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Find Flood Insurance Agents Near You in Andover, MN
Browse flood insurance agents serving Andover, Minnesota. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Andover, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 12 flood insurance agents in Andover, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Orn - State Farm Insurance Agent
3366 Bunker Lake Blvd NW, Andover, MN 55304
(763) 323-4101
mikeorn.com
Larsen Insurance Group
2705 Bunker Lake Blvd NW Suite 206, Andover, MN 55304
(763) 783-1188
larseninsurancegroupmn.com
Baker Insurance Brokers
13750 Crosstown Dr NW #100, Andover, MN 55304
(763) 316-6632
bakerinsurancebrokers.com
Hemgren Family Insurance
15219 Bluebird St NW, Andover, MN 55304
(763) 208-6196
hemgrenfamilyinsurance.com
Mike Mattingley - State Farm Insurance Agent
13412 Hanson Blvd NW, Andover, MN 55304
(763) 421-5850
mattingleyinsurance.com
Marci Hawkins American Family Insurance
15190 Bluebird St NW #106, Andover, MN 55304
(763) 427-4055
amfam.com
Briena Nyquist American Family Insurance
15190 Bluebird St NW #106, Andover, MN 55304
(763) 755-9305
amfam.com
Christiansen Insurance Agency
13828 Round Lake Blvd NW, Andover, MN 55304
(763) 427-2700
christianseninsuranceagency.com
Farrand Claim Consulting, Inc
2520 153rd Ln NW, Andover, MN 55304
(763) 221-2419
farrandclaims.com
Oak Grove Insurance Agency - David Johnson
17424 Marigold St NW, Andover, MN 55304
(763) 339-0400
oakgrovemn.com
Farmers Insurance - Dale Brumbaugh
3368 Bunker Lake Blvd NW, Andover, MN 55304
(763) 205-4700
agents.farmers.com
Ames Insurance
4310 144th Ln NW, Andover, MN 55304
(763) 421-4343
amesagency.com
Flood insurance agents in Andover Minnesota help property owners secure coverage through the National Flood Insurance Program (NFIP) and private markets. Andover is located in Anoka County where floodplains near the Rum River and local lakes can increase flood risk. Minnesota law requires lenders to mandate flood insurance for properties in high-risk zones, making an agent essential for compliance.
What Does a Flood Insurance Agent in Andover Cost?
Flood insurance costs in Minnesota vary based on flood zone, property elevation, and coverage amount. For an NFIP policy in Andover, annual premiums typically range from 700 to 2000 dollars for a standard single-family home in a moderate-risk zone. Properties in high-risk zones may see premiums from 1000 to over 4000 dollars per year. Private market policies can offer different pricing and higher limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Andover Minnesota?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many Andover homeowners choose coverage because heavy rain and snowmelt can cause unexpected flooding.
How do I find a flood insurance agent in Andover?
You can search for licensed agents through the Minnesota Department of Commerce website or ask local real estate professionals for referrals. Many independent insurance agencies in Andover offer NFIP policies and can compare private market options for you.
What does a flood insurance policy cover in Minnesota?
A standard NFIP policy covers direct physical damage from flood events, including damage to the building structure and personal belongings. Coverage limits for residential buildings are up to 250000 dollars for the structure and 100000 dollars for contents. Basement improvements and certain items may have limited coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.