Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 flood insurance agents in Cape Coral, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Simily Insurance
1420 SE 16th Pl Suite #103, Cape Coral, FL 33990
(239) 210-6900
similyinsurance.com
Anchor Line Insurance : Allstate Cape Coral
3423 Chiquita Blvd S, Cape Coral, FL 33914
(239) 542-1117
anchorlineinsurance.com
Brightway Insurance, The Seuffert Agency
814 SW Pine Island Rd #207, Cape Coral, FL 33991
(239) 214-0055
brightway.com
Chapman Insurance Group
4507 SE 16th Pl, Cape Coral, FL 33904
(239) 205-2012
cigflorida.com
GreatFlorida Insurance: Peter Look Phd
4903 Chiquita Blvd S, Cape Coral, FL 33914
(239) 500-1117
southcapecoral.greatflorida.com
GreatFlorida Insurance: Peter Look Phd
2125 Santa Barbara Blvd S Unit#2, Cape Coral, FL 33990
(239) 945-2886
capecoral.greatflorida.com
Sherzer & Associates Insurance Agency
1227 Del Prado Blvd S Suite 201, Cape Coral, FL 33990
(239) 673-9301
sherzerinsurance.com
Delaplane Insurance
3316 Chiquita Blvd S Suite 2, Cape Coral, FL 33914
(239) 540-0606
delaplaneins.com
GreatFlorida Insurance: Peter Look Phd
441 Del Prado Blvd S Suite 6, Cape Coral, FL 33909
(239) 458-0500
northcapecoral.greatflorida.com
LP Insurance Solutions
1423 SE 16th Pl # 103, Cape Coral, FL 33990
(239) 829-0200
lpinsurancesolutions.com
Halbrehder Family Agency
601 Del Prado Blvd N #11, Cape Coral, FL 33909
(239) 772-1287
myautoinsuranceflorida.com
Look Insurance Agency
441 Del Prado Blvd N, Cape Coral, FL 33990
(239) 458-0500
lookinsuranceagency.com
FLB Insurance Agency
1716 Cape Coral Pkwy E, Cape Coral, FL 33904
(239) 205-1500
flbinsurance.com
D. Gates Insurance Group
1708 SE 47th St, Cape Coral, FL 33904
(239) 205-7480
dgatesinsurance.com
Cape Coral Insurance Center
4825 Coronado Pkwy #2, Cape Coral, FL 33904
(239) 549-6255
ccicins.com
Omni One Insurance Agency, by Gifford Carr
4707 SE 9th Pl # 102, Cape Coral, FL 33904
(239) 541-3777
omnionegc.com
Galezano Insurance, LLC
1408 SE 17th Ave ste d, Cape Coral, FL 33990
(239) 202-0233
galezano.com
Florida Insurance & Financial Services
4524 SE 16th Pl UNIT 4, Cape Coral, FL 33904
(239) 317-1040
floridaprotect.com
BEST FLORIDA INSURANCE SERVICES INC
1634 SE 47th St #1, Cape Coral, FL 33904
(239) 257-2812
bestfloridainsure.com
What Does a Flood Insurance Agent in Cape Coral Cost?
Flood insurance premiums in Florida vary widely based on flood zone elevation and building characteristics. For an NFIP policy in Cape Coral annual costs typically range from 700 to 2000 dollars for a standard home in a high-risk zone. Private market policies may offer lower rates for low-risk properties or higher coverage limits. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Cape Coral Florida?
If your property is in a high-risk flood zone and you have a federally backed mortgage flood insurance is required. Even in moderate-risk zones many homeowners choose coverage because Cape Coral is prone to heavy rain and storm surge.
How do I choose a flood insurance agent in Cape Coral?
Look for an agent licensed in Florida who has experience with NFIP policies and private flood insurance. Ask if they can explain elevation certificates and how the base flood elevation affects your premium.
What is the waiting period for flood insurance in Florida?
Standard NFIP policies have a 30-day waiting period before coverage begins. This means you cannot buy a policy the day before a storm. Private insurers may have different waiting periods so plan ahead.