The top-rated flood insurance agent in Loveland, Colorado is Summit Insurance: Allstate Insurance, rated 4.9 stars across 1,073 reviews. Other highly rated options include Weedin Agency, Inc., All About Insurance, Ed Bowen - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Loveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Summit Insurance: Allstate Insurance | 1907 N Boise Ave STE 1 | (970) 667-9133 |
| 2 | Weedin Agency, Inc. | 1601 E Eisenhower Blvd | (970) 667-2145 |
| 3 | All About Insurance | 4007 S Lincoln Ave STE 440 | (970) 292-8116 |
| 4 | Ed Bowen - State Farm Insurance Agent | 1491 N Denver Ave Ste 201 | (970) 667-2211 |
| 5 | Jackson Insurance Agency Inc. | 234 Elder Dr | (970) 667-3680 |
| 6 | Premier Group Insurance | 2121 N Lincoln Ave UNIT A | (970) 744-6600 |
| 7 | Advantage Insurance - Barry G Gustafson Agency | 4308 N Garfield Ave | (970) 669-9390 |
| 8 | Welsh Insurance Agency, Inc. | Anasazi Business Park, 633 N Denver Ave | (970) 663-5404 |
| 9 | NOCO Insurance Advisors LLC | 1635 Foxtrail Dr #109 | (970) 593-0619 |
| 10 | Shelter Insurance - Gene O. Welch | 1670 Topaz Dr | (970) 669-7259 |
Summit Insurance: Allstate Insurance serves the Loveland, Colorado area and surrounding Larimer County as a flood insurance agent. It assists property owners in understanding their flood risk and securing appropriate financial protection. The agent helps customers navigate National Flood Insurance Program policies and review coverage options. It also addresses specific considerations for homes and businesses located in designated flood zones. Common services include evaluating current policies, assisting with renewals, and explaining requirements for new flood insurance applications in this region.
Weedin Agency, Inc. provides a full range of flood insurance services, including policy procurement and risk assessment for properties in Loveland, Colorado. It offers ongoing service plans to help clients maintain adequate coverage through policy reviews and claims assistance. These options support homeowners in managing changing flood maps and local requirements. The agency serves single-family homes, apartments, retail spaces, and restaurants throughout the area.
All About Insurance serves homeowners, businesses, and property managers in Loveland, Colorado, who need coverage against flood damage. The agency navigates federal flood insurance program options to help clients protect their properties from water-related risks common in the region. It understands local flood zone requirements and works to match policies with each property’s specific exposure. Beyond Loveland, the company also provides flood insurance services to clients in the neighboring community of Fort Collins.
Based in Loveland, CO, Ed Bowen - State Farm Insurance Agent serves the city and surrounding communities in Larimer County. The agency handles personal and commercial flood insurance policies. For each client, it reviews specific property risks and local flood zone maps. The general approach it uses to handle a typical job is to walk through available coverage options and identify the matching deductible.
Jackson Insurance Agency Inc. in Loveland, CO, assists property owners with flood insurance, sometimes obtained as a one-time policy for immediate risk or as a recurring annual plan for ongoing protection. Coverage addresses structural damage and contents loss directly caused by rising water from heavy rain or overflowing waterways. Many policies include a standard 30-day waiting period before coverage begins. Service inquiries regarding a new policy, adjustments to existing coverage, or claims assistance are handled on an as-needed basis for each client.
Premier Group Insurance in Loveland, Colorado provides specialty services for residential and commercial flood insurance policies. The company guides property owners through the complexities of flood risk assessment and policy selection. It works to ensure clients in the region have adequate coverage from both government-backed and private insurers. The agent assists with reviewing flood zone maps and policy limits to match individual property needs. This focus becomes especially useful following severe spring runoff or sudden summer thunderstorms that can overwhelm local drainage systems.
With spring storms bringing sudden flash flooding to Loveland, property owners often find themselves needing quick guidance on coverage options. Advantage Insurance - Barry G Gustafson Agency provides flood insurance agent services to help homeowners and renters understand their protection choices. Experienced in navigating flood policies common to this region, the company assists clients in assessing their exposure to water damage. The process typically begins with a straightforward consultation to review the property and its specific risks.
Welsh Insurance Agency, Inc. handles general property and casualty insurance needs for clients in the Loveland area. It additionally specializes in providing flood insurance coverage tailored to the region’s specific risk factors. The agency works closely with property owners to navigate the complex requirements for this essential protection. Its commercial services can be extended to offices, warehouses, and food service establishments.
NOCO Insurance Advisors LLC in Loveland, CO, specializes in residential flood insurance, helping homeowners protect their properties. The company also offers commercial flood coverage for local businesses, serving clients throughout the Loveland area. Their agents assist in explaining policy options and coverage needs for this specific type of protection. Customers can follow up with the team for policy adjustments or questions between regular policy review visits.
What Does a a Flood Insurance Agent in Loveland Cost?
The cost of flood insurance in Colorado varies by property location elevation and coverage amount. For an NFIP policy in Loveland annual premiums often range from 700 to 2,500 dollars for a standard home. Higher risk properties near waterways may cost more. Private flood insurance can be competitive and sometimes lower than NFIP rates. This is general information and not insurance advice.
About flood insurance agents in Loveland
Flood insurance agents in Loveland Colorado help property owners secure coverage through the National Flood Insurance Program or private insurers. Because Loveland sits near the Big Thompson River and experiences spring snowmelt and heavy rains, flood risk is a real concern. Colorado law does not require flood insurance but mortgage lenders often mandate it for properties in high-risk zones.
Frequently Asked Questions
What does a flood insurance agent in Loveland do?
A flood insurance agent helps you assess your flood risk and find a policy that meets your needs. They explain NFIP coverage limits and can also quote private flood insurance options. They guide you through the application process and help with claims questions.
Is flood insurance required by law in Colorado?
Colorado state law does not require flood insurance. However your mortgage lender may require it if your property is in a Special Flood Hazard Area designated by FEMA. Even if not required many homeowners in Loveland choose coverage for peace of mind.
How long does it take to get a flood insurance policy in Colorado?
NFIP policies typically have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods sometimes 14 days or less. Plan ahead and do not wait until a storm is forecast.
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