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Find Flood Insurance Agents Near You in Waterloo, IA
Browse flood insurance agents serving Waterloo, Iowa. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Waterloo, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 19 flood insurance agents in Waterloo, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
VGM Insurance Services
1111 Van Miller Wy, Waterloo, IA 50701
(800) 362-3363
vgminsurance.com
PDCM Insurance
3022 Airport Blvd, Waterloo, IA 50703
(319) 234-8888
pdcm.com
The Sinnott Agency
622 W 4th St, Waterloo, IA 50702
(319) 233-6103
sinnottagency.com
Farmers Insurance - Zachary Goodwin
2747 University Ave, Waterloo, IA 50701
(319) 243-1111
agents.farmers.com
Gallagher Insurance, Risk Management & Consulting
2945 Airport Blvd, Waterloo, IA 50703
(319) 433-1098
assuredpartners.com
Tjernagel Insurance
2920 Falls Ave, Waterloo, IA 50701
(319) 235-6719
tjernagelins.com
State Farm Insurance
974 Home Plaza, Waterloo, IA 50701
(319) 236-1512
statefarm.com
Elliott Hartman Agency
611 Ansborough Ave, Waterloo, IA 50701
(319) 233-8459
elliotthartman.com
Shelter Insurance - Jeff Gudenkauf
3680 University Ave Ste B, Waterloo, IA 50701
(319) 235-8090
shelterinsurance.com
Fish-Johnson Insurance Agency
3265 W 4th St, Waterloo, IA 50701
(319) 233-3335
fishjohnsonins.com
Bankers Life
1850 W Ridgeway Ave Ste 3, Waterloo, IA 50701
(319) 277-5173
branches.bankerslife.com
Yarwood Insurance Agency Inc.
1010 E Mitchell Ave #2, Waterloo, IA 50702
(319) 233-8463
yarwoodins.com
Hood & Phalen Financial Services Inc.
1425 W 5th St #4, Waterloo, IA 50702
(319) 233-2800
Walter Burtis American Family Insurance
350 E Ridgeway Ave, Waterloo, IA 50702
(319) 300-3202
amfam.com
Veridian Insurance
1827 Ansborough Ave, Waterloo, IA 50701
(800) 235-3228
veridiancu.org
BankIowa Insurance
3222 Kimball Ave ste b, Waterloo, IA 50702
(319) 232-4571
bankiowainsurance.com
Kvale Insurance
1425 W 5th St Ste 2, Waterloo, IA 50702
(319) 833-9428
kvaleinsurance.com
New York Life Insurance Company
3116 Brockway Rd, Waterloo, IA 50701
(319) 287-5915
newyorklife.com
Smart Coverage Insurance IA
604 Mulberry St, Waterloo, IA 50703
(319) 208-3098
Flood insurance agents in Waterloo, Iowa help property owners secure coverage through the National Flood Insurance Program or private insurers. Waterloo sits along the Cedar River and is in a Special Flood Hazard Area, making flood insurance a key consideration for many homes and businesses. Iowa law does not require flood insurance but lenders may mandate it for properties in high-risk zones.
What Does a Flood Insurance Agent in Waterloo Cost?
Typical annual flood insurance premiums in Waterloo range from 500 to 2,500 dollars for a single-family home in a moderate-risk zone. Premiums in high-risk areas can exceed 4,000 dollars. Costs depend on elevation, flood zone, building age, and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required for homes in Waterloo Iowa?
Iowa state law does not require flood insurance. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance.
How long does it take to get a flood insurance policy in Waterloo?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for flood map changes or loan closings. Private insurers may offer shorter waiting periods.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Iowa.