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HomeFlood Insurance AgentsIowa › Johnston

Find Flood Insurance Agents Near You in Johnston, IA

Browse flood insurance agents serving Johnston, Iowa. Updated 2026-07-14.

The top-rated flood insurance agent in Johnston, Iowa is The Avanti Group - Bales Insurance Team, rated 5.0 stars across 210 reviews. Other highly rated options include Glenn A Waterhouse III - State Farm Insurance Agent, Farmers Insurance - Jocelyn Severin, Heartland Retirement Group. This directory lists 17 flood insurance agents serving Johnston.

Showing 17 flood insurance agents in Johnston, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Avanti Group - Bales Insurance Team5700 Merle Hay Rd(515) 697-3864
2Glenn A Waterhouse III - State Farm Insurance Agent5441 NW 86th St #100(515) 223-5566
3Farmers Insurance - Jocelyn Severin5435 NW 100th St Ste 103(515) 671-2711
4Heartland Retirement Group9245 Northpark Dr(515) 278-2077
5Fritz Insurance6165 NW 86th St(515) 471-1301
6Shelter Insurance - Jennifer Conard5721 Merle Hay Rd Ste 16A(515) 253-9400
7Health Insurance Advisor, LLC5870 Merle Hay Rd(515) 225-9994
8Mathew Johnson Insurance Agency5335 Merle Hay Rd Ste 9(515) 278-2249
9Frank Stout Insurance6521 Merle Hay Rd(515) 276-0914
10Central Financial Group LLC5700 Merle Hay Rd(515) 457-1222
AG
5700 Merle Hay Rd
The Avanti Group - Bales Insurance Team
Flood Insurance Agent · Johnston, IA

The Avanti Group - Bales Insurance Team serves the Johnston, Iowa, metro area and surrounding Polk County communities as a flood insurance agent. Flooding risks in this region often stem from spring thaws and heavy rainfall, making coverage an essential part of property protection. The agency helps local homeowners and businesses navigate National Flood Insurance Program policies. It also advises on private flood insurance options to fill gaps in standard coverage. This includes assisting clients with flood zone determinations and claims support for water damage events.

GW
5441 NW 86th St #100
Glenn A Waterhouse III - State Farm Insurance Agent
Flood Insurance Agent · Johnston, IA

Glenn A Waterhouse III - State Farm Insurance Agent offers a full range of flood insurance services in Johnston, Iowa, including policy consultations and claims assistance for residential and commercial clients. It provides personalized plan reviews to help ensure adequate coverage for weather-related flood risks. Services include ongoing policy maintenance and annual check-ins for existing policyholders. The agency serves single-family homes, apartments, retail businesses, and full-service restaurants.

FI
5435 NW 100th St Ste 103
Farmers Insurance - Jocelyn Severin
Flood Insurance Agent · Johnston, IA

Farmers Insurance - Jocelyn Severin serves Johnston, Iowa, and surrounding communities with flood insurance agent services. It handles flood policies for homeowners, renters, and businesses needing coverage against rising waters. The agency evaluates each property’s flood zone and specific risk factors before recommending a suitable policy. For a typical job, it reviews the client’s location history, explains policy limits, and compares options to secure appropriate protection for the building and its contents.

HR
9245 Northpark Dr
Heartland Retirement Group
Flood Insurance Agent · Johnston, IA

Heartland Retirement Group in Johnston, IA serves homeowners, businesses, and property managers seeking flood insurance policies. The agency helps clients understand National Flood Insurance Program options and private market coverage for protecting property from water damage. Policies are tailored to individual risk levels in the area. The team assists with claims guidance and policy renewals throughout the year. Heartland Retirement Group also extends its flood insurance services to property owners in nearby West Des Moines and parts of the broader Des Moines metro area.

FI
6165 NW 86th St
Fritz Insurance
Flood Insurance Agent · Johnston, IA

For many property owners, securing a one-time lender-required elevation certificate differs from establishing an ongoing flood insurance policy through the National Flood Insurance Program. Fritz Insurance, located in Johnston, IA, assists clients in understanding these distinctions and securing appropriate coverage tailored to local flood zone risks and property values. This agency helps policyholders navigate the complexities of flood mapping and mitigation needs for both residential and commercial structures, serving clients on either a one-time or as-needed basis for specific risk assessments.

SI
5721 Merle Hay Rd Ste 16A
Shelter Insurance - Jennifer Conard
Flood Insurance Agent · Johnston, IA

Shelter Insurance - Jennifer Conard specializes in helping residential property owners secure flood insurance coverage tailored to their specific needs in Johnston, Iowa. It also works generally with local homeowners and renters to assess risk and navigate policy options for water damage protection. This agency regularly assists clients in understanding federal flood zone requirements and private market alternatives. With Johnston's susceptibility to heavy spring rains and rapid snowmelt, Shelter Insurance - Jennifer Conard helps ensure adequate financial protection before these seasonal weather events occur.

HI
5870 Merle Hay Rd
Health Insurance Advisor, LLC
Flood Insurance Agent · Johnston, IA

Spring flooding in the Des Moines metro area reminds Johnston homeowners how quickly water can rise. Health Insurance Advisor, LLC serves clients across the city as a local flood insurance agent. They help property owners understand their risk and navigate policy options to match each property’s specific exposure. Unlike standard homeowner plans, flood coverage requires a separate policy, and this agent clarifies the gaps often found in typical protection. A walk-through inspection of the residence is typically scheduled before any initial quote is prepared.

MJ
5335 Merle Hay Rd Ste 9
Mathew Johnson Insurance Agency
Flood Insurance Agent · Johnston, IA

Based in Johnston, Iowa, this flood insurance agency works with property owners to secure essential coverage that protects against water damage from rising waters. The Mathew Johnson Insurance Agency specializes in flood insurance policies, helping clients understand their risk and navigate federal program requirements. Property protections can be extended to include coverage for commercial sectors such as local offices, retail warehouses, and food service operations.

FS
6521 Merle Hay Rd
Frank Stout Insurance
Flood Insurance Agent · Johnston, IA

Frank Stout Insurance provides residential flood insurance for homeowners in Johnston, Iowa, helping them secure coverage for their properties against potential water damage. The agency also assists local businesses in finding appropriate commercial flood policies to protect their operations. Their service extends throughout the Johnston area and surrounding communities. Clients often return for follow‑up service after routine insurance reviews or when renewing existing policies between regular visits.

CF
5700 Merle Hay Rd
Central Financial Group LLC
Flood Insurance Agent · Johnston, IA

Central Financial Group LLC, based in Johnston, IA, is known for advising property owners on flood insurance policies that address regional weather risks. The agency helps clients in central Iowa assess their flood zone exposure and secure coverage through the National Flood Insurance Program. Services include evaluating policy limits, explaining waiting periods, and assisting with claims documentation. The firm can also arrange separate contents coverage for items in basements or ground-level rooms.

MJ
5800 Merle Hay Rd Suite 3
Mark Jaschen - State Farm Insurance Agent
Flood Insurance Agent · Johnston, IA
(515) 270-1224
markjaschen.com
FB
5525 Merle Hay Rd Suite 265
Farm Bureau Financial Services: Josh Sievers
Flood Insurance Agent · Johnston, IA
(515) 957-2408
fbfs.com/find-an-agent/joshsievers
LA
5700 Merle Hay Rd
Lawler Agency / Central Financial Group
Flood Insurance Agent · Johnston, IA
(515) 254-0556
centralfinancialgroup.com
MI
5526 NW 86th St
Middendorf Insurance Associates
Flood Insurance Agent · Johnston, IA
middendorfins.com
FB
5525 Merle Hay Rd Ste 270
Farm Bureau Financial Services
Flood Insurance Agent · Johnston, IA
(515) 957-2408
fbfs.com/find-an-agent/Search
AP
8901 Northpark Dr
Agent Portal
Flood Insurance Agent · Johnston, IA
(800) 532-1423
bankers-ins.com/about/contact-us
BF
5525 Merle Hay Rd Ste 270
Brent Faber
Flood Insurance Agent · Johnston, IA
(515) 267-9009
brentfaber.fbfsagents.com

What Does a a Flood Insurance Agent in Johnston Cost?

The cost of flood insurance in Johnston Iowa varies by property. NFIP rates for a standard home range from about $700 to $2,500 per year, depending on flood zone, elevation, and building characteristics. Private policies may cost more or less based on risk. This is general information and not insurance advice.

About flood insurance agents in Johnston

Flood insurance agents in Johnston Iowa help property owners secure coverage through the National Flood Insurance Program or private insurers. Johnston sits near the Des Moines River and several creeks, making flood risk assessment important for many homes. Iowa law does not require flood insurance for all properties, but mortgage lenders often mandate it for homes in high-risk flood zones.

Frequently Asked Questions

Do I need flood insurance in Johnston Iowa?

Flood insurance is not required by Iowa law for all properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will likely require it.

What does a flood insurance agent in Johnston do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They can also explain elevation certificates and how they affect your premium.

How long does it take to get flood insurance in Johnston?

NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting times. Plan ahead to avoid gaps in coverage.

Flood Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.