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HomeFlood Insurance AgentsIowa › Iowa City

Find Flood Insurance Agents Near You in Iowa City, IA

Browse flood insurance agents serving Iowa City, Iowa. Updated 2026-07-14.

The top-rated flood insurance agent in Iowa City, Iowa is Chad Burtch - State Farm Insurance Agent, rated 4.9 stars across 1,449 reviews. Other highly rated options include Carolina Espinoza - State Farm Insurance Agent, Nanci Kohl - State Farm Insurance Agent, The Jordan Agency: Allstate Insurance. This directory lists 18 flood insurance agents serving Iowa City.

Showing 18 flood insurance agents in Iowa City, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chad Burtch - State Farm Insurance Agent1929 Keokuk St(319) 351-1001
2Carolina Espinoza - State Farm Insurance Agent343 Scott Ct(319) 337-7000
3Nanci Kohl - State Farm Insurance Agent431 Hwy 1 W(319) 338-6200
4The Jordan Agency: Allstate Insurance535 Highland Ave(319) 337-3414
5Relion Insurance Solutions24 Westside Dr(319) 887-3700
6Andrew Pelzer American Family Insurance2730 Naples Ave SW Ste 100(319) 338-7571
7Daniel Rodriguez - Farm Bureau Financial Services2130 Mormon Trek Blvd(319) 519-6106
8Farmers Insurance - Jeffrey Ruhlow1110 N Dodge St(319) 354-6541
9John Raley American Family Insurance24 N Van Buren St(319) 338-9491
10Joshua Boyce American Family Insurance2127 Muscatine Ave(319) 351-0707
CB
1929 Keokuk St
Chad Burtch - State Farm Insurance Agent
Flood Insurance Agent · Iowa City, IA

Chad Burtch - State Farm Insurance Agent serves the Iowa City, Iowa, area, specializing in flood insurance protection for homeowners and renters. This agency helps property owners understand National Flood Insurance Program requirements and secure coverage for their buildings and contents against water damage. Flood risks from nearby rivers or heavy rainfall can affect many local properties. To safeguard assets from such potential losses, the agency handles both residential flood policies and commercial flood insurance.

CE
343 Scott Ct
Carolina Espinoza - State Farm Insurance Agent
Flood Insurance Agent · Iowa City, IA

Carolina Espinoza - State Farm Insurance Agent in Iowa City, IA, provides flood insurance policies to protect properties when water rises. This agent offers coverage options to help clients secure homes or businesses against flood damage. Service and maintenance plans involve annual policy reviews to ensure limits adjust with changing property values. Carolina Espinoza - State Farm Insurance Agent services residential single-family homes, apartment buildings, retail locations, and restaurants.

NK
431 Hwy 1 W
Nanci Kohl - State Farm Insurance Agent
Flood Insurance Agent · Iowa City, IA

Nanci Kohl - State Farm Insurance Agent in Iowa City, Iowa, serves homeowners, businesses, and property managers requiring flood insurance coverage. The agency assists clients in understanding flood zone risks and securing policies that meet local requirements. It provides guidance on coverage options for structures and contents, helping customers protect their property from water damage. This office also extends its services to the broader Coralville area, supporting residents and business owners in that neighboring community with their flood insurance needs.

JA
535 Highland Ave
The Jordan Agency: Allstate Insurance
Flood Insurance Agent · Iowa City, IA

The Jordan Agency: Allstate Insurance serves Iowa City and the surrounding Johnson County communities, handling residential and commercial flood insurance policies. Clients typically seek coverage for properties in designated flood zones or areas prone to heavy rainfall and river overflow. The agency advises homeowners on National Flood Insurance Program options and provides documentation for lender requirements. For a typical job, it reviews property elevation certificates to recommend appropriate coverage limits.

RI
24 Westside Dr
Relion Insurance Solutions
Flood Insurance Agent · Iowa City, IA

Relion Insurance Solutions in Iowa City, IA offers both one-time and recurring service options for local property owners seeking flood coverage. A one-time policy may suit those securing a loan or closing a sale, while a recurring plan ensures continued protection against the area’s seasonal flood risks. The agency’s coverage is designed to meet standard mortgage requirements and to safeguard homes and contents from rising water. Service runs on an as-needed, one-time, or scheduled basis according to each client’s policy renewal cycle.

AP
2730 Naples Ave SW Ste 100
Andrew Pelzer American Family Insurance
Flood Insurance Agent · Iowa City, IA

Andrew Pelzer American Family Insurance specializes in helping Iowa City property owners secure flood coverage through the National Flood Insurance Program. Their general service work includes explaining policy options, assisting with flood zone determinations, and guiding clients through the application process without inflated promises. The agency regularly consults on how rising water tables and river overflow from the Iowa River or Clear Creek can threaten local basements and homes. This practical support becomes especially valuable during the spring snowmelt season, when the Coralville Reservoir often raises flood risks.

DR
2130 Mormon Trek Blvd
Daniel Rodriguez - Farm Bureau Financial Services
Flood Insurance Agent · Iowa City, IA

When spring rains and snowmelt threaten the Iowa City area, flood damage becomes a real concern for homeowners and businesses. Daniel Rodriguez - Farm Bureau Financial Services helps local property owners navigate the complex process of securing appropriate flood coverage policies. Their agents work closely with clients to explain various options and tailor protection plans that address specific property vulnerabilities near rivers and low-lying zones. The process typically begins with a thorough assessment of the building’s elevation and flood risk factors during an initial consultation.

FI
1110 N Dodge St
Farmers Insurance - Jeffrey Ruhlow
Flood Insurance Agent · Iowa City, IA

Farmers Insurance - Jeffrey Ruhlow provides flood insurance coverage for residential and commercial properties in Iowa City. As a flood insurance agent, the company helps clients understand flood risk and secure appropriate policies to protect against water damage. Services include evaluating individual property exposure and guiding customers through policy selection. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.

JR
24 N Van Buren St
John Raley American Family Insurance
Flood Insurance Agent · Iowa City, IA

Specializing in residential flood insurance, John Raley American Family Insurance also provides coverage for commercial properties throughout the Iowa City area. Guiding clients through federal flood program requirements, this agency helps homeowners and business owners secure appropriate policies for local risk. The office assists with initial applications and can answer questions about flood zones and policy limits. Regular follow-up service is offered between scheduled visits to ensure coverage remains current with changing conditions.

JB
2127 Muscatine Ave
Joshua Boyce American Family Insurance
Flood Insurance Agent · Iowa City, IA
FB
1402 Willow Creek Ct
Farm Bureau Financial Services: Brad Stimmel
Flood Insurance Agent · Iowa City, IA
(319) 519-6885
fbfs.com/find-an-agent/bradleystimmel
BM
1570 S 1st Ave
Boyd Murray - State Farm Insurance Agent
Flood Insurance Agent · Iowa City, IA
(319) 338-9417
boydmurray.com
FB
1402 Willow Creek Ct
Farm Bureau Financial Services
Flood Insurance Agent · Iowa City, IA
(319) 519-6885
fbfs.com/find-an-agent/Search
GM
355 N 1st Ave
Gary McIntire - State Farm Insurance Agent
Flood Insurance Agent · Iowa City, IA
(319) 338-5091
virtualsfagent.com
EI
332 S Linn St suite 8
Emporium Insurance Agency, LLC
Flood Insurance Agent · Iowa City, IA
(319) 333-7000
emporiuminsuranceagency.com/about-us.html
FI
1114 N Dodge St
Farmers Insurance - Donald Becker
Flood Insurance Agent · Iowa City, IA
(319) 341-9200
agents.farmers.com/ia/iowa-city/donald-becker
CI
1840 S Gilbert St
CPS Insurance office
Flood Insurance Agent · Iowa City, IA
(319) 248-5535
insuranceadvisorsusa.wordpress.com
MA
2610 Northgate Dr
Marsh
Flood Insurance Agent · Iowa City, IA
(319) 887-4000
marsh.com/us/contact-us/office-locator.html

What Does a a Flood Insurance Agent in Iowa City Cost?

The average cost of flood insurance in Iowa is around $700 to $1,200 per year, but premiums depend on your property's flood zone, elevation, and coverage amount. In Iowa City, rates may be higher for properties near the Iowa River. This is general information and not insurance advice.

About flood insurance agents in Iowa City

Flood insurance agents in Iowa City help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Iowa City is in a designated flood hazard zone along the Iowa River, making flood insurance a key consideration for many properties. Agents licensed in Iowa can guide you through flood zone determinations and policy options.

Frequently Asked Questions

Do I need flood insurance in Iowa City Iowa?

If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur, so many property owners choose to buy a policy for protection.

How does an Iowa flood insurance agent help with claims?

An agent can explain your policy coverage and help you file a claim with your insurer. They do not adjust claims but can assist with paperwork and refer you to the National Flood Insurance Program claims process.

What flood insurance options are available in Iowa?

You can buy a policy through the National Flood Insurance Program or from a private insurer. An agent in Iowa City can compare both options and explain differences in coverage limits and waiting periods.

Flood Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.