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HomeFlood Insurance AgentsFlorida › Cape Coral

Find Flood Insurance Agents Near You in Cape Coral, FL

Browse flood insurance agents serving Cape Coral, Florida. Updated 2026-07-14.

The top-rated flood insurance agent in Cape Coral, Florida is Simily Insurance, rated 4.9 stars across 483 reviews. Other highly rated options include Brightway Insurance, The Seuffert Agency, Chapman Insurance Group, Anchor Line Insurance : Allstate Cape Coral. This directory lists 20 flood insurance agents serving Cape Coral.

Showing 20 flood insurance agents in Cape Coral, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Simily Insurance1420 SE 16th Pl Suite #103(239) 210-6900
2Brightway Insurance, The Seuffert Agency814 SW Pine Island Rd #207(239) 214-0055
3Chapman Insurance Group4507 SE 16th Pl(239) 205-2012
4Anchor Line Insurance : Allstate Cape Coral3423 Chiquita Blvd S(239) 542-1117
5GreatFlorida Insurance: Peter Look Phd4903 Chiquita Blvd S(239) 500-1117
6Sherzer & Associates Insurance Agency1227 Del Prado Blvd S Suite 201(239) 673-9301
7Delaplane Insurance3316 Chiquita Blvd S Suite 2(239) 540-0606
8LP Insurance Solutions1423 SE 16th Pl # 103(239) 829-0200
9Halbrehder Family Agency601 Del Prado Blvd N #11(239) 772-1287
10Look Insurance Agency441 Del Prado Blvd N(239) 458-0500
SI
1420 SE 16th Pl Suite #103
Simily Insurance
Flood Insurance Agent · Cape Coral, FL

Simily Insurance serves Cape Coral and the surrounding Lee County area as a flood insurance agent. The company assists homeowners and business owners in navigating the federal flood insurance program and understanding the unique flood risks along the Gulf Coast. Their services include helping clients assess their exposure to storm surge and heavy rain events. Simily Insurance handles policy selection and claims assistance for residential flood coverage.

BI
814 SW Pine Island Rd #207
Brightway Insurance, The Seuffert Agency
Flood Insurance Agent · Cape Coral, FL

Brightway Insurance, The Seuffert Agency in Cape Coral, FL assists homeowners, businesses, and property managers with securing flood insurance policies that address local exposure to storm surge and heavy rainfall. It provides guidance on National Flood Insurance Program options and private market alternatives. The agency serves clients throughout Cape Coral, as well as neighboring Fort Myers and the surrounding Lee County metro.

CI
4507 SE 16th Pl
Chapman Insurance Group
Flood Insurance Agent · Cape Coral, FL

Chapman Insurance Group is a flood insurance agent in Cape Coral, Florida known for helping property owners secure coverage against rising water damage. The company serves residential and commercial clients throughout the Cape Coral area, a region with significant flood exposure due to its coastal location near the Gulf of Mexico. They guide customers through the complexities of National Flood Insurance Program policies. Specialty services include assistance with Elevation Certificate reviews and flood zone determination.

AL
3423 Chiquita Blvd S
Anchor Line Insurance : Allstate Cape Coral
Flood Insurance Agent · Cape Coral, FL

Anchor Line Insurance: Allstate Cape Coral provides comprehensive flood insurance coverage options tailored to properties in Cape Coral, Florida. Its service plans include personalized risk assessments to help property owners understand their flood exposure and secure appropriate policies. Ongoing maintenance support includes policy reviews and claims assistance to ensure clients remain protected as conditions change. The company services a variety of property types, from single-family homes and apartments to local retail stores and restaurants throughout the area.

GI
4903 Chiquita Blvd S
GreatFlorida Insurance: Peter Look Phd
Flood Insurance Agent · Cape Coral, FL

GreatFlorida Insurance: Peter Look Phd provides flood insurance services for property owners and business operators in the Cape Coral, Florida area. The agency focuses on helping clients secure coverage against water damage from heavy rains and storm surge common to the region. Supporting residential and commercial clients throughout policy selection and claims guidance, the company addresses needs for offices, warehouses, and food service operations.

SA
1227 Del Prado Blvd S Suite 201
Sherzer & Associates Insurance Agency
Flood Insurance Agent · Cape Coral, FL

Sherzer & Associates Insurance Agency specializes in tailored flood insurance solutions for properties in Cape Coral, Florida. The agency generally assists clients in securing coverage that protects against water damage from storm surges and heavy rainfall. It helps homeowners and business owners understand policy options. Common concerns include managing risk during hurricane season and navigating federal flood map requirements. The agency also addresses coverage gaps for properties in designated high-risk flood zones.

DI
3316 Chiquita Blvd S Suite 2
Delaplane Insurance
Flood Insurance Agent · Cape Coral, FL

With hurricane season bringing rising water levels to Cape Coral and the surrounding areas, Delaplane Insurance helps property owners secure the flood coverage their homes require. As a dedicated flood insurance agent, the company assists clients in identifying local flood zone risks and policy options that align with federal and private market requirements. Navigating flood maps can be complex, and Delaplane Insurance offers clear guidance throughout that process. A property inspection or a straightforward initial consultation is how the coverage evaluation typically begins.

LI
1423 SE 16th Pl # 103
LP Insurance Solutions
Flood Insurance Agent · Cape Coral, FL

LP Insurance Solutions serves homeowners in Cape Coral and the surrounding region with residential flood insurance policies. The agency also provides commercial coverage for local businesses needing protection against flood damage. Agents guide clients through policy options and discuss factors like flood zone designations and coverage limits. After an initial policy is placed, the office contacts clients ahead of renewal periods to review any changes in risk or coverage needs, ensuring consistent protection between regular annual reviews.

HF
601 Del Prado Blvd N #11
Halbrehder Family Agency
Flood Insurance Agent · Cape Coral, FL

Halbrehder Family Agency serves Cape Coral and the surrounding Lee County area as a flood insurance agent. This agency helps property owners understand their risk and secure necessary coverage for structures in flood-prone zones. Flood insurance policies are essential in this coastal region, where heavy rains and storm surge can cause significant water damage. The agency handles the application process and guides clients through policy options to protect residential and commercial buildings. It specifically assists with National Flood Insurance Program policies and private flood insurance placements.

LI
441 Del Prado Blvd N
Look Insurance Agency
Flood Insurance Agent · Cape Coral, FL

Look Insurance Agency provides flood insurance policies for properties in Cape Coral and the surrounding Florida area. It offers guidance on coverage options and assists clients with navigating the claims process after a storm or flooding event. The agency helps property owners secure necessary protection for various types of real estate, including single-family homes and apartments, as well as retail stores and restaurants.

GI
2125 Santa Barbara Blvd S Unit#2
GreatFlorida Insurance: Peter Look Phd
Flood Insurance Agent · Cape Coral, FL
(239) 945-2886
capecoral.greatflorida.com
GI
441 Del Prado Blvd S Suite 6
GreatFlorida Insurance: Peter Look Phd
Flood Insurance Agent · Cape Coral, FL
(239) 458-0500
northcapecoral.greatflorida.com
FI
1716 Cape Coral Pkwy E
FLB Insurance Agency
Flood Insurance Agent · Cape Coral, FL
(239) 205-1500
flbinsurance.com
OO
4707 SE 9th Pl # 102
Omni One Insurance Agency, by Gifford Carr
Flood Insurance Agent · Cape Coral, FL
(239) 541-3777
omnionegc.com
DG
1708 SE 47th St
D. Gates Insurance Group
Flood Insurance Agent · Cape Coral, FL
(239) 205-7480
dgatesinsurance.com
CC
4825 Coronado Pkwy #2
Cape Coral Insurance Center
Flood Insurance Agent · Cape Coral, FL
(239) 549-6255
ccicins.com
GI
1408 SE 17th Ave ste d
Galezano Insurance, LLC
Flood Insurance Agent · Cape Coral, FL
(239) 202-0233
galezano.com
FI
4524 SE 16th Pl UNIT 4
Florida Insurance & Financial Services
Flood Insurance Agent · Cape Coral, FL
(239) 317-1040
floridaprotect.com
BF
1634 SE 47th St #1
BEST FLORIDA INSURANCE SERVICES INC
Flood Insurance Agent · Cape Coral, FL
(239) 257-2812
bestfloridainsure.com
DT
160 Santa Barbara Blvd S
Del Toro Insurance
Flood Insurance Agent · Cape Coral, FL

What Does a a Flood Insurance Agent in Cape Coral Cost?

Flood insurance premiums in Florida vary widely based on flood zone elevation and building characteristics. For an NFIP policy in Cape Coral annual costs typically range from 700 to 2000 dollars for a standard home in a high-risk zone. Private market policies may offer lower rates for low-risk properties or higher coverage limits. This is general information not insurance advice.

About flood insurance agents in Cape Coral

Flood insurance agents in Cape Coral help property owners navigate the National Flood Insurance Program and private market options. Cape Coral has many low-lying areas and canals that place homes in high-risk flood zones. Florida law requires flood insurance disclosures during real estate transactions for properties in Special Flood Hazard Areas.

Frequently Asked Questions

Do I need flood insurance in Cape Coral Florida?

If your property is in a high-risk flood zone and you have a federally backed mortgage flood insurance is required. Even in moderate-risk zones many homeowners choose coverage because Cape Coral is prone to heavy rain and storm surge.

How do I choose a flood insurance agent in Cape Coral?

Look for an agent licensed in Florida who has experience with NFIP policies and private flood insurance. Ask if they can explain elevation certificates and how the base flood elevation affects your premium.

What is the waiting period for flood insurance in Florida?

Standard NFIP policies have a 30-day waiting period before coverage begins. This means you cannot buy a policy the day before a storm. Private insurers may have different waiting periods so plan ahead.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.