The top-rated flood insurance agent in Boca Raton, Florida is The Baldwin Group (formerly Foundation Insurance of Florida), rated 4.9 stars across 850 reviews. Other highly rated options include Keystone Insurance Group, Inc, The Sena Group, Top Coverage Insurance Agency - HQ. This directory lists 21 flood insurance agents serving Boca Raton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Baldwin Group (formerly Foundation Insurance of Florida) | 6413 Congress Ave #260 | (561) 994-9333 |
| 2 | Keystone Insurance Group, Inc | 21301 Powerline Rd #312 | (561) 852-1445 |
| 3 | The Sena Group | 6501 Congress Ave Suite 100 | (561) 391-4661 |
| 4 | Top Coverage Insurance Agency - HQ | 2263 NW 2nd Ave Suite 212 | (305) 690-1849 |
| 5 | A Security Insurance Agency | 23257 FL-7 #201 | (561) 487-5115 |
| 6 | NSI Insurance Boca | 7900 Glades Rd #220 | (561) 451-1550 |
| 7 | The Gordon Agency Inc. - Car Insurance, Auto Insurance, Home Owners Insurance & More | 1825 Corporate Blvd NW STE 110 | (561) 988-3330 |
| 8 | Fiorentino Insurance Group | 7251 W Palmetto Park Rd #306 | (561) 368-4704 |
| 9 | Levay Mack Insurance Group | 7035 Beracasa Way #206 | (561) 674-0774 |
| 10 | Lifetime Insurance Solutions | 413 E Palmetto Park Rd Suite 654 | (954) 383-0471 |
The Baldwin Group serves Boca Raton and surrounding Palm Beach County, providing flood insurance agency services to property owners in this flood-prone coastal region. The firm evaluates local flood zone risks and connects clients with appropriate policies under federal and private programs. It handles residential and commercial flood coverage, including applications for new construction or existing homes. The agency also assists with claims documentation and flood insurance rate map interpretation.
Keystone Insurance Group, Inc provides comprehensive flood insurance services for the Boca Raton area, including policy evaluations, coverage placements, and ongoing claims assistance. It offers maintenance plans that include annual policy reviews and proactive updates to ensure clients remain adequately protected against flood risk. The agency serves a diverse range of local properties, such as single-family homes, apartment buildings, retail spaces, and full service restaurants.
Homeowners, businesses, and property managers in Boca Raton turn to The Sena Group for flood insurance coverage suited to the area’s specific risk profile. The agency helps clients navigate National Flood Insurance Program policies, ensuring properties meet lender and local requirements while addressing exposure to storm surge and heavy rainfall. After evaluating individual flood zones, it recommends appropriate policies to protect assets against water damage. Services also extend to surrounding communities in Palm Beach County, including Delray Beach and Highland Beach.
For an initial one-time consultation or ongoing policy management, Top Coverage Insurance Agency - HQ offers flood protection services in Boca Raton, FL. Agents explain that multiple coverage types exist for both residential and commercial structures needing financial safeguard against water damage. The National Flood Insurance Program is a common option, as are private market alternatives providing higher limits. This agent handles all policy inquiries, risk assessments, and claims support for clients. Service runs on a one-time, scheduled, or as-needed basis.
A Security Insurance Agency serves Boca Raton and nearby South Florida communities, handling flood insurance policies for residential and commercial properties. The agency assists clients in navigating National Flood Insurance Program requirements and private market options. Each case begins with a thorough assessment of the property’s flood zone designation and elevation certificate status. The agency then compares available coverage limits and deductibles to recommend a suitable policy, processing documentation and coordinating with lenders to ensure compliance with mandatory flood insurance regulations.
NSI Insurance Boca specializes in flood insurance policies for residential and commercial properties. The agency also provides general flood insurance services for homeowners, renters, and business owners throughout the Boca Raton area. Recognizing the region’s exposure to heavy rains and storm surge, NSI Insurance Boca helps clients secure coverage before hurricane season or unexpected flooding events occur.
Flooding from seasonal tropical storms and sudden downpours is a recurring risk for Boca Raton residents, which makes adequate coverage a practical priority. The Gordon Agency Inc. offers flood insurance policies tailored to protect homes and vehicles against this specific water damage, addressing both federal NFIP requirements and excess market gaps. As a local flood insurance agent, it helps property owners evaluate their exposure in flood-prone zones along Florida’s southeast coast. A straightforward property inspection is the typical first step toward obtaining a personalized flood coverage assessment.
Fiorentino Insurance Group offers residential flood insurance policies to protect homes throughout the Boca Raton area. The agency also provides commercial flood coverage for local businesses and properties. It serves clients across Boca Raton and the surrounding communities in South Florida. Understanding the region's high flood risk, the agent helps property owners secure appropriate protection against water damage. Clients can return for annual policy reviews or reach out for follow-up assistance between regular renewal cycles.
Levay Mack Insurance Group operates as a flood insurance agent in Boca Raton, FL, helping property owners secure coverage against water damage from storms and rising tides. It specializes in policy options that address both standard flood risks and additional protection needs for commercial structures. Services extend to a variety of business sectors, including offices, warehouses, and food service establishments.
Lifetime Insurance Solutions in Boca Raton, Florida, is known for guiding property owners through the complexities of flood insurance to help protect homes and businesses from water-related losses. The agency serves the local region, including areas prone to seasonal storms and tidal surges, where standard homeowners policies often fall short. Its specialists evaluate individual risk profiles to recommend appropriate National Flood Insurance Program coverage. It also offers consultations about adding excess flood protection for high-value properties.
What Does a a Flood Insurance Agent in Boca Raton Cost?
Flood insurance costs in Florida vary by property location, elevation, and coverage amount. For an NFIP policy in Boca Raton, annual premiums typically range from 700 to 2,500 dollars for standard coverage. Private flood insurance may cost between 500 and 3,000 dollars per year depending on risk factors. This is general information and not insurance advice.
About flood insurance agents in Boca Raton
A flood insurance agent in Boca Raton can help you secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance disclosures for certain residential leases and property sales. Working with a local agent ensures you understand flood zone risks and policy options specific to South Florida.
Frequently Asked Questions
Do I need flood insurance in Boca Raton Florida?
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is mandatory. Even in lower-risk zones, flooding can occur during heavy rain or hurricanes. An agent can review your flood zone designation and recommend appropriate coverage.
What does a flood insurance agent do in Boca Raton?
A flood insurance agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with filing claims. They also advise on elevation certificates and flood mitigation discounts available under Florida law.
How long does it take to get flood insurance in Boca Raton?
Most NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods or immediate coverage in some cases. An agent can help you find the fastest option for your situation.
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