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Find Flood Insurance Agents Near You in Hagerstown, MD

Directory of flood insurance agents in Hagerstown, Maryland. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Hagerstown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 19 flood insurance agents in Hagerstown, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lauren Brenneman - State Farm Insurance Agent
1201 Potomac Ave, Hagerstown, MD 21742
(301) 790-1600 myagentlauren.com
Younger Insurance Agency
1945 Dual Hwy, Hagerstown, MD 21740
(240) 527-2344 youngeria.com
Bowers Insurance
1380 Dual Hwy, Hagerstown, MD 21740
(301) 791-7910 bowersinsurance.com
Scott Powell - State Farm Insurance Agent
816 Virginia Ave, Hagerstown, MD 21740
(240) 420-2886 savewithscottsf.com
Tom Breidenstein - State Farm Insurance Agent
23 S Colonial Dr, Hagerstown, MD 21740
(301) 797-5493 tombreidenstein.com
Wright-Gardner Insurance
100 W Antietam St, Hagerstown, MD 21740
(301) 733-1234 wrightgardner.com
Antietam Insurance Associates, Inc.
940 Frederick St, Hagerstown, MD 21740
(301) 733-0895 antmd.com
Youngbar Financial & Insurance Agency
1850 Dual Hwy Suite 102, Hagerstown, MD 21740
(301) 271-8811 youngbaragency.business.site
Geoffrey Karlen Agency Inc - Nationwide Insurance
19756 Longmeadow Rd, Hagerstown, MD 21742
(301) 790-3304
Highstreet Rice Agency Inc.
17345 Virginia Ave, Hagerstown, MD 21740
(301) 582-2636 hsip.com
Cumberland Valley Insurance Inc.
18537 Maugans Ave, Hagerstown, MD 21742
(301) 797-6480 cumberlandvalleyinsurance.com
Jean Shank Insurance & Associates
703 Oak Hill Ave, Hagerstown, MD 21740
(301) 791-1565 erieinsurance.com
Baker Insurance Agency of Hagerstown
927 S Potomac St, Hagerstown, MD 21740
(301) 733-9606 bakerinsuranceonline.com
Gaye McGovern - State Farm Insurance Agent
11373 Robinwood Dr, Hagerstown, MD 21742
(301) 790-1462 gayemcgovern.com
Quality First Insurance Agency, Inc.
19707 Leitersburg Pike, Hagerstown, MD 21742
(301) 797-1400 qualityfirstins.com
Farmers Insurance - Youngbar Agency
1850 Dual Hwy Suite 102, Hagerstown, MD 21740
(240) 608-2008 agents.farmers.com
Hills Insurance Agency
13022 Pennsylvania Ave, Hagerstown, MD 21742
(301) 393-4887 hillsinsagency.com
Erie Insurance: Hagerstown Office
18544 Breeze Hill Dr, Hagerstown, MD 21742
(301) 797-5185 erieinsurance.com
Hagerstown Insurance
1101 Opal Ct Suite 101, Hagerstown, MD 21740
(540) 508-8488 hagerstowninsurance.net

What Does a Flood Insurance Agent in Hagerstown Cost?

Flood insurance costs in Maryland vary widely based on flood zone, property value, and coverage amount. In Hagerstown, an NFIP policy for a single-family home in a moderate-risk zone may cost around 700 to 1,200 dollars per year. High-risk zones can see premiums of 2,000 dollars or more. Private market policies may offer different rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Hagerstown Maryland?
Flood insurance is not required by Maryland state law for all properties. However, if your property is in a high-risk flood zone and you have a federally backed mortgage, your lender will require flood insurance. Check with a local agent to see if your property falls in a flood zone.
What does a flood insurance agent do in Hagerstown?
A flood insurance agent helps you understand your flood risk, determines your property's flood zone, and helps you choose a policy from the National Flood Insurance Program or a private insurer. They also assist with filing claims and understanding coverage limits.