ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Waldorf, MD

Browse flood insurance agents serving Waldorf, Maryland. Updated 2026-07-14.

The top-rated flood insurance agent in Waldorf, Maryland is Jane Staples - State Farm Insurance Agent, rated 4.9 stars across 249 reviews. Other highly rated options include Trevant Insurance Agency, Allstate Insurance: Bill Waugh & Associates, A.F. Szabo Insurance Agency Inc.. This directory lists 18 flood insurance agents serving Waldorf.

Showing 18 flood insurance agents in Waldorf, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jane Staples - State Farm Insurance Agent173 St Patricks Dr Ste 101(301) 932-5050
2Trevant Insurance Agency2255 Crain Hwy STE 203(240) 293-3413
3Allstate Insurance: Bill Waugh & Associates3141 Old Washington Rd(301) 234-8276
4A.F. Szabo Insurance Agency Inc.11705 Berry Rd STE 101(301) 645-8545
5Woody Hoyle - State Farm Insurance Agent102 Paul Mellon Ct STE 105(301) 645-2221
6Oliver Mack Insurance11865 Federal Sq(301) 542-0075
7Hugh R.A. Stewart Insurance Agency3050 Crain Hwy #301A(240) 462-6872
8A&A Insurance Center - Tag & Title Services3633 Leonardtown Rd(301) 638-9200
9Johnson Insurance Group, Inc.: Allstate Insurance11750 Business Park Dr Ste 204(301) 870-7711
10TOMASKO ENTERPRISES INC - INSURANCE2 Post Office Rd #2a(301) 843-0700
JS
173 St Patricks Dr Ste 101
Jane Staples - State Farm Insurance Agent
Flood Insurance Agent · Waldorf, MD

Jane Staples - State Farm Insurance Agent serves the Waldorf, Maryland, area and the surrounding Charles County communities, specializing in flood insurance coverage. Flood policies help protect residential and commercial properties against water damage from rising waters or heavy storms. Standard homeowners insurance typically does not cover flood losses. This agency works to guide local property owners through National Flood Insurance Program options. It also offers assistance in assessing individual property flood risk and selecting appropriate coverage limits. Specific services handled include policies for single-family homes and small business structures.

TI
2255 Crain Hwy STE 203
Trevant Insurance Agency
Flood Insurance Agent · Waldorf, MD

Trevant Insurance Agency assists homeowners, local businesses, and property managers in Waldorf, MD, with securing flood insurance coverage. It guides clients through the National Flood Insurance Program and private market options, helping to protect properties from potential water damage. Understanding the flood risks in southern Maryland is central to its service, as it advises customers on appropriate policy limits and deductibles. The agency also serves clients in nearby communities such as La Plata and the greater Charles County metropolitan area.

AI
3141 Old Washington Rd
Allstate Insurance: Bill Waugh & Associates
Flood Insurance Agent · Waldorf, MD

Allstate Insurance: Bill Waugh & Associates, located in Waldorf, MD, provides comprehensive flood insurance solutions for property owners needing protection against water damage. They assist clients in evaluating coverage levels and navigating policy details to meet local flood zone requirements. Standard annual policy reviews and coverage adjustments are offered to ensure ongoing protection as needs change. The agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

FS
11705 Berry Rd STE 101
A.F. Szabo Insurance Agency Inc.
Flood Insurance Agent · Waldorf, MD

Located in Waldorf, Maryland, A.F. Szabo Insurance Agency Inc. serves the local area and its surrounding communities. The company handles flood insurance coverage, helping property owners prepare for potential water damage from storms or rising waters. It assesses individual property risks and reviews available policy options through the National Flood Insurance Program. For a typical job, the agency evaluates the client’s location and property specifics to recommend a suitable plan that meets their coverage needs.

WH
102 Paul Mellon Ct STE 105
Woody Hoyle - State Farm Insurance Agent
Flood Insurance Agent · Waldorf, MD

Woody Hoyle - State Farm Insurance Agent in Waldorf, MD handles both one-time flood policies for temporary needs and recurring annual plans for ongoing protection. The coverage available helps safeguard residential and commercial property against water damage from rising waters. Services offered in the area are provided on a scheduled annual renewal cycle to maintain continuous coverage for policyholders.

OM
11865 Federal Sq
Oliver Mack Insurance
Flood Insurance Agent · Waldorf, MD

Oliver Mack Insurance specializes in offering tailored flood insurance policies for homes and businesses in the Waldorf, MD area. The agency guides clients through the complexities of National Flood Insurance Program options and private market alternatives, ensuring proper coverage for properties near tidal waters and low-lying zones. Regular policy reviews help adjust protection as flood maps are updated. The team assists with claims filing and risk mitigation advice during the region’s active hurricane and heavy-rain seasons.

HR
3050 Crain Hwy #301A
Hugh R.A. Stewart Insurance Agency
Flood Insurance Agent · Waldorf, MD

Spring storms and shifting weather patterns can bring sudden flood risks to Waldorf homes and businesses. Hugh R.A. Stewart Insurance Agency responds by examining local property elevations, drainage issues, and flood zone maps to recommend appropriate National Flood Insurance Program policies. Their service focuses on matching coverage to each property’s specific vulnerability while addressing common homeowner questions about deductibles and basement exclusions. A thorough agent inspection of the building and surrounding lot typically begins the initial flood risk assessment.

AI
3633 Leonardtown Rd
A&A Insurance Center - Tag & Title Services
Flood Insurance Agent · Waldorf, MD

A&A Insurance Center - Tag & Title Services handles a range of insurance needs for residents and businesses throughout Waldorf, MD. As a flood insurance agent, the company helps property owners secure policies that address risks common to the region. This service is complemented by vehicle-related documentation and title processing. In addition to residential protection, the agency provides coverage for commercial operations including offices, warehouses, and food service establishments.

JI
11750 Business Park Dr Ste 204
Johnson Insurance Group, Inc.: Allstate Insurance
Flood Insurance Agent · Waldorf, MD

Johnson Insurance Group, Inc.: Allstate Insurance serves residential property owners in Waldorf, MD by helping them secure flood coverage through the National Flood Insurance Program. Commercial flood insurance is also available for local businesses. The agency provides this service to homeowners and business owners throughout the Waldorf area and surrounding communities. Clients can return for annual policy reviews or to make updates following property changes, ensuring coverage remains appropriate between regular service appointments.

TE
2 Post Office Rd #2a
TOMASKO ENTERPRISES INC - INSURANCE
Flood Insurance Agent · Waldorf, MD

TOMASKO ENTERPRISES INC - INSURANCE is known for specializing in flood insurance coverage for property owners in Waldorf, Maryland. It offers professional guidance through the complexities of securing federally backed and private flood policies for homes and businesses. The agency helps clients evaluate their flood risk and select appropriate coverage limits. As a further specialty service, it can help review current policies for gaps in protection.

OI
3146 Old Washington Rd
Oakpoint Insurance
Flood Insurance Agent · Waldorf, MD
(301) 932-4888
oakpointins.com
BI
152 Post Office Rd
Buckler Insurance Agency
Flood Insurance Agent · Waldorf, MD
(301) 870-8282
erieinsurance.com/agencies/bb1565/buckler-insurance-agency-inc
SI
2401 Shafer St
Standard Insurance
Flood Insurance Agent · Waldorf, MD
(240) 410-0857
standardinsurance.net
FI
3050 Crain Hwy Ste 301
Farmers Insurance - Veronica Stewart
Flood Insurance Agent · Waldorf, MD
(301) 637-3386
agents.farmers.com/md/waldorf/veronica-stewart
MI
2255 Crain Hwy STE 201
McConkey Insurance Agency
Flood Insurance Agent · Waldorf, MD
(301) 843-8211
mcconkeyinsurance.com
PI
30 Industrial Park Dr
Public Insurance Maryland
Flood Insurance Agent · Waldorf, MD
(301) 507-1410
DC
2 Industrial Park Dr F
Dudley C Aist Jr & Associates
Flood Insurance Agent · Waldorf, MD
(301) 645-0310
aistandassociates.com
SS
11812 Edmont Pl
Shelley's Insurance Agency, Inc.
Flood Insurance Agent · Waldorf, MD
(301) 574-5233

What Does a a Flood Insurance Agent in Waldorf Cost?

Typical flood insurance costs in Maryland range from 500 to 3,000 dollars per year for standard NFIP policies, depending on flood zone, property value, and deductible. Private flood insurance may cost more or less. Premiums are set by FEMA for NFIP policies and by the insurer for private policies. This is general information and not insurance advice.

About flood insurance agents in Waldorf

Flood insurance agents in Waldorf Maryland help homeowners and businesses protect against flood damage. Maryland law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can explain local flood maps and coverage options for Charles County properties.

Frequently Asked Questions

Do I need flood insurance in Waldorf Maryland?

If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, agents often recommend coverage because heavy rains can cause flooding.

How do I find a flood insurance agent in Waldorf?

You can search online for independent insurance agents in Waldorf who offer flood policies through the National Flood Insurance Program or private insurers. Local real estate agents and mortgage lenders can also provide referrals.

What does flood insurance cover in Maryland?

Standard flood insurance covers building structure and contents up to policy limits. It does not cover basement improvements or personal property in basements. Maryland law requires agents to explain coverage limits and exclusions clearly.

Flood Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.