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Find Flood Insurance Agents Near You in Grand Junction, CO
Compare flood insurance agents in Grand Junction. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Grand Junction, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 20 flood insurance agents in Grand Junction, CO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Jesse Dryer
2777 Crossroads Blvd #2, Grand Junction, CO 81506
(970) 444-1111
agents.farmers.com
Insurance Planning Alternatives, Inc.
2795 Skyline Ct, Grand Junction, CO 81506
(970) 242-7526
ipagj.com
Shelter Insurance - Kerry Phillips
2764 Compass Dr Ste 110A, Grand Junction, CO 81506
(970) 314-9701
shelterinsurance.com
Shelter Insurance - Carrie Konakis
2478 Patterson Rd STE 19, Grand Junction, CO 81505
(970) 628-4888
shelterinsurance.com
Insurance Advisors Agency, Inc
1055 Main St, Grand Junction, CO 81501
(970) 255-8240
insurancechoices.net
D & D Insurance Inc
155 W Rood Ave, Grand Junction, CO 81501
(970) 242-1415
Sterling Peaks Insurance Llc
529 25 1/2 Rd suite b111, Grand Junction, CO 81505
Flood insurance agents in Grand Junction, Colorado help property owners secure coverage through the National Flood Insurance Program or private insurers. Grand Junction sits near the Colorado River and has designated floodplains that require special attention. Colorado law does not mandate flood insurance, but mortgage lenders often require it for properties in high-risk zones.
What Does a Flood Insurance Agent in Grand Junction Cost?
Typical costs for flood insurance in Grand Junction range from 400 to 1,500 dollars per year for NFIP policies, depending on flood zone, elevation, and building characteristics. Private market policies may cost more or less based on risk. Elevation certificates cost 200 to 600 dollars and can affect your premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Grand Junction Colorado?
Flood insurance is not required by Colorado state law. However, if your property is in a Special Flood Hazard Area as shown on FEMA flood maps, your mortgage lender will likely require it. Many properties near the Colorado River or tributaries fall into these zones.
What does a flood insurance agent in Grand Junction do?
A flood insurance agent helps you assess your flood risk, obtain an elevation certificate if needed, and choose a policy through the NFIP or a private carrier. They can also explain waiting periods and coverage limits specific to Colorado flood zones.
How long does it take to get flood insurance in Colorado?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods. An agent can help you plan ahead to avoid gaps in coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Colorado.