The top-rated flood insurance agent in Coral Springs, Florida is Darrell Shelton - State Farm Insurance Agent, rated 5.0 stars across 1,618 reviews. Other highly rated options include Summit Insurance Group - Florida Blue, M & L Insurance, DTRT Insurance Group - Coral Springs. This directory lists 20 flood insurance agents serving Coral Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darrell Shelton - State Farm Insurance Agent | 10420 W Atlantic Blvd | (954) 603-3187 |
| 2 | Summit Insurance Group - Florida Blue | 11555 Heron Bay Blvd Ste 200 | (954) 787-4424 |
| 3 | M & L Insurance | 11555 Heron Bay Blvd # 300 | (954) 340-2323 |
| 4 | DTRT Insurance Group - Coral Springs | 12550 W Atlantic Blvd | (954) 772-8232 |
| 5 | GreatFlorida Insurance: David Feather | 3000 N University Dr # G | (954) 780-8878 |
| 6 | Marie Buchholz - State Farm Insurance Agent | 10661 Wiles Rd | (954) 345-5550 |
| 7 | Caliber One Insurance | 3301 N University Dr Suite 100 | (954) 549-4019 |
| 8 | Coral Springs Auto Tag & Insurance Agency, Inc | 10237 W Sample Rd | (954) 753-2000 |
| 9 | Elliot Glass Coral Springs Insurance | 9135 Ramblewood Dr | (954) 637-3750 |
| 10 | Atlantic Insurance Group | 1750 N University Dr #227 | (954) 974-8988 |
Darrell Shelton - State Farm Insurance Agent serves Coral Springs and the surrounding Broward County area as a local flood insurance agent. This agency helps homeowners and renters protect their properties from water damage by offering policies that cover rising water from storms and heavy rains. Flood coverage is essential in this region due to its proximity to coastal waterways and exposure to seasonal weather events. The agency assists clients with obtaining National Flood Insurance Program policies and reviewing existing coverage limits.
Summit Insurance Group - Florida Blue provides residential and commercial flood insurance services throughout the Coral Springs area. The agency assists clients in selecting appropriate policy options to meet their specific needs, and it can help adjust coverage as property or risk circumstances change. It offers guidance on policy maintenance, including reviewing terms during renewal periods to ensure continued adequate protection. Summit Insurance Group - Florida Blue serves single-family homes, apartments, retail spaces, and restaurants, tailoring flood coverage recommendations based on each property’s location and flood zone classification.
M & L Insurance serves homeowners, businesses, and property managers in Coral Springs, FL, who need protection against flood damage. This agency helps clients understand their flood zone risk and navigate the insurance requirements for properties near waterways or low-lying areas. Policies are tailored to cover structures, contents, and potential loss of use from rising water. The agents guide customers through the paperwork and coverage options relevant to this South Florida region. In addition to Coral Springs, M & L Insurance also provides flood insurance coverage for properties in nearby Parkland.
Serving Coral Springs and the surrounding Broward County communities, DTRT Insurance Group - Coral Springs handles residential and commercial flood insurance policies. The agency understands the local flood risks and assists clients in selecting appropriate coverage from available programs. Navigating varying flood zone requirements, it helps property owners secure necessary protection for their assets. The company approaches each job by thoroughly reviewing the client’s property location and specific flood exposure, then presenting tailored policy options that comply with local regulations.
In Coral Springs, Florida, flood insurance from GreatFlorida Insurance: David Feather can be arranged as a one-time standalone policy or as an ongoing service that renews annually to maintain continuous coverage. Policies protect residential and commercial properties against rising water damage not covered by standard homeowner plans. A licensed agent reviews individual flood zones and replacement costs to recommend appropriate National Flood Insurance Program options. This flood insurance agent offers these services on either a one-time purchase or an as-needed renewal basis.
Marie Buchholz - State Farm Insurance Agent in Coral Springs, FL, specializes in flood insurance policies that protect residential and commercial properties from water damage. It offers general insurance services, including home, auto, and life coverage, to meet diverse client needs. The agency assists customers in assessing their flood risk and selecting appropriate coverage plans. With the onset of hurricane season, it helps local homeowners and business owners secure protection against potential storm surge and heavy rainfall damage.
Caliber One Insurance provides flood insurance services to property owners in Coral Springs, Florida. The agency specializes in securing tailored flood coverage policies that address local weather and floodplain risks inherent to the region. It works with both residential and commercial clients to assess exposure and fill gaps in standard hazard insurance. Commercial sectors served include office buildings, warehouses, and food service establishments, helping them maintain operations and protect their assets from potential water damage claims.
Flood season in Coral Springs can bring sudden concerns for homeowners, as heavy rains and storm surges often threaten properties near waterways. Coral Springs Auto Tag & Insurance Agency, Inc assists local residents in securing flood insurance that covers structural damage and personal belongings. Understanding the specific flood risks common to South Florida allows the agent to guide clients through policy terms and coverage limits. To begin, the agency schedules a property inspection and reviews the home’s elevation certificate to determine the appropriate plan.
Elliot Glass Coral Springs Insurance serves residential property owners in Coral Springs, FL, by helping them secure flood insurance policies tailored to individual home needs. Commercial flood coverage is also available for local business structures seeking financial protection against water damage. Service extends throughout the Coral Springs area for properties requiring specialized flood risk assessment. Contact this flood insurance agent to adjust existing plans when local flood maps are updated or when property improvements necessitate coverage changes between regular policy review visits.
What Does a a Flood Insurance Agent in Coral Springs Cost?
The cost of flood insurance in Coral Springs varies widely based on property elevation, flood zone, coverage amount, and deductible. Typical annual premiums for an NFIP policy range from 700 to 2,500 dollars for a standard single-family home, but high-risk properties can exceed 4,000 dollars. Private market policies may offer lower rates for low-risk homes. This is general information and not insurance advice.
About flood insurance agents in Coral Springs
Flood insurance agents in Coral Springs help homeowners and businesses secure coverage required by many Florida lenders. Florida law does not mandate flood insurance for all properties, but it is often required for homes in high-risk flood zones. Coral Springs sits in an area with significant flood risk due to its proximity to the Everglades and seasonal heavy rains.
Frequently Asked Questions
Do I need flood insurance in Coral Springs Florida?
Flood insurance is not required by Florida state law for all properties. However, if your home is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, your lender will require it. Even outside high-risk zones, flooding can occur from heavy rain or storm surge.
How do I find a flood insurance agent in Coral Springs?
You can search online for licensed insurance agents who offer flood policies through the National Flood Insurance Program or private carriers. Many local Coral Springs agencies specialize in property insurance and can help you compare options. Always verify the agent is licensed with the Florida Department of Financial Services.
What is the waiting period for flood insurance in Florida?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods, sometimes 14 days or less. Plan ahead and do not wait until a storm is approaching.
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