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HomeFlood Insurance AgentsColorado › Colorado Springs

Find Flood Insurance Agents Near You in Colorado Springs, CO

Browse flood insurance agents serving Colorado Springs, Colorado. Updated 2026-07-14.

The top-rated flood insurance agent in Colorado Springs, Colorado is State Farm: Dan Lewis South, rated 4.9 stars across 1,152 reviews. Other highly rated options include Brightway Insurance, The Kolk Agency, A Plus Insurance, Jeff Schmidt - State Farm Insurance Agent. This directory lists 34 flood insurance agents serving Colorado Springs.

Showing 34 flood insurance agents in Colorado Springs, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1State Farm: Dan Lewis South1614 S Academy Blvd Suite 110(719) 434-3944
2Brightway Insurance, The Kolk Agency3210 E Woodmen Rd STE 210(719) 599-3600
3A Plus Insurance121 S Tejon St UNIT 1107(719) 392-4000
4Jeff Schmidt - State Farm Insurance Agent1230 Tenderfoot Hill Rd STE 200(719) 445-0070
5Premier Group Insurance Karen Frausto2811 E Fountain Blvd(719) 662-3895
6ALINK Insurance Services - Colorado Springs, CO2407 W Colorado Ave(719) 473-6262
7Jennifer McAdams - State Farm Insurance Agent1485 Garden of the Gods Rd STE 164(719) 528-5300
8Inszone Insurance Services4905 N Union Blvd STE 202(719) 645-8212
9Westco Insurance LLC9235 N Union Blvd Ste 150-385(719) 726-0318
10Insurance Centers of America2055 Anglo Dr suite 200(719) 528-5400
SF
1614 S Academy Blvd Suite 110
State Farm: Dan Lewis South
Flood Insurance Agent · Colorado Springs, CO

State Farm: Dan Lewis South serves Colorado Springs and El Paso County, Colorado as a flood insurance agent. The company helps local homeowners and renters understand their risk for water damage in various flood zones across the region. It assists clients in selecting appropriate coverage through the National Flood Insurance Program. Policy support is provided for claims filing and documentation when flooding occurs. The agency also offers guidance on flood preparedness and mitigation measures for properties in this area.

BI
3210 E Woodmen Rd STE 210
Brightway Insurance, The Kolk Agency
Flood Insurance Agent · Colorado Springs, CO

Brightway Insurance, The Kolk Agency serves homeowners, businesses, and property managers in Colorado Springs by providing flood insurance agent services. They help clients secure coverage through the National Flood Insurance Program and private carriers for properties in flood-prone areas. Their guidance addresses policy details, flood zone designations, and coverage limits for residential and commercial structures. The agency also covers clients in surrounding areas such as Fountain, including those near the Fountain Creek corridor.

PI
121 S Tejon St UNIT 1107
A Plus Insurance
Flood Insurance Agent · Colorado Springs, CO

A Plus Insurance in Colorado Springs, Colorado offers both one-time flood insurance policies for immediate need and recurring annual policies for continuous protection. Coverage helps property owners safeguard homes or businesses against financial loss from flood damage. The specific terms and limits of each policy depend on the property’s risk level and location. Service for policy support and claims guidance is provided on an as-needed basis following the initial policy set-up.

JS
1230 Tenderfoot Hill Rd STE 200
Jeff Schmidt - State Farm Insurance Agent
Flood Insurance Agent · Colorado Springs, CO

Spring storms in Colorado Springs can bring rapid snowmelt and flash flooding, making preparedness essential for homeowners near creeks and drainage basins. Jeff Schmidt - State Farm Insurance Agent provides flood insurance policies that help cover structural damage and contents. This office works with residents to explain federal program coverage and policy options suited to local weather patterns. Interest in policies often peaks after heavy rainfall or when properties experience prior water intrusion. The first step in protecting a home involves scheduling a straightforward consultation to assess property risk and policy needs.

PG
2811 E Fountain Blvd
Premier Group Insurance Karen Frausto
Flood Insurance Agent · Colorado Springs, CO

Premier Group Insurance Karen Frausto specializes in arranging flood insurance policies for properties in Colorado Springs. It works with homeowners and businesses to assess their risk of water damage and identify suitable coverage options. The agency streamlines the application process and helps clients understand policy terms, including limitations and exclusions. It provides guidance on elevating at-risk items and protecting essential documents. This service becomes particularly valuable during the spring snowmelt season when local waterways can rise rapidly and threaten low-lying neighborhoods.

AI
2407 W Colorado Ave
ALINK Insurance Services - Colorado Springs, CO
Flood Insurance Agent · Colorado Springs, CO

ALINK Insurance Services in Colorado Springs, Colorado, assists clients in securing financial protection against property damage from rising waters. The agency focuses specifically on flood insurance, offering this specialized coverage as an additional layer of security beyond standard homeowners policies. It guides customers through National Flood Insurance Program options and private market alternatives to address local flood zone risks. The agency can provide these services for commercial sectors such as offices, warehouses, and food service operations.

JM
1485 Garden of the Gods Rd STE 164
Jennifer McAdams - State Farm Insurance Agent
Flood Insurance Agent · Colorado Springs, CO

Jennifer McAdams - State Farm Insurance Agent in Colorado Springs, Colorado, focuses on providing flood insurance coverage to local homeowners and renters. The area’s unpredictable weather patterns make protecting properties from water damage an important consideration for residents. This office helps clients understand policy options that align with regional flood zone risks. In addition to standard flood protection, the agency can also offer personalized consultations on adding sewer backup or sump pump overflow coverage to a home policy.

II
4905 N Union Blvd STE 202
Inszone Insurance Services
Flood Insurance Agent · Colorado Springs, CO

Inszone Insurance Services helps property owners in Colorado Springs manage financial risks from unexpected events. It specializes in flood insurance coverage to protect against water damage not included in standard policies. The agency can serve a variety of commercial sectors by tailoring coverage for specific property types. This includes protection for offices, warehouses, and food service locations across the region.

WI
9235 N Union Blvd Ste 150-385
Westco Insurance LLC
Flood Insurance Agent · Colorado Springs, CO

Westco Insurance LLC serves the Colorado Springs, Colorado, metro area, specializing in flood insurance. It helps property owners assess their flood risk and navigate National Flood Insurance Program options for residential and commercial coverage. Policies address both structural damages and personal contents, ensuring local clients have protection during severe weather events. The agency manages applications, policy adjustments, and claims support for flood-related incidents throughout the region.

IC
2055 Anglo Dr suite 200
Insurance Centers of America
Flood Insurance Agent · Colorado Springs, CO
BI
5555 Erindale Dr #205
BIG Insurance Group
Flood Insurance Agent · Colorado Springs, CO
(719) 494-1330
gowithbig.com
SC
6799 Bismark Rd e
Southern Colorado Insurance Center
Flood Insurance Agent · Colorado Springs, CO
(719) 329-4441
scicteam.com
EI
102 S Tejon St #1100
Elite Insurance Services
Flood Insurance Agent · Colorado Springs, CO
(719) 302-1110
insure-elite.com
AI
500 N Circle Dr #206
American Insurance Exchange, Inc.
Flood Insurance Agent · Colorado Springs, CO
(719) 636-3948
aie1.com
VF
405 S Cascade Ave #203
Veta Fleming - Your Insurance Lady
Flood Insurance Agent · Colorado Springs, CO
(719) 471-3671
yourinsurancelady.net
SI
7222 Commerce Center Dr Suite 220
Springs Insurance Brokers
Flood Insurance Agent · Colorado Springs, CO
(719) 268-1300
springsinsurancebrokers.com
CG
334 Main St
Carlos Gonzalez, Jr. - State Farm Insurance Agent
Flood Insurance Agent · Colorado Springs, CO
(719) 900-7431
guardianofthecommunity.com
SI
3520 Galley Rd
Shelter Insurance - Michele Thompson-koch
Flood Insurance Agent · Colorado Springs, CO
(719) 574-0507
shelterinsurance.com/CA/agent/MICHELETHOMPSON
KA
500 N Circle Dr #201
Kyle Anderson CoWest Insurance Group
Flood Insurance Agent · Colorado Springs, CO
(719) 930-4578
cowestkyle.com
CI
500 N Circle Dr Ste 201Co
Cowest Insurance of Colorado Springs
Flood Insurance Agent · Colorado Springs, CO
(719) 473-3390
cowestcs.com
KI
102 S Tejon St Suite 1100 326
KO Insurance Agency
Flood Insurance Agent · Colorado Springs, CO
(719) 633-5966
try-ko.com
JJ
1825 Main St D
Jim "J.R." Rodney - State Farm Insurance Agent
Flood Insurance Agent · Colorado Springs, CO
(719) 392-7366
jimrodney.com
SI
1755 Telstar Dr Ste. 300
Sanderson Insurance Group
Flood Insurance Agent · Colorado Springs, CO
(719) 249-2933
sandinsureme.com
SI
2211 N Weber St Ste 2
Shelter Insurance - Brandon Buckles
Flood Insurance Agent · Colorado Springs, CO
(719) 388-2032
shelterinsurance.com/CA/agent/BBUCKLES
CS
5001 Centennial Blvd Box 51225
Colorado Springs Insurance, Inc.
Flood Insurance Agent · Colorado Springs, CO
(719) 888-9623
cospringsinsurance.com
FI
3667 Star Ranch Rd
Farmers Insurance - Cara Walinsky
Flood Insurance Agent · Colorado Springs, CO
(719) 286-3762
agents.farmers.com/co/colorado-springs/cara-walinsky
WI
2830 Serendipity Cir W
Wide Insurance Colorado
Flood Insurance Agent · Colorado Springs, CO
(719) 315-5720
johannemizee509867.wixsite.com/wade-insurance
OD
707 S Tejon St #200
O'Donnell Agency Inc
Flood Insurance Agent · Colorado Springs, CO
(719) 635-1199
thecustomerfirst.biz
SI
1223 Lake Plaza Dr ste a
Shelter Insurance - Kristi McLaughlin
Flood Insurance Agent · Colorado Springs, CO
(719) 884-2106
shelterinsurance.com/CA/agent/KRISTIMCLAUGHLIN
SI
1520 N Union Blvd Ste 201
Shelter Insurance - Brian Strickland
Flood Insurance Agent · Colorado Springs, CO
(719) 594-0200
shelterinsurance.com/CA/agent/BSTRICKLAND
SI
5721 Constitution Ave A
Shelter Insurance - Matt Dunich
Flood Insurance Agent · Colorado Springs, CO
(719) 574-0522
shelterinsurance.com/CA/agent/MDUNICH
TS
635 Southpointe Ct STE 100
Timothy Spellman Insurance Agency LLC
Flood Insurance Agent · Colorado Springs, CO
(719) 374-5777
timothy-spellman-insurance-agency-llc-2.ueniweb.com
FI
2864 S Circle Dr # 400
Farmers Insurance - Sean Verhoeff
Flood Insurance Agent · Colorado Springs, CO
(719) 259-1442
agents.farmers.com/co/colorado-springs/sean-verhoeff
SI
5721 Constitution Ave B
Shelter Insurance - Jennifer Cuna
Flood Insurance Agent · Colorado Springs, CO
(719) 574-0834
shelterinsurance.com/CA/agent/JCUNA

What Does a a Flood Insurance Agent in Colorado Springs Cost?

Typical flood insurance costs in Colorado Springs range from 500 to 1500 per year for low to moderate risk properties through the NFIP. High-risk flood zones can see premiums of 2000 to 4000 or more annually. Private market policies may offer lower rates for some properties but often have higher deductibles. Elevation certificates and building characteristics significantly affect final pricing. This is general information and not insurance advice.

About flood insurance agents in Colorado Springs

Flood insurance agents in Colorado Springs help property owners secure coverage through the National Flood Insurance Program and private carriers. Colorado law does not require flood insurance but mortgage lenders often mandate it for homes in high-risk zones. Local agents understand the specific floodplain maps and drainage risks in El Paso County.

Frequently Asked Questions

Do I need flood insurance in Colorado Springs?

Flood insurance is not required by Colorado state law. However your mortgage lender may require it if your property is in a Special Flood Hazard Area as shown on FEMA maps. Many properties near creeks or drainage areas benefit from coverage even outside high-risk zones.

What does a flood insurance agent do for me?

A flood insurance agent helps you compare NFIP and private flood policies to find suitable coverage. They explain waiting periods which are typically 30 days for NFIP policies. They also assist with elevation certificates and claims support after a flood event.

How much does flood insurance cost in Colorado Springs?

Costs vary based on flood zone elevation and property value. NFIP policies average 700 to 1200 per year for standard homes in moderate-risk areas. High-risk zones can cost 2000 or more annually. Private insurers may offer different rates and higher coverage limits.

Flood Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.