Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 18 flood insurance agents in Apple Valley, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Butler & Associates Insurance Agency
14800 Galaxie Ave Suite 208, Apple Valley, MN 55124
(952) 953-3838
insurewithbutler.com
Dave Melle - State Farm Insurance Agent
14831 Energy Way, Apple Valley, MN 55124
(952) 997-3010
davemelle.com
Joe Etten - State Farm Insurance Agent
14501 Granada Dr #101, Apple Valley, MN 55124
(952) 431-7100
joe24x7.com
Brett McSparron - State Farm Insurance Agent
15030 Glazier Ave #100, Apple Valley, MN 55124
(952) 431-1300
brettsmyagent.com
Farmers Insurance - Kara Petter
13000 Pilot Knob Rd Ste 1, Apple Valley, MN 55124
(952) 432-1967
agents.farmers.com
Retta Insurance Agency LLC
14870 Granada Ave #155, Apple Valley, MN 55124
(763) 465-1101
rettaia.com
Elfstrum Consulting Inc
14799 Energy Way, Apple Valley, MN 55124
(952) 432-8873
elfstrumconsulting.com
Mayer Insurance Agency
15025 Garrett Ave #201, Apple Valley, MN 55124
(952) 432-5900
mayerinsurance.com
Debra Suman American Family Insurance
14698 Galaxie Ave, Apple Valley, MN 55124
(952) 953-0900
amfam.com
Farmers Insurance - Fink Agency
14771 Energy Way, Apple Valley, MN 55124
(651) 288-5633
agents.farmers.com
Farmers Insurance - James Harris
7300 147th St W, Apple Valley, MN 55124
(706) 829-9750
agents.farmers.com
AAA Insurance - Patrick Bevan Agency
7600 147th St W #102, Apple Valley, MN 55124
(952) 891-5566
locator.acg.aaa.com
Farmers Insurance - Jason Gallus
14540 Pennock Ave #101, Apple Valley, MN 55124
(952) 255-8589
agents.farmers.com
David Simmons Agency
6990 151st St W, Apple Valley, MN 55124
(952) 388-1445
davidsimmonsagency.com
Ginther Personal Insurance Agency
15010 Glazier Ave Ste. 201, Apple Valley, MN 55124
(651) 261-8217
gintherpersonalinsurance.com
Sterner Insurance Agency
7373 147th St W #158, Apple Valley, MN 55124
(952) 432-1111
Farmers Insurance - Jason Sandquist
14540 Pennock Ave, Apple Valley, MN 55124
(651) 503-7132
Farmers Insurance - Melissa Fink
14771 Energy Way, Apple Valley, MN 55124
(651) 288-5633
agents.farmers.com
What Does a Flood Insurance Agent in Apple Valley Cost?
Typical flood insurance costs in Apple Valley range from 500 to 2,500 dollars per year depending on the property's flood zone, elevation, and coverage amount. NFIP policies cap building coverage at 250,000 dollars for residential and 500,000 dollars for commercial. Private insurers may offer higher limits or lower premiums for low-risk homes. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Apple Valley Minnesota?
Flood insurance is required by federal law if your property has a mortgage from a federally regulated lender and lies in a FEMA-designated Special Flood Hazard Area (SFHA). Even outside SFHAs, many agents recommend coverage because 25 percent of flood claims come from moderate-to-low risk zones.
What does a flood insurance agent do in Minnesota?
A flood insurance agent helps you assess your property's flood risk, explains NFIP policy limits and exclusions, and obtains quotes from multiple carriers. They also guide you through the 30-day waiting period before NFIP coverage takes effect, unless you are closing on a home or making a map change.
How much does flood insurance cost in Apple Valley?
NFIP premiums in Minnesota average around 700 to 1,200 dollars per year for a single-family home, but costs vary by flood zone, building elevation, and deductible. Private flood insurance may offer lower rates for lower-risk properties. An agent can compare options for your specific address.