - State Farm Insurance Agent407 Wilcox St(720) 943-9756
3Brightway Insurance, The Scheibe Agency380 Perry St suite 240(303) 623-1997
4Derback Insurance Agency, Inc.15 Wilcox St #106(720) 292-1219
5Ben Davis - State Farm Insurance Agent4348 Woodlands Blvd # 230(303) 790-4333
6Castle Rock Insurance695 Jerry St suite 400(720) 248-6990
7David Lowry: Allstate Insurance3 Oakwood Park Plaza STE 102(303) 688-1966
8Scott Rice - State Farm Insurance Agent399 Perry St # 340(303) 688-8848
9Kennedy Insurance2877 Deerfoot Way(303) 660-5458
10Extraordinary Insurance: Allstate Insurance3750 Dacoro Ln STE 125(303) 663-2293
SD
751 Maleta Ln # 204
Steve Dow: Allstate Insurance
Flood Insurance Agent · Castle Rock, CO

Steve Dow: Allstate Insurance serves the Douglas County area, including Castle Rock, Colorado, specializing in flood insurance agency services. The agency helps property owners understand flood zone classifications and their implications for insurance requirements. Assessments of potential water damage risks to homes and businesses are provided during consultations. Guidance on navigating National Flood Insurance Program policies is offered to clients in Castle Rock and surrounding communities. Claims assistance for flood-related property losses is also handled.

MF
407 Wilcox St
Matt Fitzpatrick - State Farm Insurance Agent
Flood Insurance Agent · Castle Rock, CO

Matt Fitzpatrick - State Farm Insurance Agent provides comprehensive flood insurance coverage for properties in Castle Rock, Colorado. The agency structures policies to protect against water damage from natural flooding events, offering options for dwelling and contents coverage and assisting clients with policy adjustments when risk factors change. Property inspections help tailor coverage to specific needs. Policyholders can review their plans at each renewal period. Plans are designed to cover single-family homes, apartment complexes, retail spaces, and restaurants in the area.

BI
380 Perry St suite 240
Brightway Insurance, The Scheibe Agency
Flood Insurance Agent · Castle Rock, CO

Homeowners, businesses, and property managers in Castle Rock, Colorado, rely on Brightway Insurance, The Scheibe Agency for flood insurance coverage. As a local flood insurance agent, the agency helps clients understand their risk and secure policies that protect against water damage from storms or rising rivers. Navigating the complexities of flood insurance eligibility and coverage options is a primary focus of their daily client consultations. The agency also serves the surrounding communities of Parker and the broader Douglas County metro area.

DI
15 Wilcox St #106
Derback Insurance Agency, Inc.
Flood Insurance Agent · Castle Rock, CO

Derback Insurance Agency, Inc., located in Castle Rock, Colorado, helps clients differentiate between a one-time flood insurance policy, which covers a single property for a set term, and a recurring service that ensures continuous protection through annual renewals. Their coverage options address the specific risks of flooding common to the local region, including property damage and loss of contents. Service runs on a recurring, as-needed basis, allowing clients to adjust their flood insurance plans as their circumstances or property ownership changes over time.

BD
4348 Woodlands Blvd # 230
Ben Davis - State Farm Insurance Agent
Flood Insurance Agent · Castle Rock, CO

Ben Davis - State Farm Insurance Agent specializes in securing flood insurance coverage for property owners in Castle Rock, Colorado. The agency provides guidance on National Flood Insurance Program policies and helps clients understand their risk of water damage from heavy storms or snowmelt. It serves the local community with professional counsel on protecting homes and businesses against flood-related losses. The agent assists with policies tailored to the area’s seasonal flash flood concerns during spring runoff and sudden downpour events.

CR
695 Jerry St suite 400
Castle Rock Insurance
Flood Insurance Agent · Castle Rock, CO

Spring snowmelt and heavy monsoon rains frequently threaten properties in Castle Rock, Colorado. Castle Rock Insurance provides local guidance on securing federal flood policies and navigating floodplain regulations. The agency helps homeowners and businesses assess their specific risk levels based on elevation and proximity to waterways. They clarify coverage options required by lenders and community ordinances. A thorough on-site inspection of the property is always the first step to determine appropriate coverage needs and flood mitigation recommendations.

DL
3 Oakwood Park Plaza STE 102
David Lowry: Allstate Insurance
Flood Insurance Agent · Castle Rock, CO

David Lowry: Allstate Insurance serves the Castle Rock area and surrounding Colorado communities, offering flood insurance coverage to protect homes and businesses from water damage. This agency handles policy inquiries, coverage evaluations, and claims guidance for clients facing flood risks common in the region. The office works to assess each property's exposure and advises on suitable policy limits and deductibles. David Lowry: Allstate Insurance approaches every job by reviewing the local flood zone maps and discussing coverage options with the client before finalizing a plan that aligns with their specific needs.

SR
399 Perry St # 340
Scott Rice - State Farm Insurance Agent
Flood Insurance Agent · Castle Rock, CO

Scott Rice operates a flood insurance agency in Castle Rock, Colorado, offering guidance on property protection. The firm specializes in addressing the specific flood risks common to this region. It assists homeowners and renters in understanding available coverage options for their needs. The agency also helps local businesses secure policies to safeguard their operations. Commercial clients served include offices, warehouses, and food service establishments.

KI
2877 Deerfoot Way
Kennedy Insurance
Flood Insurance Agent · Castle Rock, CO

Kennedy Insurance, based in Castle Rock, CO, is known for providing flood insurance policies for homeowners and businesses. The agency serves properties across the region, helping clients understand the flood risks specific to their area and secure coverage through the National Flood Insurance Program. It also advises on federal requirements and available policy limits for varying property types. For those in high-risk zones, Kennedy Insurance can assist with obtaining excess flood coverage for additional protection beyond standard limits.

EI
3750 Dacoro Ln STE 125
Extraordinary Insurance: Allstate Insurance
Flood Insurance Agent · Castle Rock, CO

Extraordinary Insurance: Allstate Insurance serves Castle Rock homeowners and renters seeking flood coverage for their primary residences. The agency also assists commercial property owners in securing policies to protect business assets in flood-prone areas throughout the region. Their agents assess individual risk factors to recommend appropriate National Flood Insurance Program or private market options. After a policy is bound, they provide guidance on claims procedures and can schedule follow-up visits during renewal periods to adjust coverage as local conditions change.

MF
4765 Front St unit c
Matthew Fry - State Farm Insurance Agent
Flood Insurance Agent · Castle Rock, CO
(303) 660-3410
matthewfry.net
MC
703 Wilcox St Ste E
Mark Cat Keller Agency, LLC American Family Insurance
Flood Insurance Agent · Castle Rock, CO
(303) 209-5570
amfam.com/agents/colorado/castle-rock/mark-keller
AS
3275 Blue Grass Cir
All Season Assurance - Insurance Agency
Flood Insurance Agent · Castle Rock, CO
(720) 504-6445
asaquote.com
SI
511 S Gilbert St
Smart Insurance Castle Rock
Flood Insurance Agent · Castle Rock, CO
(720) 310-8377
WK
718 Wilcox St
Wayne Klassen Agency, LLC American Family Insurance
Flood Insurance Agent · Castle Rock, CO
(720) 556-5769
amfam.com/agents/colorado/castle-rock/wayne-klassen
CI
The Point, 4348 229 #229
Cowest Insurance
Flood Insurance Agent · Castle Rock, CO
(303) 688-9597
IS
755 S Perry St suite 250
Insurance Superstore
Flood Insurance Agent · Castle Rock, CO
(303) 814-1113
insurancess.org
EI
6814 Petunia Pl
Elkhorn Insurance Agency
Flood Insurance Agent · Castle Rock, CO
(303) 355-4676
elkhornagency.com
OI
500 Windmill Rd
Ogle Insurance Agency
Flood Insurance Agent · Castle Rock, CO
(303) 290-8031
ogleinsuranceagency.com

What Does a a Flood Insurance Agent in Castle Rock Cost?

Typical costs for flood insurance in Castle Rock range from 400 to 1,200 dollars per year for an NFIP policy, depending on flood zone, building elevation, and coverage amount. Private insurers may offer lower rates for low-risk properties. Elevation certificates cost 200 to 500 dollars and can affect your premium. This is general information and not insurance advice.

About flood insurance agents in Castle Rock

Flood insurance agents in Castle Rock, Colorado help homeowners and businesses secure coverage through the National Flood Insurance Program and private carriers. Castle Rock sits in Douglas County where flood risks vary by zone, and Colorado law requires agents to be licensed by the state Division of Insurance. Working with a local agent ensures you understand elevation certificates and floodplain management rules specific to your property.

Frequently Asked Questions

Do I need flood insurance in Castle Rock?

Flood insurance is required if your property lies in a Special Flood Hazard Area as shown on FEMA flood maps. Even outside these zones, lenders may still require coverage. Castle Rock experiences flash floods, so optional coverage is wise for many homeowners.

What does a flood insurance agent do in Colorado?

A flood insurance agent helps you assess your flood risk, choose a policy from NFIP or private insurers, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most policies take effect.

How do Colorado flood insurance rates compare to other states?

Colorado rates are generally lower than coastal states but vary by flood zone and property elevation. In Castle Rock, average annual premiums range from 400 to 1,200 dollars for standard NFIP policies. Private market options may offer different pricing.

Flood Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.