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Compare flood insurance agents in Lakeville. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Lakeville, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 19 flood insurance agents in Lakeville, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Flood insurance agents in Lakeville Minnesota help property owners understand their flood risk and obtain coverage through the National Flood Insurance Program. Minnesota law requires flood insurance for properties in high-risk flood zones if they have a mortgage from a federally regulated lender. Agents can also explain private flood insurance options available in the state.
What Does a Flood Insurance Agent in Lakeville Cost?
Flood insurance costs in Minnesota vary by property flood zone coverage amount and deductible. For an NFIP policy the average annual premium in Minnesota is around 700 to 1200 dollars but high risk properties can pay 2000 dollars or more. Private market rates may be lower or higher depending on risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Lakeville Minnesota?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage you are required to have flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose coverage for peace of mind.
What does a flood insurance agent in Lakeville do?
A flood insurance agent helps you assess your flood risk compare NFIP and private policies and complete the application. They also guide you on coverage limits deductibles and Minnesota specific floodplain regulations.
How long does it take to get flood insurance in Minnesota?
NFIP policies typically have a 30 day waiting period before coverage starts. Private flood insurance may have shorter waiting periods. An agent can help you plan ahead to meet lender requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.