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Find Flood Insurance Agents Near You in Urbandale, IA
Directory of flood insurance agents in Urbandale, Iowa. Verify credentials with the state department of insurance before hiring.
15 agents listed
Updated May 2026
Urbandale, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 15 flood insurance agents in Urbandale, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Walford - State Farm Insurance Agent
2781 100th St, Urbandale, IA 50322
(515) 256-9159
insurbandale.com
Buenzow Insurance Group
3273 100th St, Urbandale, IA 50322
(515) 270-8870
buenzowinsurance.com
Jones Insurance & Associates
2924 104th St, Urbandale, IA 50322
(515) 868-0040
jonesinsured.com
Fortress Insurance Services
7701 Douglas Ave, Urbandale, IA 50322
(515) 225-1712
thefortress.net
Matt Rainey: Allstate Insurance
11131 Plum Dr, Urbandale, IA 50322
(515) 259-1186
agents.allstate.com
Cupp Insurance Inc.
3815 109th St, Urbandale, IA 50322
(515) 334-5286
cuppinsurance.com
Phillips Stafford Insurance Group
4566 114th St, Urbandale, IA 50322
(515) 978-9010
phillipsstafford.com
Matt Reed - COUNTRY Financial Representative
8525 Douglas Ave STE 39, Urbandale, IA 50322
(515) 251-8891
advisors.countryfinancial.com
Jeff Shaw American Family Insurance
7020 Douglas Ave F, Urbandale, IA 50322
(515) 270-1232
amfam.com
Shelter Insurance - Monica Hoover
2400 86th St Suite 1S, Urbandale, IA 50322
(515) 276-7700
shelterinsurance.com
BLC Insurance
10546 Justin Dr, Urbandale, IA 50322
(515) 243-4289
blcinsurance.com
Howard Insurance Agency, LLC
3912 NW Urbandale Dr, Urbandale, IA 50322
(515) 203-2015
howardia.com
Shelter Insurance - Bone Kyaw
3969 100th St, Urbandale, IA 50322
(515) 270-0718
shelterinsurance.com
Luke Van Roekel- Independent Insurance Agent
4566 114th St, Urbandale, IA 50322
(515) 978-9150
phillipsstafford.com
Coffey Insurance Agency
7517 Douglas Ave # 11, Urbandale, IA 50322
(515) 270-1880
coffeyagency.com
Flood insurance agents in Urbandale Iowa help homeowners and renters secure policies through the National Flood Insurance Program or private carriers. Iowa law does not mandate flood insurance but lenders often require it for properties in high-risk zones. Agents can explain local flood maps and coverage limits specific to Urbandale.
What Does a Flood Insurance Agent in Urbandale Cost?
In Iowa flood insurance costs vary by property location elevation and coverage amount. For an NFIP policy annual premiums typically range from 700 to 2000 dollars for lower-risk areas and can exceed 5000 dollars in high-risk zones. Private market policies may offer different pricing. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Urbandale Iowa?
Flood insurance is not required by Iowa state law. However your mortgage lender may require it if your property is in a Special Flood Hazard Area as shown on FEMA flood maps. Even outside high-risk zones flooding can occur so many residents choose coverage.
What does a flood insurance agent do in Urbandale?
A flood insurance agent helps you assess your flood risk review policy options and submit applications. They explain the difference between building coverage and contents coverage. They also help with claims and policy renewals.
How long does it take to get flood insurance in Iowa?
Standard NFIP policies have a 30-day waiting period before coverage begins. Some private insurers offer shorter waiting periods. Plan ahead especially if a storm is approaching.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Iowa.