The top-rated flood insurance agent in Apopka, Florida is Numero Uno Insurance, rated 5.0 stars across 312 reviews. Other highly rated options include Richard Moore - State Farm Insurance Agent, Amanda Kimmel: Allstate Insurance, The Insurance Store USA. This directory lists 20 flood insurance agents serving Apopka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Numero Uno Insurance | 380 Semoran Commerce Pl Suite 102 | (407) 880-7283 |
| 2 | Richard Moore - State Farm Insurance Agent | 3320 E Semoran Blvd #1000 | (321) 280-9752 |
| 3 | Amanda Kimmel: Allstate Insurance | 1706 E Semoran Blvd STE 104 | (407) 889-8494 |
| 4 | The Insurance Store USA | 529 S Orange Blossom Trail | (407) 880-2090 |
| 5 | State Farm: Shren Yeager | 49A E 3rd St | (407) 880-3167 |
| 6 | Declue Brothers | 218 S Lake Ave | (407) 884-7843 |
| 7 | We Insure Apopka - Dexter Chase | 65 E Station St | (321) 248-4495 |
| 8 | Joseph Salerno: Allstate Insurance | 3060 FL-436 #116 | (407) 788-0702 |
| 9 | Strohm Insurance Agency | 515 N Park Ave | (407) 605-0415 |
| 10 | Gentry Insurance Agency - A Hilb Group Company | 175 E Main St #200 | (407) 886-3301 |
Numero Uno Insurance serves the Apopka, Florida area as a flood insurance agent. The company helps property owners navigate the complexities of securing coverage against flood damage, which is a significant risk in this region. They work with standard National Flood Insurance Program policies as well as private market options to meet diverse needs. Their services include guiding clients through flood zone determinations and assisting with claims for water damage from rising waters.
Richard Moore - State Farm Insurance Agent in Apopka, FL provides flood insurance policies designed to protect properties from water damage caused by storms or rising waters. Service plans include policy reviews during renewal periods to help clients understand their coverage limits and deductibles. Routine maintenance consultations are available for adjusting protection as property values change. The agency services single-family homes, apartments, retail spaces, and restaurants.
Amanda Kimmel: Allstate Insurance serves homeowners, businesses, and property managers in Apopka, Florida, who need flood insurance coverage. This agency helps clients understand flood zone requirements and select policies that protect structures and contents from water damage. They guide customers through the application process and explain how coverage works with standard homeowners policies. The agency also assists with policy adjustments after property changes or community flood map updates. Their service area extends to neighboring communities throughout Orange County and the greater Orlando metro region.
The Insurance Store USA in Apopka, Florida provides guidance on securing property against natural disasters and offers specialized policies for flood coverage. With the area’s exposure to heavy rainfall and storm events, flood insurance helps protect structures and contents from water damage. The agency serves commercial sectors including offices, warehouses, and food service operations, addressing the specific risk profiles these properties face.
Serving Apopka and the surrounding communities in Central Florida, State Farm: Shren Yeager handles flood insurance policies for homeowners and businesses. This agency helps property owners secure coverage against water damage from storms and rising waters common to the region. It assesses individual property risks to recommend appropriate policy limits and deductibles. To complete a typical job, the agent reviews the property’s flood zone designation and then discusses specific coverage options that fit the client’s needs and budget.
Declue Brothers serves homeowners in the Apopka, FL area by clearly distinguishing between one-time flood insurance policies for individual properties and recurring annual options that renew automatically for continuous protection. Coverage typically includes structural damage from rising water, helping to secure residential investments against common local flood risks. Policyholders must carefully review policy exclusions and waiting periods before purchase. South Florida’s seasonal storms make this coverage a practical consideration for many residents. Service is available on a one-time or scheduled basis depending on the client’s specific renewal cycle.
We Insure Apopka - Dexter Chase specializes in securing flood insurance policies for residential and commercial properties. The agency serves clients throughout Apopka and the surrounding central Florida region, helping them understand National Flood Insurance Program options and private market alternatives. Common scenarios involve homes in designated flood zones, but the agency also assists owners of properties outside high-risk areas seeking mitigation protection. After a named storm system develops in the Atlantic or Gulf of Mexico, the agency prioritizes policyholder requests to ensure proper coverage before landfall.
Heavy storms and rising water levels in the Apopka area create a steady demand for reliable flood coverage. Joseph Salerno at Allstate Insurance responds to that need by helping customers understand their options for protecting homes and property from flood damage. Policies typically cover structural repairs and replacement of belongings lost to rising water. Residents uncertain about their current risk level can schedule a straightforward initial inspection to identify specific property vulnerabilities and discuss appropriate coverage limits.
Strohm Insurance Agency provides coverage options for property owners, focusing on flood insurance to protect homes and businesses in the Apopka area. The agency helps clients assess their flood risk and secure policies tailored to local conditions. Many properties in the region face potential water damage from heavy rains and nearby waterways. Strohm Insurance Agency assists with both residential and commercial flood insurance needs. The agency serves commercial sectors such as local offices, warehouses, and food service establishments.
Gentry Insurance Agency - A Hilb Group Company offers residential flood insurance services for homeowners in Apopka, Florida, and the surrounding communities. Commercial flood insurance coverage is also available for local businesses needing property protection against water damage. The agency serves clients throughout the central Florida region, helping them secure appropriate policies to meet varying flood risk needs. After an initial policy setup, the agency follows up with clients to review coverage periodically, ensuring repeat service between regular renewal visits.
What Does a a Flood Insurance Agent in Apopka Cost?
Typical flood insurance costs in Florida range from 600 to 2,500 dollars per year for NFIP policies, depending on flood zone and property elevation. Private market policies may cost 400 to 1,800 dollars annually. Costs vary by case based on coverage amount and deductible. This is general information not insurance advice.
About flood insurance agents in Apopka
A flood insurance agent in Apopka Florida helps property owners secure coverage required by lenders or local flood zone maps. Florida law mandates flood insurance for homes in high-risk areas with federally backed mortgages. Agents guide clients through National Flood Insurance Program NFIP options and private market alternatives.
Frequently Asked Questions
Do I need flood insurance in Apopka Florida?
Flood insurance is required if your property is in a Special Flood Hazard Area SFHA and you have a federally backed mortgage. Even outside high-risk zones, flooding can occur so many homeowners choose coverage. Check FEMA flood maps for Apopka to confirm your zone.
What does a flood insurance agent do in Apopka?
A flood insurance agent evaluates your property risk and explains NFIP and private flood insurance options. They help you complete the required elevation certificate and compare policy limits and deductibles. Agents also assist with claims filing and policy renewals.
How does Florida law affect flood insurance requirements?
Florida Statute 627.7151 requires insurers to offer flood coverage for residential property policies. This applies to Citizens Property Insurance and many private carriers. However, you must still purchase a separate flood policy to get coverage.
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