The top-rated flood insurance agent in Dubuque, Iowa is Lane Madsen - State Farm Insurance Agent, rated 5.0 stars across 692 reviews. Other highly rated options include Sam Herrig - State Farm Insurance Agent, Rachel Davis - State Farm Insurance Agent, Tim Dieter: Allstate Insurance. This directory lists 20 flood insurance agents serving Dubuque.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lane Madsen - State Farm Insurance Agent | 75 Locust St | (563) 582-6942 |
| 2 | Sam Herrig - State Farm Insurance Agent | 3338 Center Grove Dr # 101 | (563) 239-2277 |
| 3 | Rachel Davis - State Farm Insurance Agent | 3030 Asbury Rd | (563) 583-8301 |
| 4 | Tim Dieter: Allstate Insurance | 3448 Hillcrest Rd | (563) 582-2277 |
| 5 | New Eagle Insurance | 3250 Kennedy Cir #1 | (563) 582-5834 |
| 6 | O'Connor & English Insurance Agency | 1545 Associates Dr #103 | (563) 557-7440 |
| 7 | Dennis L. Baumhover - State Farm Insurance Agent | 2615 Dodge St Ste 1 | (563) 582-1856 |
| 8 | Hollander Insurance Agency Inc. | 815 Century Dr | (563) 556-3334 |
| 9 | Cottingham & Butler | 800 Main St | (563) 583-7301 |
| 10 | Kunkel & Associates | 401 Data Ct | (563) 585-2310 |
Lane Madsen - State Farm Insurance Agent serves the Dubuque, Iowa area, specializing in flood insurance coverage for homeowners and renters. The agency helps clients protect their properties from water damage caused by rising waters, which is an important consideration for residents near the Mississippi River. They guide policyholders through the application process and assist with understanding flood zone requirements. Specific services include securing coverage for residential structures and evaluating personal property protection needs during flooding events.
Sam Herrig - State Farm Insurance Agent in Dubuque, IA serves the city and surrounding communities with flood insurance coverage. The agency handles residential and commercial flood policies designed to protect property from water damage. It helps clients understand federal flood maps and policy requirements for at-risk areas. For each job, it first reviews the property’s flood zone designation and then compares available coverage options to meet the client’s specific needs.
Homebuyers, current homeowners, and small business owners in Dubuque, Iowa, can visit Rachel Davis - State Farm Insurance Agent for flood insurance policies. This agent helps clients understand the National Flood Insurance Program and secure coverage to protect property assets from water damage. Coverage is customized to fit different property types, structures, and risk levels along the Mississippi River corridor. The agency also serves the neighboring community of East Dubuque, Illinois.
Tim Dieter: Allstate Insurance provides a full range of flood insurance services in Dubuque, Iowa, including policy consultation, coverage analysis, and claims assistance. It offers ongoing maintenance plans to help clients review and update their policies annually, ensuring adequate protection against changing flood risks. The agency serves single-family homes, apartment complexes, retail storefronts, and local restaurants throughout the Dubuque area.
New Eagle Insurance helps property owners in Dubuque, Iowa, secure coverage against financial losses caused by rising waters and storms. The agency specializes in tailoring flood insurance policies to meet specific residential and commercial needs, including add-on protection for contents, basements, and business interruption. Clients can protect various commercial sectors it serves, including offices, warehouses, and food service operations.
O'Connor & English Insurance Agency in Dubuque, Iowa, is known for helping property owners secure flood insurance policies. The agency serves residential and commercial clients across the local area, assessing risks from both riverine and flash flooding. Because standard homeowners policies do not cover flood damage, its work is essential for financial protection. Clients can obtain individual policy guidance and paperwork support. The agency can also add on coverage for sewer backup and sump pump failure.
Dennis L. Baumhover - State Farm Insurance Agent in Dubuque, Iowa, provides residential flood insurance coverage for homeowners and renters protecting against water damage. Commercial flood policies are also available for business properties needing financial security. Service extends throughout Dubuque and the surrounding local communities. Clients often follow up after spring thaws or heavy rainfall to review policies and adjust coverage for changing property needs between regular insurance review visits.
Hollander Insurance Agency Inc. serves the Dubuque, Iowa metro and surrounding county areas as a flood insurance agent. This agency assists property owners with securing National Flood Insurance Program policies, as many area homes and buildings face flood risks. It also guides clients through the process of understanding elevation certificates and flood zone designations that affect premium calculations. Specific services managed here include flood plain maps analysis and standard flood insurance policy applications for residences and commercial properties.
Cottingham & Butler advises property owners in Dubuque, Iowa, on managing the financial risks posed by flooding. As a flood insurance agent, the company helps secure federal and private coverage plans that protect buildings and personal assets from water damage. Its services extend to commercial properties, offering policies tailored for the specific needs of local offices, warehouses, and food service operations.
Kunkel & Associates provides flood insurance coverage and risk assessment services for properties in the Dubuque, Iowa area. Standard maintenance plans include periodic policy reviews to ensure coverage aligns with current flood zone designations and property valuations. The agency regularly updates clients on federal flood map changes and compliance requirements. It services a broad range of properties, including single-family homes, apartments, retail establishments, and restaurants.
What Does a a Flood Insurance Agent in Dubuque Cost?
Flood insurance costs in Iowa vary based on flood zone, property value, and coverage amount. Typical annual premiums range from 700 to 2000 dollars for standard NFIP policies. Higher risk properties near the Mississippi River may see costs above 3000 dollars per year. This is general information and not insurance advice.
About flood insurance agents in Dubuque
Flood insurance agents in Dubuque Iowa help homeowners and businesses secure coverage through the National Flood Insurance Program. Iowa law requires lenders to mandate flood insurance for properties in high-risk flood zones. Dubuque sits along the Mississippi River, making flood insurance a key consideration for many property owners.
Frequently Asked Questions
What does a flood insurance agent in Dubuque do?
A flood insurance agent helps you assess your flood risk and choose a policy that meets your needs. They guide you through the NFIP application process and explain coverage limits and exclusions. Agents also assist with claims and policy renewals.
Is flood insurance required in Dubuque Iowa?
Flood insurance is required by federal law for properties with mortgages from federally regulated lenders in high-risk flood zones. Even if not required, many Dubuque property owners choose coverage to protect against Mississippi River flooding.
How do I choose a flood insurance agent in Dubuque?
Look for an agent licensed in Iowa who has experience with NFIP policies and local flood risks. Ask about their knowledge of Dubuque flood zones and their process for helping with claims. Compare quotes from multiple agents to find a good fit.
Flood Insurance Agents in Other Iowa Cities
Ames · Ankeny · Bettendorf · Cedar Falls · Cedar Rapids · Council Bluffs · Davenport · Des Moines · Iowa City · Johnston · Marion · Sioux City · Urbandale · Waterloo · Waukee