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Looking for a flood insurance agent in Fort Collins? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Fort Collins, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 17 flood insurance agents in Fort Collins, CO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fort Collins Insurance
4025 Automation Way E3, Fort Collins, CO 80525
(970) 204-4553
focoins.com
IMA Select
3500 John F Kennedy Pkwy Suite 205, Fort Collins, CO 80525
(970) 204-0044
coloradoinsuranceadvisors.com
Brightway Insurance, The Doebbeling Agency
3675 S College Ave Suite 20, Fort Collins, CO 80525
(970) 829-8440
brightway.com
Agate Insurance
145 N College Ave Suite B, Fort Collins, CO 80524
(970) 682-1758
agateinsure.com
Shanti Insurance Services
19 Old Town Square, Fort Collins, CO 80524
(970) 834-3668
shantiinsuranceservices.com
ABC Insurance Agency
121 E Swallow Rd, Fort Collins, CO 80525
(970) 484-3200
abcinsurancecolorado.com
Welsh Insurance Agency
4033 Boardwalk Dr # 200, Fort Collins, CO 80525
(970) 206-1810
nocoinsurance.com
Squires Insurance Solutions
2629 Redwing Rd #150, Fort Collins, CO 80526
(970) 377-0638
squiresinsurance.net
Plummer Insurance
1520 E Mulberry St, Fort Collins, CO 80524
(970) 484-1401
plummerinsurance.com
Riverside Insurance
732 S Lemay Ave b, Fort Collins, CO 80524
(970) 999-0101
riversideinsuranceco.com
Collective Insurance Group
2803 E Harmony Rd, Fort Collins, CO 80528
(720) 514-9914
collectiveinsgroup.com
Shelter Insurance - Amanda Olaby
3761 S Mason St, Fort Collins, CO 80525
(970) 226-5034
shelterinsurance.com
Insurance Specialties Ltd
2627 Redwing Rd Suite 160, Fort Collins, CO 80526
(970) 490-1530
insurenortherncolorado.com
Gallagher Insurance, Risk Management & Consulting
2809 E Harmony Rd # 160, Fort Collins, CO 80528
(970) 223-1804
assuredpartners.com
Bright Insurance Advisor Fort Collins
4532 Boardwalk Dr, Fort Collins, CO 80525
(970) 289-0761
Flood and Peterson
4821 Wheaton Dr, Fort Collins, CO 80525
(970) 266-8710
floodpeterson.com
Scenic View Agency
1015 W Horsetooth Rd Ste 203, Unit E, Fort Collins, CO 80526
(855) 598-2822
scenicviewagency.com
Flood insurance agents in Fort Collins help property owners secure coverage against flood damage. Colorado law requires homeowners to purchase flood insurance if they live in a Special Flood Hazard Area designated by FEMA. Agents can guide you through the National Flood Insurance Program and private market options to protect your home or business.
What Does a Flood Insurance Agent in Fort Collins Cost?
Typical flood insurance costs in Fort Collins range from 500 to 2,000 dollars per year for NFIP policies depending on flood zone elevation and property value. Private market policies may cost more or less based on risk factors. Premiums can be higher for properties in high-risk zones like those near the Cache la Poudre River. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Fort Collins Colorado?
Flood insurance is not required by state law for all properties. However if your property is in a FEMA-designated flood zone your mortgage lender may require it. Many properties outside high-risk zones still benefit from coverage due to flash flooding risks in Colorado.
What does a flood insurance agent in Fort Collins do?
A flood insurance agent helps you assess your flood risk and select a policy from the National Flood Insurance Program or a private insurer. They explain coverage limits deductibles and exclusions and assist with claims after a flood event.
How long does it take to get a flood insurance policy in Colorado?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods. Plan ahead especially during spring snowmelt or monsoon season in Colorado.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Colorado.