The top-rated flood insurance agent in Englewood, Colorado is Integrity First Insurance, rated 4.9 stars across 420 reviews. Other highly rated options include Kimberly Brogan Smith - State Farm Insurance Agent, Michael Kalush - Agency of the Rockies: Allstate Insurance, Guild Insurance Services. This directory lists 17 flood insurance agents serving Englewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Integrity First Insurance | 4275 S Broadway | (303) 597-1667 |
| 2 | Kimberly Brogan Smith - State Farm Insurance Agent | 867 Englewood Pkwy | (303) 798-5594 |
| 3 | Michael Kalush - Agency of the Rockies: Allstate Insurance | 3333 S Bannock St Ste 880 | (303) 429-2600 |
| 4 | Guild Insurance Services | 384 Inverness Pkwy #260 | (800) 818-8087 |
| 5 | Shelter Insurance - Josh Curley | 333 W Hampden Ave # 200 | (303) 904-9889 |
| 6 | Majeske Insurance | 3012 S Broadway | (720) 753-4886 |
| 7 | Neisen Borth Insurance Agency | Chase Tower, 333 W Hampden Ave Ste 305 | (303) 781-6776 |
| 8 | Cockriel Insurance | 333 W Hampden Ave | (303) 788-0885 |
| 9 | Frontier Insurance | 3216 S Grant St | (303) 778-0560 |
| 10 | MAC Insurance & Financial Services, Inc | 16 Inverness Pl E #D-200 | (303) 368-3000 |
Integrity First Insurance serves Englewood, Colorado, and the greater Denver metro area as a local flood insurance agent. The company assists homeowners and renters in securing policies that protect against water damage from rising waters and storm runoff. It works with clients to understand coverage needs based on property location and flood zone designations. Office representatives guide applicants through required elevation certificates and filing processes. Integrity First Insurance handles both residential flood coverage and commercial flood protection policies for local businesses.
Kimberly Brogan Smith - State Farm Insurance Agent in Englewood, Colorado, provides flood insurance policies designed to protect properties from water damage due to storms and rising waterways. The agency focuses on helping clients understand coverage options and maintaining active policies to address changing local flood risks and insurance requirements. Its services cater to single-family homes, apartment buildings, retail locations, and restaurants across the area.
Homeowners, businesses, and property managers in Englewood, Colorado turn to Michael Kalush - Agency of the Rockies: Allstate Insurance for flood insurance guidance. This agency helps clients evaluate their unique flood risk and secure appropriate coverage through standard flood insurance policies. They also explain the importance of flood protection for properties near rivers and low-lying areas. Their service area extends to nearby Littleton, where they assist residents and commercial property owners with similar flood insurance needs.
Guild Insurance Services serves Englewood, Colorado, and the surrounding Denver metro communities as a flood insurance agent. The company handles policies for residential and commercial properties, helping clients navigate the National Flood Insurance Program and private market options. It addresses risks related to heavy rainfall, snowmelt, and potential levee or drainage issues common to the Front Range. For each job, it begins by assessing the property’s flood zone and advising on appropriate coverage levels to match the client’s specific exposure.
Homeowners seeking flood coverage may initially purchase a one-time policy to satisfy a mortgage requirement, while others enroll in a scheduled plan for ongoing property protection. Shelter Insurance - Josh Curley in Englewood, CO helps clients understand National Flood Insurance Program options, including general structural and contents coverage. An agent clarifies policy exclusions and typical waiting periods before flood events. For those with changing seasonal risks, service is available on an as-needed basis to update or secure new policies.
Majeske Insurance specializes in securing flood protection policies for properties in Englewood, Colorado. The agency works to assess each client’s specific exposure to rising water, guiding homeowners and businesses through the available coverage options from the National Flood Insurance Program and private markets. It helps applicants understand flood zone designations, building elevation requirements, and policy deductibles. The agency assists before and after heavy spring thaws or sudden summer downpours, when the risk of flash flooding is highest in the region.
As heavy snowmelt and sudden summer downpours threaten the Arkansas River watershed around Englewood, property owners rely on Neisen Borth Insurance Agency for flood insurance tailored to local topography. This agency assists homeowners and renters in understanding coverage options that protect against water damage not covered by standard policies. Each consultation begins with a thorough review of the property’s flood zone designation and drainage patterns. The process typically concludes with an on-site inspection to identify vulnerabilities such as basement seepage or inadequate grading.
Cockriel Insurance operates as a flood insurance agent in Englewood, Colorado, offering standard coverage that can protect residential and commercial properties from water damage. The company can also specialize in supplemental policies that address the unique risks of this region, such as rapid snowmelt and heavy storm runoff. Its services are tailored for various commercial sectors, including office buildings, warehouses, and food service establishments that require specific risk assessments.
What Does a a Flood Insurance Agent in Englewood Cost?
Flood insurance agent fees are typically included in the policy premium and do not add extra cost to you. NFIP rates are set by FEMA and average 700 to 1200 dollars per year for a single-family home in Englewood. Private flood insurance premiums can range from 400 to 2000 dollars annually depending on the property specific risk. Costs vary by case based on elevation coverage amount and deductible chosen. This is general information and not insurance advice.
About flood insurance agents in Englewood
Flood insurance agents in Englewood Colorado help property owners secure coverage against flood damage. Colorado law does not require flood insurance for most homes but mortgage lenders often mandate it for properties in high-risk zones. An agent can explain the National Flood Insurance Program and private market options available in the Denver metro area.
Frequently Asked Questions
Do I need flood insurance in Englewood Colorado?
Flood insurance is not required by Colorado state law for most properties. However if your home is in a FEMA-designated Special Flood Hazard Area your mortgage lender will likely require it. Many properties outside high-risk zones also benefit from coverage due to flash flood risks.
What does a flood insurance agent in Englewood do?
A flood insurance agent helps you compare NFIP policies and private flood insurance options. They assess your property flood risk explain coverage limits and deductibles and assist with the application process. They also help with policy renewals and claims questions.
How much does flood insurance cost in Colorado?
Flood insurance costs vary widely based on property elevation flood zone and coverage amount. NFIP policies in Colorado average between 500 and 1500 dollars per year for a standard home. Private flood insurance may be cheaper or more expensive depending on risk factors.
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