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Compare Flood Insurance Agents in Clearwater, FL

Directory of flood insurance agents in Clearwater, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Clearwater, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 flood insurance agents in Clearwater, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Florida Strategic Insurance
5830 142nd Ave N, Clearwater, FL 33760
(727) 546-6000 flstrategic.com
David Tapia: Allstate Insurance
133 N Garden Ave, Clearwater, FL 33755
(727) 449-8800 agents.allstate.com
GreatFlorida Insurance: Jeff Callahan
1700 McMullen Booth Rd Ste D2, Clearwater, FL 33759
(727) 315-0805 safetyharbor.greatflorida.com
Island Insurance Specialists Inc
29170 US Hwy 19 N, Clearwater, FL 33761
(727) 754-5036 islandinsurancespecialists.com
The Turner Insurance Advisor Group aka Turner Insurance
2121 NE Coachman Rd, Clearwater, FL 33765
(727) 442-0012 turnergroupfl.com
Bay Area Insurance Shop, Inc.
1452 Court St, Clearwater, FL 33756
(727) 446-4416 bayareainsuranceshop.com
Arrington Insurance of Florida
1934 Soule Rd, Clearwater, FL 33759
(727) 595-8405 aioflorida.com
Dimmitt Insurance
25191 US Hwy 19 N B, Clearwater, FL 33763
(866) 763-6627 dimmittinsurance.com
Single Source Insurance
1345 S Missouri Ave, Clearwater, FL 33756
(727) 298-0302 singlesourceme.com
GreatFlorida Insurance: Mike Lazanis
1468 Gulf to Bay Blvd, Clearwater, FL 33755
(727) 441-9080 clearwater2.greatflorida.com
Impel Insurance, LLC
1831 N Belcher Rd. STE A1, Clearwater, FL 33765
(727) 223-3765 impelinsurance.com
Laake Financial Services
1070 Kapp Dr, Clearwater, FL 33765
(727) 443-4571 laakefinancial.com
Wright Flood
93 Park Place Blvd Suite 101, Clearwater, FL 33759
(727) 803-2040 wrightflood.com
Simmons Insurance Inc
1465 S Ft Harrison Ave #104, Clearwater, FL 33756
(727) 216-1111 simmonsinsuranceinc.com
Community Insurance Services
24600 US Hwy 19 N, Clearwater, FL 33763
(727) 849-7564 cisagencyfl.com
Marsh McLennan Agency
101 N Starcrest Dr, Clearwater, FL 33765
(727) 447-6481 marshmma.com
KEY PALM INSURANCE
28463 US Hwy 19 N #102, Clearwater, FL 33761
(727) 796-1312 keypalminsurance.com
Fox Agency Inc
1955 Drew St, Clearwater, FL 33765
(727) 447-8585 foxinsurancefl.com
Tyler Aronowitz - State Farm Insurance Agent
2794 Gulf to Bay Blvd Suite 3, Clearwater, FL 33759
(727) 386-7581 tythesfguy.com
Sunshine Underwriters
3001 Executive Dr Suite 160, Clearwater, FL 33762
(727) 422-5314 sunshineuw.com

Flood insurance agents in Clearwater Florida help homeowners and businesses secure coverage against flood damage. Florida law requires lenders to mandate flood insurance for properties in high-risk flood zones. A local agent can explain the difference between NFIP policies and private flood insurance options.

What Does a Flood Insurance Agent in Clearwater Cost?

Flood insurance costs in Clearwater Florida vary based on flood zone property elevation and coverage amount. NFIP policies average around 700 to 1000 per year for standard coverage but high-risk properties can exceed 2000 annually. Private flood insurance may offer lower rates for low-risk homes. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Clearwater Florida?
If your property is in a high-risk flood zone your lender will require flood insurance. Even outside high-risk zones flooding can occur so many residents choose coverage for peace of mind.
What does a flood insurance agent in Clearwater do?
A flood insurance agent helps you compare NFIP and private flood policies. They assess your flood risk explain coverage limits and assist with the application process.