The top-rated flood insurance agent in Lakeville, Minnesota is Jill Henning - State Farm Insurance Agent, rated 5.0 stars across 471 reviews. Other highly rated options include Pete Peterson - State Farm Insurance Agent, Andrew Wagner - State Farm Insurance Agent, Robert Joswiak - State Farm Insurance Agent. This directory lists 19 flood insurance agents serving Lakeville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jill Henning - State Farm Insurance Agent | 9057 203rd St W Suite 100 | (952) 895-9596 |
| 2 | Pete Peterson - State Farm Insurance Agent | 7702 160th St W | (952) 683-9933 |
| 3 | Andrew Wagner - State Farm Insurance Agent | 10639 165th St W | (952) 898-9777 |
| 4 | Robert Joswiak - State Farm Insurance Agent | 20838 Holyoke Ave | (952) 469-2285 |
| 5 | Miller-Hartwig Insurance | 20960 Holyoke Ave | (952) 469-5502 |
| 6 | Randy Fulsaas Insurance | 20960 Holyoke Ave | (952) 469-0411 |
| 7 | Farmers Insurance - John Yoder | 20520 Keokuk Ave Ste Ll50 | (952) 777-7100 |
| 8 | Radle Insurance Services | 10609 165th St W | (952) 435-3622 |
| 9 | Lakeville Insurance Agency | 9202 202nd St W #200 | (952) 469-4644 |
| 10 | Willow Insurance Agencies, LLC | 8353 210th St W #202 | (952) 469-1814 |
Jill Henning - State Farm Insurance Agent serves the Lakeville, Minnesota area, providing flood insurance coverage to local homeowners and business owners. The agency works with clients to understand federal flood zone requirements and private policy options that protect properties from water damage. Policies often complement standard homeowners insurance, which typically excludes flood losses. Among the services handled here are assisting with the National Flood Insurance Program enrollment and helping clients determine appropriate coverage limits for their specific Lakeville location.
Pete Peterson - State Farm Insurance Agent in Lakeville, MN provides comprehensive flood insurance services to property owners. The agency assists clients in selecting appropriate coverage and offers ongoing policy reviews to ensure adequate protection against water damage. Annual plan evaluations help adjust coverage as needs evolve. Service appointments are scheduled to review policy details and update coverage limits. The office handles claims support and questions about deductibles or floodplain requirements. It services single-family homes, apartments, retail stores, and restaurants throughout the local area.
Residents, business owners, and property managers in Lakeville, Minnesota, work with Andrew Wagner - State Farm Insurance Agent for flood insurance coverage. This agency helps clients navigate policies that protect against water damage from storms or overflowing waterways. Flood insurance is essential for properties in this region due to spring thaws and heavy rainfall. Policies are tailored to individual structures and contents needs. The agent serves the broader Twin Cities metro, including Apple Valley and Farmington as well.
Robert Joswiak - State Farm Insurance Agent serves Lakeville, MN and the surrounding communities, handling residential and commercial flood insurance needs. It offers policies that help protect property owners from financial losses caused by rising water. The agency reviews client risk profiles to recommend appropriate National Flood Insurance Program options. For a typical job, it gathers information on the property’s location and flood zone designation to present tailored coverage solutions.
Miller-Hartwig Insurance in Lakeville, MN distinguishes between one-time policy purchases for single properties and recurring annual coverage suitable for rental portfolios or second homes. Their flood insurance agent services help homeowners and small businesses select appropriate National Flood Insurance Program policies tailored to local flood zone risks. Due to the seasonal and weather-related exposure in Minnesota, new policies are typically needed each year without automatic renewal. Service options operate on both a one-time initial setup and a scheduled annual review basis for existing clients.
Randy Fulsaas Insurance specializes in helping homeowners and businesses in Lakeville, MN secure flood insurance policies. The agency assists clients in navigating National Flood Insurance Program options and private market coverage. As a local flood insurance agent, it works to protect properties from water damage risks common to areas near ponds and low-lying terrain. The agency helps residents review their existing policies to ensure adequate coverage. It is particularly useful before the spring thaw or following heavy rainfall events that increase local flood risks.
When heavy rains or rapid spring snowmelt threaten homes in Lakeville, Farmers Insurance - John Yoder helps protect properties with flood coverage. The company serves residents navigating federal flood zone requirements or seeking private policies to safeguard basements and low-lying areas. A dedicated agent discusses individual risk factors and explains available policy options tailored to the specific property. The process begins with a thorough review of the home’s location and flood history, followed by an on-site inspection to assess drainage and elevation before providing a detailed coverage quote.
Ray Robinson, owner of Radle Insurance Services in Lakeville, Minnesota, offers generalized property coverage with a specialized focus on flood insurance. The agency guides policyholders through federal flood program options and supplemental private policies to mitigate water damage risks. By providing personalized risk assessments, he helps clients understand coverage limits and deductibles. Radle Insurance Services serves a variety of commercial clients, including offices, warehouses, and food service establishments.
Lakeville Insurance Agency in Lakeville, MN, is known for helping homeowners protect their properties from water damage through dedicated flood insurance policies. Its service range covers residential properties in local flood zones, ensuring clients have necessary coverage against rising waters. The agency provides guidance on assessing flood risks and understanding policy requirements to secure practical protection. For clients with basements, it can add on coverage for contents and structural repairs specific to below-ground flooding risks.
Willow Insurance Agencies, LLC serves residential clients in Lakeville, MN with flood insurance coverage tailored to local property needs. The agency also offers commercial flood policies for businesses situated in the region’s designated flood zones. Its service area covers Lakeville and the surrounding communities where flood risk requires specialized protection. After an initial policy purchase or claim consultation, the company remains available for follow-up service between regular scheduled visits to address any changing coverage requirements.
What Does a a Flood Insurance Agent in Lakeville Cost?
Flood insurance costs in Minnesota vary by property flood zone coverage amount and deductible. For an NFIP policy the average annual premium in Minnesota is around 700 to 1200 dollars but high risk properties can pay 2000 dollars or more. Private market rates may be lower or higher depending on risk. This is general information and not insurance advice.
About flood insurance agents in Lakeville
Flood insurance agents in Lakeville Minnesota help property owners understand their flood risk and obtain coverage through the National Flood Insurance Program. Minnesota law requires flood insurance for properties in high-risk flood zones if they have a mortgage from a federally regulated lender. Agents can also explain private flood insurance options available in the state.
Frequently Asked Questions
Do I need flood insurance in Lakeville Minnesota?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage you are required to have flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose coverage for peace of mind.
What does a flood insurance agent in Lakeville do?
A flood insurance agent helps you assess your flood risk compare NFIP and private policies and complete the application. They also guide you on coverage limits deductibles and Minnesota specific floodplain regulations.
How long does it take to get flood insurance in Minnesota?
NFIP policies typically have a 30 day waiting period before coverage starts. Private flood insurance may have shorter waiting periods. An agent can help you plan ahead to meet lender requirements.
Flood Insurance Agents in Other Minnesota Cities
Andover · Apple Valley · Blaine · Bloomington · Brooklyn Park · Burnsville · Chanhassen · Chaska · Coon Rapids · Cottage Grove · Eagan · Eden Prairie · Edina · Elk River · Inver Grove Heights