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HomeFlood Insurance AgentsMaryland › Owings Mills

Find Flood Insurance Agents Near You in Owings Mills, MD

Browse flood insurance agents serving Owings Mills, Maryland. Updated 2026-07-14.

The top-rated flood insurance agent in Owings Mills, Maryland is Kofi Thomas Amet - State Farm Insurance Agent, rated 5.0 stars across 833 reviews. Other highly rated options include Luray Insurance of Baltimore, Renita Prevot - State Farm Insurance Agent, Randy Somers - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Owings Mills.

Showing 20 flood insurance agents in Owings Mills, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kofi Thomas Amet - State Farm Insurance Agent10210 S Dolfield Rd Ste E(410) 504-1168
2Luray Insurance of Baltimore66 Painters Mill Rd Suite 112(410) 602-2636
3Renita Prevot - State Farm Insurance Agent10815 Reisterstown Rd(410) 356-1157
4Randy Somers - State Farm Insurance Agent20 New Plant Ct #104(443) 898-6968
5Woodhome Insurance66 Painters Mill Rd Suite 110(410) 580-2800
6BTJ Insurance Inc500 Redland Ct Suite 106(410) 521-6501
7John Kneisly - State Farm Insurance Agent10811 Red Run Blvd Ste 102(443) 273-3340
8Hankoff Insurance Group Inc20 Crossroads Dr # 215(410) 363-0661
9Ari Litzman: Allstate Insurance9505 Reisterstown Rd Ste 2nc(410) 559-2319
10Goosehead Insurance - Eric Smalls11240 Reisterstown Rd Suite C4(443) 898-9434
KT
10210 S Dolfield Rd Ste E
Kofi Thomas Amet - State Farm Insurance Agent
Flood Insurance Agent · Owings Mills, MD

Kofi Thomas Amet - State Farm Insurance Agent serves Baltimore County, including Owings Mills, providing flood insurance to protect residential and commercial properties from water damage. Flood coverage is essential in this area due to seasonal storms and nearby waterways that can cause unexpected flooding. The agency helps clients select appropriate policies that complement standard homeowners insurance. Policies are available for both single-family homes and multi-unit commercial buildings located in flood zones. This local office handles policy applications and claims assistance for flood-related property losses.

LI
66 Painters Mill Rd Suite 112
Luray Insurance of Baltimore
Flood Insurance Agent · Owings Mills, MD

Luray Insurance of Baltimore offers a straightforward range of flood insurance solutions for property owners in Owings Mills, MD. The agency helps clients assess their flood exposure and secure appropriate coverage, with guidance on understanding policy details and requirements. Basic annual policy reviews are provided to ensure coverage remains aligned with any changes to the property or local flood zone classifications. Maintenance of each client's policy file includes monitoring for rate adjustments and renewals. It services single-family homes, apartments, retail spaces, and restaurants.

RP
10815 Reisterstown Rd
Renita Prevot - State Farm Insurance Agent
Flood Insurance Agent · Owings Mills, MD

Renita Prevot - State Farm Insurance Agent in Owings Mills, Maryland, serves homeowners, businesses, and property managers by helping them secure flood insurance policies that protect against water damage. This agency guides clients through assessing their flood risk and selecting appropriate coverage to safeguard their properties and assets. The office also provides support with policy questions and claims assistance. Its service area includes the greater Baltimore metro region, spanning into communities such as Pikesville.

RS
20 New Plant Ct #104
Randy Somers - State Farm Insurance Agent
Flood Insurance Agent · Owings Mills, MD

Randy Somers - State Farm Insurance Agent serves the Owings Mills, Maryland area and the surrounding communities in Baltimore County. As a flood insurance agent, the company handles specialized policies designed to protect homes and businesses from water damage caused by rising waters and heavy storms. It works with federal and private programs to help property owners find coverage that meets their specific risk needs. The agency approaches each job by carefully assessing the property’s flood zone classification and then guiding the client through the available policy options.

WI
66 Painters Mill Rd Suite 110
Woodhome Insurance
Flood Insurance Agent · Owings Mills, MD

Woodhome Insurance helps clients in Owings Mills, MD differentiate between one-time flood policies for specific events and recurring annual coverage that renews automatically. Their service options protect residential and commercial properties against rising water damage, with plans tailored to federal flood zone requirements. Coverage typically includes structural damage and personal contents. Clients can choose to arrange a one-time policy for a single season, schedule coverage on an annual renewal cycle, or request as-needed consultations for changing risk assessments.

BI
500 Redland Ct Suite 106
BTJ Insurance Inc
Flood Insurance Agent · Owings Mills, MD

As winter thaws arrive in Owings Mills, basement flooding risks rise from snowmelt and sudden downpours, making coverage essential for homeowners. BTJ Insurance Inc serves as a flood insurance agent addressing these seasonal threats by guiding clients through National Flood Insurance Program options. For properties near streams or low-lying areas, they explain policy terms and coverage limits clearly to ensure informed decisions. A new client’s process begins with a walk-through inspection of the home’s vulnerable zones to assess flood exposure before any policy is written.

JK
10811 Red Run Blvd Ste 102
John Kneisly - State Farm Insurance Agent
Flood Insurance Agent · Owings Mills, MD

John Kneisly - State Farm Insurance Agent in Owings Mills, MD, provides general insurance services that can protect homes and vehicles from common risks. This agency also specializes in offering flood insurance coverage, which helps property owners guard against damage from rising water events in the local area. The agent works with commercial clients, ensuring that offices, warehouses, and food service businesses have access to appropriate flood insurance policies for their specific operational needs.

HI
20 Crossroads Dr # 215
Hankoff Insurance Group Inc
Flood Insurance Agent · Owings Mills, MD

Hankoff Insurance Group Inc provides flood insurance solutions for residential homeowners in Owings Mills, Maryland, helping protect properties near local waterways. The agency also offers coverage options tailored for commercial clients throughout the surrounding region who face similar flood risks. Every policy is designed to address specific property needs and comply with federal requirements. Clients frequently return for annual policy reviews or adjust their coverage after home renovations, ensuring consistent protection between regular visits.

AL
9505 Reisterstown Rd Ste 2nc
Ari Litzman: Allstate Insurance
Flood Insurance Agent · Owings Mills, MD

As a flood insurance agent, Ari Litzman: Allstate Insurance specializes in helping property owners secure coverage that addresses specific flood risks from the National Flood Insurance Program and private carriers. The agency extends this guidance to its general insurance services for homeowners, renters, and businesses in Owings Mills, MD. This support proves especially valuable following heavy spring rains that often cause flash flooding and water damage to basements across the region.

GI
11240 Reisterstown Rd Suite C4
Goosehead Insurance - Eric Smalls
Flood Insurance Agent · Owings Mills, MD

Goosehead Insurance - Eric Smalls in Owings Mills, MD, is known for specializing in flood insurance policies for residential and commercial properties in the region. The agency helps property owners navigate National Flood Insurance Program requirements and secure coverage appropriate for local flood zones. Additional services include reviewing existing policies for gaps in protection. A specialty add-on service provided is offering excess flood insurance for high-value homes that require limits above standard program maximums.

RC
11403 Cronridge Dr Suite 270
RCM&D
Flood Insurance Agent · Owings Mills, MD
(410) 356-9500
rcmd.com
DI
10045 Red Run Blvd #120
Donadio Insurance Group
Flood Insurance Agent · Owings Mills, MD
(443) 394-6800
donadioinsurance.com
GI
10451 Mill Run Cir #400
Goosehead Insurance - Kip Harris
Flood Insurance Agent · Owings Mills, MD
(410) 417-7783
goosehead.com/agents/md/owings-mills/kip-harris
RH
11423 Reisterstown Rd
Ryan Hopkins - State Farm Insurance Agent
Flood Insurance Agent · Owings Mills, MD
(410) 363-0668
ryanhopkins.biz
SB
10999 Red Run Blvd Ste 117
Sharonda Benson: Allstate Insurance
Flood Insurance Agent · Owings Mills, MD
(410) 559-2323
agents.allstate.com/sharonda-benson-owings-mills-md.html
BI
10 Crossroads Dr #103
Bell Insurance Agency
Flood Insurance Agent · Owings Mills, MD
(410) 902-7484
DA
500 Redland Ct Suite 106
The DeLuca Agency
Flood Insurance Agent · Owings Mills, MD
(410) 521-6500
delucaagency.com
RI
10461 Mill Run Cir Suite 1000-A
Relation Insurance Services
Flood Insurance Agent · Owings Mills, MD
(410) 753-1900
relationinsurance.com/locations/maryland/10461-mill-run-circle-owings-mills
II
2 Park Center Ct
Insurance Inc.
Flood Insurance Agent · Owings Mills, MD
(410) 753-1900
insurance-inc.com
LC
66 Painters Mill Rd Suite 110
L C Insurance Group, LLC
Flood Insurance Agent · Owings Mills, MD
(410) 363-2622
lcinsurancegroup.com

What Does a a Flood Insurance Agent in Owings Mills Cost?

Flood insurance costs in Owings Mills typically range from 500 to 3,000 dollars per year for an NFIP policy. Private flood insurance may cost 400 to 2,500 dollars annually depending on flood zone risk and property value. Factors such as elevation, building age, and coverage amount affect the premium. This is general information and not insurance advice.

About flood insurance agents in Owings Mills

Flood insurance agents in Owings Mills help property owners secure coverage through the National Flood Insurance Program and private insurers. Owings Mills is located in Baltimore County where flood risks vary by zone. Maryland law requires flood insurance for properties in high-risk areas with federally backed mortgages.

Frequently Asked Questions

Do I need flood insurance in Owings Mills Maryland?

Flood insurance is required for properties in high-risk flood zones with a federally backed mortgage. Even in moderate-risk areas lenders may still require coverage. Owings Mills has several flood-prone areas near Gwynns Falls and Liberty Reservoir.

How do I find a flood insurance agent in Owings Mills?

You can search for local independent insurance agents who specialize in flood policies. Many Owings Mills agents offer both NFIP and private flood insurance options. Check with the Maryland Insurance Administration for licensed agents in your area.

What does flood insurance cover in Maryland?

Standard flood insurance covers building damage and contents up to policy limits. It does not cover temporary housing or landscaping. Maryland requires a 30-day waiting period for most NFIP policies before coverage begins.

Flood Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.