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Looking for a flood insurance agent in Lafayette? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Lafayette, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 15 flood insurance agents in Lafayette, CO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Inszone Insurance Services
806 S Public Rd #102, Lafayette, CO 80026
(303) 660-0470
inszoneinsurance.com
Shawn Hughes - State Farm Insurance Agent
2676 Northpark Dr STE 100, Lafayette, CO 80026
(303) 665-4600
insurancewithshawn.com
Jim Plane - State Farm Insurance Agent
1319 W Baseline Rd #201b, Lafayette, CO 80026
(720) 890-5916
jimplane.com
Josh Chase - State Farm Insurance Agent
1200 W South Boulder Rd Ste 202, Lafayette, CO 80026
(303) 450-8100
joshfromsf.com
The Woods Insurance Group: Allstate Insurance
100 E Chester St, Lafayette, CO 80026
(303) 443-9988
agents.allstate.com
Shelter Insurance - Jo Peters
808 S Public Rd # 203, Lafayette, CO 80026
(303) 666-0828
shelterinsurance.com
Rocky Mountain Insurance Center
1361 Forest Park Cir #105, Lafayette, CO 80026
(720) 335-6872
rockymountaininsurancecenter.com
Farmers Insurance - Jason Tichota
2590 Trailridge Dr E Ste 100, Lafayette, CO 80026
(720) 438-7878
agents.farmers.com
Farmers Insurance - Daniel Coons
1225 Cimarron Dr Unit 201, Lafayette, CO 80026
(303) 665-2752
agents.farmers.com
Monark Insurance
100 S Public Rd Ste A, Lafayette, CO 80026
(303) 997-6255
monarkinsurance.net
Farmers Insurance - Lori Sorenson
400 W South Boulder Rd Ste 2500, Lafayette, CO 80026
(720) 506-1028
agents.farmers.com
Mary Stauffer American Family Insurance
588 US-287 #206, Lafayette, CO 80026
(303) 542-0323
amfam.com
Paul Hultgren - State Farm Insurance Agent
1345 Plaza Ct N #2b, Lafayette, CO 80026
(303) 665-9465
paulhultgren.com
Prosper Insurance Company Lafayette
325 Crossing Dr, Lafayette, CO 80026
(720) 868-9236
Majestic Insurance Company
567 W South Boulder Rd, Lafayette, CO 80026
(719) 394-8304
Lafayette Colorado residents face flood risks from Coal Creek and local drainage areas. A licensed flood insurance agent can help you understand National Flood Insurance Program (NFIP) options and Colorado specific regulations. Agents in Lafayette guide homeowners and renters through flood zone determinations and policy requirements.
What Does a Flood Insurance Agent in Lafayette Cost?
Flood insurance premiums in Colorado typically range from 500 to 2,500 dollars per year for residential properties. Costs depend on your flood zone, building elevation, and coverage amount. Lafayette rates may vary based on proximity to Coal Creek and local drainage patterns. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Lafayette Colorado?
If your property is in a FEMA designated Special Flood Hazard Area and you have a federally backed mortgage you must carry flood insurance. Even outside high risk zones flood insurance is recommended because 20 percent of NFIP claims come from low to moderate risk areas.
What does a flood insurance agent do in Lafayette?
A flood insurance agent helps you assess your flood risk, explains NFIP coverage limits and deductibles, and completes the application process. They also advise on elevation certificates and can coordinate with your mortgage lender to meet compliance requirements.
How do I choose a flood insurance agent in Lafayette?
Look for an agent licensed in Colorado with experience writing NFIP policies. Ask about their familiarity with local flood maps and the elevation certificate process. Verify they can explain the 30 day waiting period for new NFIP policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Colorado.