The top-rated flood insurance agent in Bettendorf, Iowa is Farmers Insurance - Antwony Doss, rated 4.8 stars across 319 reviews. Other highly rated options include Gregg Hancock - State Farm Insurance Agent, Larry Thein Goosehead Insurance Agency, Tracy Naab - State Farm Insurance Agent. This directory lists 16 flood insurance agents serving Bettendorf.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Antwony Doss | 3565 Utica Ridge Rd Suite B | (563) 484-4960 |
| 2 | Gregg Hancock - State Farm Insurance Agent | 6798 Friendship Path | (563) 214-3125 |
| 3 | Larry Thein Goosehead Insurance Agency | 2223 Kimberly Rd | (563) 386-7740 |
| 4 | Tracy Naab - State Farm Insurance Agent | 1904 Middle Rd | (563) 355-4500 |
| 5 | Marty Clifton - State Farm Insurance Agent | 1965 Spruce Hills Dr | (563) 359-9197 |
| 6 | Nelson Brothers Agency | 940 Lincoln Rd | (563) 323-9233 |
| 7 | Christy Cox: Allstate Insurance | 3289 Utica Ridge Rd | (563) 359-4079 |
| 8 | Brightway Insurance, The River Bend Agency | 2395 Tech Dr Ste. 5B | (563) 594-6628 |
| 9 | Hoyng Insurance Group dba AJ Assurance Agency | 2395 Tech Dr #10 | (563) 332-7978 |
| 10 | AAA Bettendorf | 2281 Falcon Ave | (563) 332-7400 |
Farmers Insurance - Antwony Doss serves the greater Bettendorf, Iowa area as a flood insurance agent. The company specializes in helping homeowners and renters secure National Flood Insurance Program policies to protect properties from water damage and rising river levels. This agency also handles flood-related claims assistance and risk assessments for properties near the Mississippi River in Scott County. Additional flood insurance services it provides include reviewing coverage limits and advising on low-lying area protections.
Gregg Hancock - State Farm Insurance Agent provides personalized flood insurance coverage options for homes and businesses in Bettendorf, Iowa. Service plans include policy reviews to help adjust coverage as needs change, with ongoing support for claims filing and policy updates throughout the year. The company generally assists in protecting a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers rely on Larry Thein Goosehead Insurance Agency in Bettendorf, Iowa, for flood insurance policies that protect properties along the Mississippi River. The agency helps clients understand federal flood zone requirements and obtain necessary coverage for residential and commercial structures. Its experienced staff provides personalized guidance through the application process and claims filing. Services extend to neighboring communities in the greater Quad Cities metro area, including Moline and East Moline, Illinois.
Tracy Naab - State Farm Insurance Agent specializes in flood insurance policies, helping property owners secure protection against water damage from rising waters. The agency also provides general insurance services to address clients’ overall coverage needs. Operating in Bettendorf, Iowa, it understands the local risks posed by Mississippi River flooding during spring thaws and heavy rainfall events. This seasonal concern makes evaluating flood risks and obtaining appropriate coverage essential for homeowners and businesses in the area.
Offering both one-time policies and recurring annual renewals, Marty Clifton - State Farm Insurance Agent provides flood insurance coverage for properties in Bettendorf, IA. These plans protect homes and businesses from water damage caused by rising waters or heavy storms. Clients can select coverage limits and deductibles that match their specific needs. Ongoing support includes policy adjustments and claims assistance throughout the year. Service for new policies and review sessions runs on a scheduled or as-needed basis, with no obligation for ongoing commitment beyond standard renewal periods.
Nelson Brothers Agency serves Bettendorf and the surrounding Quad Cities communities, handling flood insurance needs for homeowners and commercial property owners in this area. The agency helps clients navigate National Flood Insurance Program policies and private market options tailored to local flood zone risks. It focuses on assessing each property’s specific exposure and guiding customers through coverage selection. For a typical job, it reviews elevation certificates and flood maps to recommend appropriate limits.
Serving Bettendorf and the surrounding Quad Cities communities, Christy Cox: Allstate Insurance handles flood insurance policies for residential and commercial properties. This agency works with clients to assess their flood risk, explain coverage options under NFIP policies, and assist with application requirements. When managing a typical flood insurance job, it begins by evaluating the property’s flood zone designation and its mapping history before presenting appropriate coverage selections tailored to the location.
Brightway Insurance, The River Bend Agency works with property owners across Bettendorf, IA, to secure coverage against weather-related damage. The agency specializes squarely in flood insurance, a critical add-on for homes and businesses located near the Mississippi River. Clients can expect guidance tailored to local flood zone risks and policy options from reputable carriers. This agency serves diverse commercial sectors, including offices, warehouses, and food service operations that require protection for their buildings and inventory.
Hoyng Insurance Group dba AJ Assurance Agency assists homeowners in Bettendorf with flood insurance policies tailored to residential properties, ensuring protection against water damage from seasonal storms and river overflow. Commercial coverage is also available for businesses seeking safeguard from similar flood risks. The agency serves clients throughout the local area, including nearby communities along the Mississippi River. Regular policy reviews are conducted between routine visits, allowing agents to adjust coverage as flood zones or property values change, and follow-up consultations ensure clients remain informed before each renewal period.
Flood season in the Quad Cities can bring sudden water risks to Bettendorf homes. AAA Bettendorf assists local property owners in assessing their specific flood exposure and reviewing available coverage options tailored to the area's FEMA-designated zones. By focusing on regional flood patterns and policy terms, this agency helps residents understand the gap between standard policies and actual water damage protection. A typical first step involves scheduling a walk-through of the property to evaluate floor elevation and drainage factors.
What Does a a Flood Insurance Agent in Bettendorf Cost?
The cost of flood insurance in Bettendorf, Iowa varies based on flood zone, property elevation, building characteristics, and coverage amount. Typical NFIP premiums for a single-family home range from about 700 to 2,000 dollars per year, though high-risk properties can cost more. Private market policies may offer different pricing and coverage options. This is general information and not insurance advice.
About flood insurance agents in Bettendorf
Flood insurance agents in Bettendorf, Iowa help property owners secure coverage against flood damage, especially important due to the citys location along the Mississippi River. Iowa law does not mandate flood insurance for all properties, but lenders often require it for homes in high-risk flood zones. Agents can explain the National Flood Insurance Program options and private market alternatives available to Bettendorf residents.
Frequently Asked Questions
Do I need flood insurance in Bettendorf Iowa?
Flood insurance is not required by Iowa state law for all properties. However, if your home is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
What does a flood insurance agent in Bettendorf do?
A flood insurance agent helps you assess your flood risk, explains coverage options from the National Flood Insurance Program or private insurers, and helps you purchase a policy. They can also advise on coverage limits, deductibles, and the 30-day waiting period before most policies take effect.
How soon does flood insurance take effect in Iowa?
Standard NFIP policies have a 30-day waiting period from the date of application and payment before coverage begins. There are exceptions for policies purchased in connection with a new mortgage or a map revision. An agent can help you plan accordingly to avoid gaps in coverage.
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