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HomeFlood Insurance AgentsIowa › Urbandale

Find Flood Insurance Agents Near You in Urbandale, IA

Browse flood insurance agents serving Urbandale, Iowa. Updated 2026-07-14.

The top-rated flood insurance agent in Urbandale, Iowa is James Walford - State Farm Insurance Agent, rated 5.0 stars across 206 reviews. Other highly rated options include Buenzow Insurance Group, Jones Insurance & Associates, Cupp Insurance Inc.. This directory lists 15 flood insurance agents serving Urbandale.

Showing 15 flood insurance agents in Urbandale, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1James Walford - State Farm Insurance Agent2781 100th St(515) 256-9159
2Buenzow Insurance Group3273 100th St(515) 270-8870
3Jones Insurance & Associates2924 104th St(515) 868-0040
4Cupp Insurance Inc.3815 109th St(515) 334-5286
5Fortress Insurance Services7701 Douglas Ave(515) 225-1712
6Matt Rainey: Allstate Insurance11131 Plum Dr(515) 259-1186
7Phillips Stafford Insurance Group4566 114th St(515) 978-9010
8Matt Reed - COUNTRY Financial Representative8525 Douglas Ave STE 39(515) 251-8891
9Jeff Shaw American Family Insurance7020 Douglas Ave F(515) 270-1232
10Shelter Insurance - Monica Hoover2400 86th St Suite 1S(515) 276-7700
JW
2781 100th St
James Walford - State Farm Insurance Agent
Flood Insurance Agent · Urbandale, IA

James Walford - State Farm Insurance Agent serves the Urbandale, Iowa metro area and provides insurance solutions for regional property owners. Flood insurance is a specialized service this office offers to help protect homes and businesses from water damage caused by heavy rains or river overflows. The agency guides clients through the National Flood Insurance Program, explaining policy options and coverage limits. Specific service details include assisting with flood zone evaluations and claims filing support for residents and commercial properties in the county.

BI
3273 100th St
Buenzow Insurance Group
Flood Insurance Agent · Urbandale, IA

Buenzow Insurance Group in Urbandale, Iowa assists property owners in securing flood insurance policies to protect against water damage. The company helps clients navigate plan options and addresses coverage questions throughout the policy term. Its services include evaluating flood zone risks, explaining policy exclusions, and supporting claim filing procedures. The agency serves a broad range of properties, including single-family homes, apartments, retail spaces, and restaurants.

JI
2924 104th St
Jones Insurance & Associates
Flood Insurance Agent · Urbandale, IA

Homeowners, businesses, and property managers in Urbandale, IA, work with Jones Insurance & Associates to secure flood insurance policies that protect their assets against water damage from heavy rains and rising rivers. This agency provides guidance on federal flood insurance options and private market policies, helping clients assess their property’s specific flood risk exposure in the region. The agency also serves the broader Des Moines metro area, including neighboring West Des Moines and Clive.

CI
3815 109th St
Cupp Insurance Inc.
Flood Insurance Agent · Urbandale, IA

Cupp Insurance Inc. in Urbandale, IA provides flood insurance solutions as either a one-time stand-alone policy or a recurring annual service to match homeowner needs. Their work focuses on helping property owners secure coverage against rising water damage, which standard home insurance typically does not include. Protecting homes and personal property from flood loss requires careful evaluation of policy limits and deductibles. This agency offers these protective flood insurance services to local customers strictly on a one-time and as-needed basis rather than through a recurring scheduled visit.

FI
7701 Douglas Ave
Fortress Insurance Services
Flood Insurance Agent · Urbandale, IA

Fortress Insurance Services serves the Ames, Iowa metro area as a flood insurance agent. This agency helps property owners understand the specific flood risks associated with the local Skunk River watershed and nearby creeks. It works to match residential and commercial clients with policies that address both National Flood Insurance Program requirements and private market options. Navigating flood zone designations and elevation certificate needs is a key part of its daily work for homeowners and businesses in Ames.

MR
11131 Plum Dr
Matt Rainey: Allstate Insurance
Flood Insurance Agent · Urbandale, IA

Serving Urbandale, Iowa, and its surrounding communities throughout the greater Des Moines metro area, Matt Rainey: Allstate Insurance handles flood insurance policies for local homeowners and business owners. The agency works to understand each property’s specific flood zone risks and coverage needs, helping clients secure protection for their structures and belongings. For a typical job, it begins by reviewing the property’s flood map designation, then identifies a suitable policy that meets the client’s exposure and budget.

PS
4566 114th St
Phillips Stafford Insurance Group
Flood Insurance Agent · Urbandale, IA

Phillips Stafford Insurance Group provides specialized flood insurance policies tailored to properties in Urbandale, Iowa, while also handling standard home coverage adjustments for water-related perils. It guides policyholders through federal program requirements and helps assess flood zone exposure from local waterways. The agency assists residents in securing proper protection before seasonal storms or rapid snowmelt events that can overwhelm drainage systems in the region.

MR
8525 Douglas Ave STE 39
Matt Reed - COUNTRY Financial Representative
Flood Insurance Agent · Urbandale, IA

Spring storms in Urbandale often bring sudden rain and flash flooding to low-lying properties. Matt Reed - COUNTRY Financial Representative helps local homeowners and businesses navigate flood insurance options before waters rise. Agents assess property exposure, explain coverage limits, and guide clients through National Flood Insurance Program policies. Each consultation begins with a no-obligation review of the home’s location and flood zone designation. The process closes with a thorough on-site inspection of the foundation, drainage, and past flood history to determine the appropriate initial coverage level.

JS
7020 Douglas Ave F
Jeff Shaw American Family Insurance
Flood Insurance Agent · Urbandale, IA

Jeff Shaw American Family Insurance in Urbandale, IA, assists property owners with general insurance needs and specializes in flood insurance policies for structures in flood-prone zones. The agency helps clients assess their risk and secure coverage that meets federal requirements and lender mandates. It advises residential customers on protecting homes and personal belongings from water damage. For commercial clients, the agency offers tailored flood protection solutions for offices, warehouses, and food service establishments, ensuring business continuity through proper risk management.

SI
2400 86th St Suite 1S
Shelter Insurance - Monica Hoover
Flood Insurance Agent · Urbandale, IA

Shelter Insurance - Monica Hoover serves residential property owners in Urbandale, Iowa, assessing structures for groundwater and storm-related risks. Commercial flood coverage is also available, and businesses throughout the local area can consult on policy options tailored to their properties. After any claim or adjustment, the same agent processes follow-up documentation and ensures all requirements are met before the next scheduled renewal visit.

BI
10546 Justin Dr
BLC Insurance
Flood Insurance Agent · Urbandale, IA
(515) 243-4289
blcinsurance.com
HI
3912 NW Urbandale Dr
Howard Insurance Agency, LLC
Flood Insurance Agent · Urbandale, IA
(515) 203-2015
howardia.com
SI
3969 100th St
Shelter Insurance - Bone Kyaw
Flood Insurance Agent · Urbandale, IA
(515) 270-0718
shelterinsurance.com/CA/agent/BKYAW
LV
4566 114th St
Luke Van Roekel- Independent Insurance Agent
Flood Insurance Agent · Urbandale, IA
(515) 978-9150
phillipsstafford.com/lvanroekel
CI
7517 Douglas Ave # 11
Coffey Insurance Agency
Flood Insurance Agent · Urbandale, IA
(515) 270-1880
coffeyagency.com

What Does a a Flood Insurance Agent in Urbandale Cost?

In Iowa flood insurance costs vary by property location elevation and coverage amount. For an NFIP policy annual premiums typically range from 700 to 2000 dollars for lower-risk areas and can exceed 5000 dollars in high-risk zones. Private market policies may offer different pricing. This is general information not insurance advice.

About flood insurance agents in Urbandale

Flood insurance agents in Urbandale Iowa help homeowners and renters secure policies through the National Flood Insurance Program or private carriers. Iowa law does not mandate flood insurance but lenders often require it for properties in high-risk zones. Agents can explain local flood maps and coverage limits specific to Urbandale.

Frequently Asked Questions

Do I need flood insurance in Urbandale Iowa?

Flood insurance is not required by Iowa state law. However your mortgage lender may require it if your property is in a Special Flood Hazard Area as shown on FEMA flood maps. Even outside high-risk zones flooding can occur so many residents choose coverage.

What does a flood insurance agent do in Urbandale?

A flood insurance agent helps you assess your flood risk review policy options and submit applications. They explain the difference between building coverage and contents coverage. They also help with claims and policy renewals.

How long does it take to get flood insurance in Iowa?

Standard NFIP policies have a 30-day waiting period before coverage begins. Some private insurers offer shorter waiting periods. Plan ahead especially if a storm is approaching.

Flood Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.