The top-rated flood insurance agent in Clermont, Florida is Heather Thies - State Farm Insurance Agent, rated 4.9 stars across 1,116 reviews. Other highly rated options include Guardian Insurance Group, A+ American Casualty Insurance Inc, Patriot Growth Insurance Services, LLC. This directory lists 19 flood insurance agents serving Clermont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heather Thies - State Farm Insurance Agent | 525 W Hwy 50 | (352) 394-6933 |
| 2 | Guardian Insurance Group | 1230 Oakley Seaver Dr Suite 201 | (352) 444-7160 |
| 3 | A+ American Casualty Insurance Inc | 100 E Highland Ave | (352) 242-0550 |
| 4 | Patriot Growth Insurance Services, LLC | 2220 ClusterOak Dr Suite "F | (352) 243-9000 |
| 5 | Advantage Insurance Advisors | 231 Citrus Tower Blvd | (352) 227-3393 |
| 6 | Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services | 3735 S Hwy 27 | (407) 787-2424 |
| 7 | Obamacare Clermont Rxinsurance | 4300 S Hwy 27 suite 203A | (407) 520-9832 |
| 8 | GreatFlorida Insurance: Ty Rothschild | 1635 E Hwy 50 Ste 200D | (352) 545-4530 |
| 9 | Florida Health Plan Options Insurance Agency | 1101 Bowman St | (352) 227-3050 |
| 10 | Rob Owen Insurance | 290 Citrus Tower Blvd Ste 226 | (407) 644-1615 |
Heather Thies - State Farm Insurance Agent serves the Clermont, Florida, area with flood insurance coverage policies. The agency helps local homeowners and renters protect their property against water damage from rising waters. Flood insurance is a specialized service that covers losses not included in standard homeowners policies. Policies can be tailored to meet individual needs based on property location and risk factors. Heather Thies's agency assists customers in the Clermont region with filing flood claims and reviewing policy coverage limits.
Guardian Insurance Group provides residential and commercial flood insurance services in Clermont, Florida. It helps property owners navigate the complexities of flood coverage options. The company offers policy reviews and claims assistance to ensure clients understand their protection needs. Ongoing service includes annual plan evaluations and guidance on flood zone changes. Guardian Insurance Group services single-family homes, apartment complexes, retail storefronts, and local restaurants.
A+ American Casualty Insurance Inc serves the Clermont, Florida area and surrounding communities in Lake County. It handles flood insurance policies designed to protect residential and commercial properties from water damage. Recognizing the region’s exposure to heavy rainfall and storm surge, the company focuses on helping clients understand their specific risk levels and coverage needs. For a typical job, it evaluates the property’s location to recommend appropriate policies from available options.
Patriot Growth Insurance Services, LLC serves homeowners, businesses, and property managers in Clermont, Florida, by providing flood insurance policies to protect against water damage from storms and rising waterways. The agency evaluates individual risk factors and property locations to recommend appropriate coverage options from multiple insurance carriers. Understanding the region’s vulnerability to seasonal flooding, the firm guides clients through policy selections that address specific structural and financial needs. Its service area also extends to neighboring communities around Lake County and the greater Orlando metro region.
Advantage Insurance Advisors in Clermont, FL, distinguishes between obtaining a single annual policy for convenient, stable coverage and establishing an ongoing service relationship that automatically adjusts to changing flood zone maps and risk assessments. Both options provide essential protection for properties against flood damage, crucial in this flood-prone area. Service runs on either a one-time, scheduled, or as-needed basis, accommodating clients who prefer annual renewals or require immediate assistance after a storm event.
Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services offers flood insurance agent services for properties in Clermont, Florida, alongside its tax, bookkeeping, and notary work. It helps residents understand their flood risk and secure appropriate coverage tailored to the local area. The firm assists with the specific concerns that arise during Florida's rainy season, including hurricane-related storm surge preparedness.
Clermont’s heavy summer rains often raise the risk of flash flooding for homes near Lake Louisa or other low-lying areas. Obamacare Clermont Rxinsurance helps local property owners understand their coverage options and secure appropriate flood insurance policies. Agents evaluate each property’s specific flood zone, elevation, and drainage concerns to recommend suitable protection. They then guide clients through application paperwork and explain waiting periods that may apply. A typical first step is scheduling a walk-through of the home and surrounding lot to verify conditions before binding any new policy.
GreatFlorida Insurance: Ty Rothschild provides flood insurance services in Clermont, Florida. The agency specializes in assessing local flood risks and securing appropriate coverage for properties in the area. Its policy options typically address damages from rising water and storm surge. The company can serve commercial sectors such as offices, warehouses, and food service establishments that require flood protection for their operations and inventory.
Florida Health Plan Options Insurance Agency provides residential flood insurance for homeowners in Clermont, Florida. It also offers commercial flood coverage for businesses in the surrounding Lake County area. The agency works with local property owners to assess flood risks and secure appropriate policies. Policyholders can rely on the agency for follow-up support between regular annual visits, including assistance with claims filing and coverage adjustments after storm season. This ongoing service helps maintain proper protection as local flood maps and property values change.
What Does a a Flood Insurance Agent in Clermont Cost?
Flood insurance costs in Clermont Florida vary by property elevation flood zone and coverage amount. NFIP policies typically range from 700 to 2000 dollars per year for standard residential coverage. Private market policies may offer lower rates or higher limits. Elevation certificates and flood zone maps directly affect your premium. This is general information and not insurance advice.
About flood insurance agents in Clermont
Flood insurance agents in Clermont Florida help homeowners and businesses secure coverage against flood damage. Florida law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Clermont sits in Lake County where many properties are in Special Flood Hazard Areas making agent guidance essential.
Frequently Asked Questions
Do I need flood insurance in Clermont Florida?
If your property is in a high-risk flood zone and you have a federally backed mortgage you are required to carry flood insurance. Even outside high-risk zones flooding can occur from heavy rain or lake overflow so many property owners choose coverage.
What does a flood insurance agent in Clermont do?
A flood insurance agent evaluates your property's flood risk using FEMA flood maps and helps you choose a policy from the National Flood Insurance Program or a private carrier. They also assist with filing claims and understanding coverage limits.
How long does it take to get flood insurance in Clermont?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loan closings if you purchase within 13 days of closing. Private carriers may offer shorter waiting periods.
Flood Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Clearwater · Coconut Creek · Coral Gables · Coral Springs · Crestview · Cutler Bay